期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
23914.34 |
3775.18 |
20139.17 |
3775.18 |
20139.17 |
30972.50 |
10833.33 |
20139.17 |
10833.33 |
20139.17 |
2 |
23914.34 |
3828.34 |
20086.00 |
7603.52 |
40225.17 |
30819.93 |
10833.33 |
19986.60 |
21666.67 |
40125.76 |
3 |
23914.34 |
3882.26 |
20032.08 |
11485.78 |
60257.25 |
30667.36 |
10833.33 |
19834.03 |
32500.00 |
59959.79 |
4 |
23914.34 |
3936.94 |
19977.41 |
15422.72 |
80234.66 |
30514.79 |
10833.33 |
19681.46 |
43333.33 |
79641.25 |
5 |
23914.34 |
3992.38 |
19921.96 |
19415.10 |
100156.62 |
30362.22 |
10833.33 |
19528.89 |
54166.67 |
99170.14 |
6 |
23914.34 |
4048.61 |
19865.74 |
23463.70 |
120022.36 |
30209.65 |
10833.33 |
19376.32 |
65000.00 |
118546.46 |
7 |
23914.34 |
4105.62 |
19808.72 |
27569.33 |
139831.08 |
30057.08 |
10833.33 |
19223.75 |
75833.33 |
137770.21 |
8 |
23914.34 |
4163.45 |
19750.90 |
31732.77 |
159581.98 |
29904.51 |
10833.33 |
19071.18 |
86666.67 |
156841.39 |
9 |
23914.34 |
4222.08 |
19692.26 |
35954.85 |
179274.24 |
29751.94 |
10833.33 |
18918.61 |
97500.00 |
175760.00 |
10 |
23914.34 |
4281.54 |
19632.80 |
40236.39 |
198907.04 |
29599.37 |
10833.33 |
18766.04 |
108333.33 |
194526.04 |
11 |
23914.34 |
4341.84 |
19572.50 |
44578.23 |
218479.55 |
29446.81 |
10833.33 |
18613.47 |
119166.67 |
213139.51 |
12 |
23914.34 |
4402.99 |
19511.36 |
48981.22 |
237990.90 |
29294.24 |
10833.33 |
18460.90 |
130000.00 |
231600.42 |
第2年 |
13 |
23914.34 |
4465.00 |
19449.35 |
53446.22 |
257440.25 |
29141.67 |
10833.33 |
18308.33 |
140833.33 |
249908.75 |
14 |
23914.34 |
4527.88 |
19386.47 |
57974.09 |
276826.72 |
28989.10 |
10833.33 |
18155.76 |
151666.67 |
268064.51 |
15 |
23914.34 |
4591.65 |
19322.70 |
62565.74 |
296149.42 |
28836.53 |
10833.33 |
18003.19 |
162500.00 |
286067.71 |
16 |
23914.34 |
4656.31 |
19258.03 |
67222.05 |
315407.45 |
28683.96 |
10833.33 |
17850.62 |
173333.33 |
303918.33 |
17 |
23914.34 |
4721.89 |
19192.46 |
71943.94 |
334599.90 |
28531.39 |
10833.33 |
17698.06 |
184166.67 |
321616.39 |
18 |
23914.34 |
4788.39 |
19125.96 |
76732.33 |
353725.86 |
28378.82 |
10833.33 |
17545.49 |
195000.00 |
339161.87 |
19 |
23914.34 |
4855.82 |
19058.52 |
81588.15 |
372784.38 |
28226.25 |
10833.33 |
17392.92 |
205833.33 |
356554.79 |
20 |
23914.34 |
4924.21 |
18990.13 |
86512.36 |
391774.51 |
28073.68 |
10833.33 |
17240.35 |
216666.67 |
373795.14 |
21 |
23914.34 |
4993.56 |
18920.78 |
91505.92 |
410695.30 |
27921.11 |
10833.33 |
17087.78 |
227500.00 |
390882.92 |
22 |
23914.34 |
5063.89 |
18850.46 |
96569.80 |
429545.76 |
27768.54 |
10833.33 |
16935.21 |
238333.33 |
407818.12 |
23 |
23914.34 |
5135.20 |
18779.14 |
101705.01 |
448324.90 |
27615.97 |
10833.33 |
16782.64 |
249166.67 |
424600.76 |
24 |
23914.34 |
5207.52 |
18706.82 |
106912.53 |
467031.72 |
27463.40 |
10833.33 |
16630.07 |
260000.00 |
441230.83 |
第3年 |
25 |
23914.34 |
5280.86 |
18633.48 |
112193.39 |
485665.20 |
27310.83 |
10833.33 |
16477.50 |
270833.33 |
457708.33 |
26 |
23914.34 |
5355.23 |
18559.11 |
117548.62 |
504224.31 |
27158.26 |
10833.33 |
16324.93 |
281666.67 |
474033.26 |
27 |
23914.34 |
5430.65 |
18483.69 |
122979.28 |
522708.00 |
27005.69 |
10833.33 |
16172.36 |
292500.00 |
490205.62 |
28 |
23914.34 |
5507.14 |
18407.21 |
128486.41 |
541115.21 |
26853.12 |
10833.33 |
16019.79 |
303333.33 |
506225.42 |
29 |
23914.34 |
5584.69 |
18329.65 |
134071.11 |
559444.86 |
26700.56 |
10833.33 |
15867.22 |
314166.67 |
522092.64 |
30 |
23914.34 |
5663.35 |
18251.00 |
139734.45 |
577695.86 |
26547.99 |
10833.33 |
15714.65 |
325000.00 |
537807.29 |
31 |
23914.34 |
5743.10 |
18171.24 |
145477.56 |
595867.10 |
26395.42 |
10833.33 |
15562.08 |
335833.33 |
553369.37 |
32 |
23914.34 |
5823.99 |
18090.36 |
151301.54 |
613957.46 |
26242.85 |
10833.33 |
15409.51 |
346666.67 |
568778.89 |
33 |
23914.34 |
5906.01 |
18008.34 |
157207.55 |
631965.79 |
26090.28 |
10833.33 |
15256.94 |
357500.00 |
584035.83 |
34 |
23914.34 |
5989.18 |
17925.16 |
163196.73 |
649890.95 |
25937.71 |
10833.33 |
15104.37 |
368333.33 |
599140.21 |
35 |
23914.34 |
6073.53 |
17840.81 |
169270.26 |
667731.77 |
25785.14 |
10833.33 |
14951.81 |
379166.67 |
614092.01 |
36 |
23914.34 |
6159.07 |
17755.28 |
175429.33 |
685487.04 |
25632.57 |
10833.33 |
14799.24 |
390000.00 |
628891.25 |
第4年 |
37 |
23914.34 |
6245.81 |
17668.54 |
181675.14 |
703155.58 |
25480.00 |
10833.33 |
14646.67 |
400833.33 |
643537.92 |
38 |
23914.34 |
6333.77 |
17580.58 |
188008.90 |
720736.16 |
25327.43 |
10833.33 |
14494.10 |
411666.67 |
658032.01 |
39 |
23914.34 |
6422.97 |
17491.37 |
194431.87 |
738227.53 |
25174.86 |
10833.33 |
14341.53 |
422500.00 |
672373.54 |
40 |
23914.34 |
6513.43 |
17400.92 |
200945.30 |
755628.45 |
25022.29 |
10833.33 |
14188.96 |
433333.33 |
686562.50 |
41 |
23914.34 |
6605.16 |
17309.19 |
207550.46 |
772937.63 |
24869.72 |
10833.33 |
14036.39 |
444166.67 |
700598.89 |
42 |
23914.34 |
6698.18 |
17216.16 |
214248.64 |
790153.80 |
24717.15 |
10833.33 |
13883.82 |
455000.00 |
714482.71 |
43 |
23914.34 |
6792.51 |
17121.83 |
221041.15 |
807275.63 |
24564.58 |
10833.33 |
13731.25 |
465833.33 |
728213.96 |
44 |
23914.34 |
6888.17 |
17026.17 |
227929.32 |
824301.80 |
24412.01 |
10833.33 |
13578.68 |
476666.67 |
741792.64 |
45 |
23914.34 |
6985.18 |
16929.16 |
234914.50 |
841230.96 |
24259.44 |
10833.33 |
13426.11 |
487500.00 |
755218.75 |
46 |
23914.34 |
7083.56 |
16830.79 |
241998.06 |
858061.75 |
24106.87 |
10833.33 |
13273.54 |
498333.33 |
768492.29 |
47 |
23914.34 |
7183.32 |
16731.03 |
249181.37 |
874792.78 |
23954.31 |
10833.33 |
13120.97 |
509166.67 |
781613.26 |
48 |
23914.34 |
7284.48 |
16629.86 |
256465.86 |
891422.64 |
23801.74 |
10833.33 |
12968.40 |
520000.00 |
794581.67 |
第5年 |
49 |
23914.34 |
7387.07 |
16527.27 |
263852.93 |
907949.91 |
23649.17 |
10833.33 |
12815.83 |
530833.33 |
807397.50 |
50 |
23914.34 |
7491.11 |
16423.24 |
271344.03 |
924373.15 |
23496.60 |
10833.33 |
12663.26 |
541666.67 |
820060.76 |
51 |
23914.34 |
7596.61 |
16317.74 |
278940.64 |
940690.89 |
23344.03 |
10833.33 |
12510.69 |
552500.00 |
832571.46 |
52 |
23914.34 |
7703.59 |
16210.75 |
286644.23 |
956901.64 |
23191.46 |
10833.33 |
12358.12 |
563333.33 |
844929.58 |
53 |
23914.34 |
7812.08 |
16102.26 |
294456.31 |
973003.90 |
23038.89 |
10833.33 |
12205.56 |
574166.67 |
857135.14 |
54 |
23914.34 |
7922.10 |
15992.24 |
302378.42 |
988996.14 |
22886.32 |
10833.33 |
12052.99 |
585000.00 |
869188.12 |
55 |
23914.34 |
8033.67 |
15880.67 |
310412.09 |
1004876.81 |
22733.75 |
10833.33 |
11900.42 |
595833.33 |
881088.54 |
56 |
23914.34 |
8146.81 |
15767.53 |
318558.90 |
1020644.34 |
22581.18 |
10833.33 |
11747.85 |
606666.67 |
892836.39 |
57 |
23914.34 |
8261.55 |
15652.80 |
326820.45 |
1036297.14 |
22428.61 |
10833.33 |
11595.28 |
617500.00 |
904431.67 |
58 |
23914.34 |
8377.90 |
15536.45 |
335198.35 |
1051833.58 |
22276.04 |
10833.33 |
11442.71 |
628333.33 |
915874.37 |
59 |
23914.34 |
8495.89 |
15418.46 |
343694.24 |
1067252.04 |
22123.47 |
10833.33 |
11290.14 |
639166.67 |
927164.51 |
60 |
23914.34 |
8615.54 |
15298.81 |
352309.77 |
1082550.85 |
21970.90 |
10833.33 |
11137.57 |
650000.00 |
938302.08 |
第6年 |
61 |
23914.34 |
8736.87 |
15177.47 |
361046.65 |
1097728.32 |
21818.33 |
10833.33 |
10985.00 |
660833.33 |
949287.08 |
62 |
23914.34 |
8859.92 |
15054.43 |
369906.56 |
1112782.74 |
21665.76 |
10833.33 |
10832.43 |
671666.67 |
960119.51 |
63 |
23914.34 |
8984.69 |
14929.65 |
378891.26 |
1127712.39 |
21513.19 |
10833.33 |
10679.86 |
682500.00 |
970799.37 |
64 |
23914.34 |
9111.23 |
14803.11 |
388002.49 |
1142515.51 |
21360.63 |
10833.33 |
10527.29 |
693333.33 |
981326.67 |
65 |
23914.34 |
9239.55 |
14674.80 |
397242.03 |
1157190.31 |
21208.06 |
10833.33 |
10374.72 |
704166.67 |
991701.39 |
66 |
23914.34 |
9369.67 |
14544.67 |
406611.70 |
1171734.98 |
21055.49 |
10833.33 |
10222.15 |
715000.00 |
1001923.54 |
67 |
23914.34 |
9501.63 |
14412.72 |
416113.33 |
1186147.70 |
20902.92 |
10833.33 |
10069.58 |
725833.33 |
1011993.12 |
68 |
23914.34 |
9635.44 |
14278.90 |
425748.77 |
1200426.60 |
20750.35 |
10833.33 |
9917.01 |
736666.67 |
1021910.14 |
69 |
23914.34 |
9771.14 |
14143.20 |
435519.91 |
1214569.81 |
20597.78 |
10833.33 |
9764.44 |
747500.00 |
1031674.58 |
70 |
23914.34 |
9908.75 |
14005.59 |
445428.65 |
1228575.40 |
20445.21 |
10833.33 |
9611.88 |
758333.33 |
1041286.46 |
71 |
23914.34 |
10048.30 |
13866.05 |
455476.95 |
1242441.45 |
20292.64 |
10833.33 |
9459.31 |
769166.67 |
1050745.76 |
72 |
23914.34 |
10189.81 |
13724.53 |
465666.76 |
1256165.98 |
20140.07 |
10833.33 |
9306.74 |
780000.00 |
1060052.50 |
第7年 |
73 |
23914.34 |
10333.32 |
13581.03 |
476000.08 |
1269747.01 |
19987.50 |
10833.33 |
9154.17 |
790833.33 |
1069206.67 |
74 |
23914.34 |
10478.84 |
13435.50 |
486478.92 |
1283182.51 |
19834.93 |
10833.33 |
9001.60 |
801666.67 |
1078208.26 |
75 |
23914.34 |
10626.42 |
13287.92 |
497105.35 |
1296470.43 |
19682.36 |
10833.33 |
8849.03 |
812500.00 |
1087057.29 |
76 |
23914.34 |
10776.08 |
13138.27 |
507881.42 |
1309608.70 |
19529.79 |
10833.33 |
8696.46 |
823333.33 |
1095753.75 |
77 |
23914.34 |
10927.84 |
12986.50 |
518809.26 |
1322595.20 |
19377.22 |
10833.33 |
8543.89 |
834166.67 |
1104297.64 |
78 |
23914.34 |
11081.74 |
12832.60 |
529891.00 |
1335427.80 |
19224.65 |
10833.33 |
8391.32 |
845000.00 |
1112688.96 |
79 |
23914.34 |
11237.81 |
12676.54 |
541128.81 |
1348104.34 |
19072.08 |
10833.33 |
8238.75 |
855833.33 |
1120927.71 |
80 |
23914.34 |
11396.07 |
12518.27 |
552524.89 |
1360622.61 |
18919.51 |
10833.33 |
8086.18 |
866666.67 |
1129013.89 |
81 |
23914.34 |
11556.57 |
12357.77 |
564081.46 |
1372980.38 |
18766.94 |
10833.33 |
7933.61 |
877500.00 |
1136947.50 |
82 |
23914.34 |
11719.32 |
12195.02 |
575800.78 |
1385175.40 |
18614.38 |
10833.33 |
7781.04 |
888333.33 |
1144728.54 |
83 |
23914.34 |
11884.37 |
12029.97 |
587685.15 |
1397205.37 |
18461.81 |
10833.33 |
7628.47 |
899166.67 |
1152357.01 |
84 |
23914.34 |
12051.74 |
11862.60 |
599736.90 |
1409067.97 |
18309.24 |
10833.33 |
7475.90 |
910000.00 |
1159832.92 |
第8年 |
85 |
23914.34 |
12221.47 |
11692.87 |
611958.37 |
1420760.84 |
18156.67 |
10833.33 |
7323.33 |
920833.33 |
1167156.25 |
86 |
23914.34 |
12393.59 |
11520.75 |
624351.96 |
1432281.60 |
18004.10 |
10833.33 |
7170.76 |
931666.67 |
1174327.01 |
87 |
23914.34 |
12568.13 |
11346.21 |
636920.09 |
1443627.81 |
17851.53 |
10833.33 |
7018.19 |
942500.00 |
1181345.21 |
88 |
23914.34 |
12745.13 |
11169.21 |
649665.23 |
1454797.02 |
17698.96 |
10833.33 |
6865.63 |
953333.33 |
1188210.83 |
89 |
23914.34 |
12924.63 |
10989.71 |
662589.86 |
1465786.73 |
17546.39 |
10833.33 |
6713.06 |
964166.67 |
1194923.89 |
90 |
23914.34 |
13106.65 |
10807.69 |
675696.51 |
1476594.42 |
17393.82 |
10833.33 |
6560.49 |
975000.00 |
1201484.37 |
91 |
23914.34 |
13291.24 |
10623.11 |
688987.74 |
1487217.53 |
17241.25 |
10833.33 |
6407.92 |
985833.33 |
1207892.29 |
92 |
23914.34 |
13478.42 |
10435.92 |
702466.16 |
1497653.45 |
17088.68 |
10833.33 |
6255.35 |
996666.67 |
1214147.64 |
93 |
23914.34 |
13668.24 |
10246.10 |
716134.41 |
1507899.56 |
16936.11 |
10833.33 |
6102.78 |
1007500.00 |
1220250.42 |
94 |
23914.34 |
13860.74 |
10053.61 |
729995.14 |
1517953.16 |
16783.54 |
10833.33 |
5950.21 |
1018333.33 |
1226200.62 |
95 |
23914.34 |
14055.94 |
9858.40 |
744051.08 |
1527811.56 |
16630.97 |
10833.33 |
5797.64 |
1029166.67 |
1231998.26 |
96 |
23914.34 |
14253.90 |
9660.45 |
758304.98 |
1537472.01 |
16478.40 |
10833.33 |
5645.07 |
1040000.00 |
1237643.33 |
第9年 |
97 |
23914.34 |
14454.64 |
9459.70 |
772759.62 |
1546931.72 |
16325.83 |
10833.33 |
5492.50 |
1050833.33 |
1243135.83 |
98 |
23914.34 |
14658.21 |
9256.14 |
787417.83 |
1556187.85 |
16173.26 |
10833.33 |
5339.93 |
1061666.67 |
1248475.76 |
99 |
23914.34 |
14864.64 |
9049.70 |
802282.47 |
1565237.55 |
16020.69 |
10833.33 |
5187.36 |
1072500.00 |
1253663.12 |
100 |
23914.34 |
15073.99 |
8840.36 |
817356.46 |
1574077.91 |
15868.13 |
10833.33 |
5034.79 |
1083333.33 |
1258697.92 |
101 |
23914.34 |
15286.28 |
8628.06 |
832642.74 |
1582705.97 |
15715.56 |
10833.33 |
4882.22 |
1094166.67 |
1263580.14 |
102 |
23914.34 |
15501.56 |
8412.78 |
848144.30 |
1591118.75 |
15562.99 |
10833.33 |
4729.65 |
1105000.00 |
1268309.79 |
103 |
23914.34 |
15719.88 |
8194.47 |
863864.18 |
1599313.22 |
15410.42 |
10833.33 |
4577.08 |
1115833.33 |
1272886.87 |
104 |
23914.34 |
15941.26 |
7973.08 |
879805.44 |
1607286.30 |
15257.85 |
10833.33 |
4424.51 |
1126666.67 |
1277311.39 |
105 |
23914.34 |
16165.77 |
7748.57 |
895971.21 |
1615034.87 |
15105.28 |
10833.33 |
4271.94 |
1137500.00 |
1281583.33 |
106 |
23914.34 |
16393.44 |
7520.91 |
912364.65 |
1622555.78 |
14952.71 |
10833.33 |
4119.38 |
1148333.33 |
1285702.71 |
107 |
23914.34 |
16624.31 |
7290.03 |
928988.96 |
1629845.81 |
14800.14 |
10833.33 |
3966.81 |
1159166.67 |
1289669.51 |
108 |
23914.34 |
16858.44 |
7055.91 |
945847.40 |
1636901.71 |
14647.57 |
10833.33 |
3814.24 |
1170000.00 |
1293483.75 |
第10年 |
109 |
23914.34 |
17095.86 |
6818.48 |
962943.26 |
1643720.20 |
14495.00 |
10833.33 |
3661.67 |
1180833.33 |
1297145.42 |
110 |
23914.34 |
17336.63 |
6577.72 |
980279.89 |
1650297.91 |
14342.43 |
10833.33 |
3509.10 |
1191666.67 |
1300654.51 |
111 |
23914.34 |
17580.79 |
6333.56 |
997860.68 |
1656631.47 |
14189.86 |
10833.33 |
3356.53 |
1202500.00 |
1304011.04 |
112 |
23914.34 |
17828.38 |
6085.96 |
1015689.06 |
1662717.43 |
14037.29 |
10833.33 |
3203.96 |
1213333.33 |
1307215.00 |
113 |
23914.34 |
18079.46 |
5834.88 |
1033768.52 |
1668552.31 |
13884.72 |
10833.33 |
3051.39 |
1224166.67 |
1310266.39 |
114 |
23914.34 |
18334.08 |
5580.26 |
1052102.61 |
1674132.57 |
13732.15 |
10833.33 |
2898.82 |
1235000.00 |
1313165.21 |
115 |
23914.34 |
18592.29 |
5322.05 |
1070694.90 |
1679454.63 |
13579.58 |
10833.33 |
2746.25 |
1245833.33 |
1315911.46 |
116 |
23914.34 |
18854.13 |
5060.21 |
1089549.03 |
1684514.84 |
13427.01 |
10833.33 |
2593.68 |
1256666.67 |
1318505.14 |
117 |
23914.34 |
19119.66 |
4794.68 |
1108668.69 |
1689309.52 |
13274.44 |
10833.33 |
2441.11 |
1267500.00 |
1320946.25 |
118 |
23914.34 |
19388.93 |
4525.42 |
1128057.61 |
1693834.94 |
13121.88 |
10833.33 |
2288.54 |
1278333.33 |
1323234.79 |
119 |
23914.34 |
19661.99 |
4252.36 |
1147719.60 |
1698087.29 |
12969.31 |
10833.33 |
2135.97 |
1289166.67 |
1325370.76 |
120 |
23914.34 |
19938.89 |
3975.45 |
1167658.50 |
1702062.74 |
12816.74 |
10833.33 |
1983.40 |
1300000.00 |
1327354.17 |
第11年 |
121 |
23914.34 |
20219.70 |
3694.64 |
1187878.20 |
1705757.39 |
12664.17 |
10833.33 |
1830.83 |
1310833.33 |
1329185.00 |
122 |
23914.34 |
20504.46 |
3409.88 |
1208382.66 |
1709167.27 |
12511.60 |
10833.33 |
1678.26 |
1321666.67 |
1330863.26 |
123 |
23914.34 |
20793.23 |
3121.11 |
1229175.89 |
1712288.38 |
12359.03 |
10833.33 |
1525.69 |
1332500.00 |
1332388.96 |
124 |
23914.34 |
21086.07 |
2828.27 |
1250261.96 |
1715116.65 |
12206.46 |
10833.33 |
1373.13 |
1343333.33 |
1333762.08 |
125 |
23914.34 |
21383.03 |
2531.31 |
1271645.00 |
1717647.96 |
12053.89 |
10833.33 |
1220.56 |
1354166.67 |
1334982.64 |
126 |
23914.34 |
21684.18 |
2230.17 |
1293329.17 |
1719878.13 |
11901.32 |
10833.33 |
1067.99 |
1365000.00 |
1336050.62 |
127 |
23914.34 |
21989.56 |
1924.78 |
1315318.74 |
1721802.91 |
11748.75 |
10833.33 |
915.42 |
1375833.33 |
1336966.04 |
128 |
23914.34 |
22299.25 |
1615.09 |
1337617.98 |
1723418.00 |
11596.18 |
10833.33 |
762.85 |
1386666.67 |
1337728.89 |
129 |
23914.34 |
22613.30 |
1301.05 |
1360231.28 |
1724719.05 |
11443.61 |
10833.33 |
610.28 |
1397500.00 |
1338339.17 |
130 |
23914.34 |
22931.77 |
982.58 |
1383163.05 |
1725701.63 |
11291.04 |
10833.33 |
457.71 |
1408333.33 |
1338796.87 |
131 |
23914.34 |
23254.72 |
659.62 |
1406417.77 |
1726361.25 |
11138.47 |
10833.33 |
305.14 |
1419166.67 |
1339102.01 |
132 |
23914.34 |
23582.23 |
332.12 |
1430000.00 |
1726693.36 |
10985.90 |
10833.33 |
152.57 |
1430000.00 |
1339254.58 |
汇总:
|
等额本息
总利息:1726693.36元 总还款:3156693.36元
|
等额本金
总利息:1339254.58元 总还款:2769254.58元
|
年利率为:16.90%,折扣: 不打折,贷款:143.0万,
分132期(11年), 等额本息比等额本金多:387438.78元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。