期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
23571.85 |
5154.35 |
18417.50 |
5154.35 |
18417.50 |
30462.95 |
12045.45 |
18417.50 |
12045.45 |
18417.50 |
2 |
23571.85 |
5214.05 |
18357.80 |
10368.40 |
36775.30 |
30323.43 |
12045.45 |
18277.97 |
24090.91 |
36695.47 |
3 |
23571.85 |
5274.45 |
18297.40 |
15642.85 |
55072.69 |
30183.90 |
12045.45 |
18138.45 |
36136.36 |
54833.92 |
4 |
23571.85 |
5335.55 |
18236.30 |
20978.40 |
73309.00 |
30044.37 |
12045.45 |
17998.92 |
48181.82 |
72832.84 |
5 |
23571.85 |
5397.35 |
18174.50 |
26375.75 |
91483.50 |
29904.85 |
12045.45 |
17859.39 |
60227.27 |
90692.23 |
6 |
23571.85 |
5459.87 |
18111.98 |
31835.61 |
109595.48 |
29765.32 |
12045.45 |
17719.87 |
72272.73 |
108412.10 |
7 |
23571.85 |
5523.11 |
18048.74 |
37358.73 |
127644.22 |
29625.80 |
12045.45 |
17580.34 |
84318.18 |
125992.44 |
8 |
23571.85 |
5587.09 |
17984.76 |
42945.81 |
145628.98 |
29486.27 |
12045.45 |
17440.81 |
96363.64 |
143433.26 |
9 |
23571.85 |
5651.80 |
17920.04 |
48597.62 |
163549.02 |
29346.74 |
12045.45 |
17301.29 |
108409.09 |
160734.55 |
10 |
23571.85 |
5717.27 |
17854.58 |
54314.89 |
181403.60 |
29207.22 |
12045.45 |
17161.76 |
120454.55 |
177896.31 |
11 |
23571.85 |
5783.50 |
17788.35 |
60098.39 |
199191.95 |
29067.69 |
12045.45 |
17022.23 |
132500.00 |
194918.54 |
12 |
23571.85 |
5850.49 |
17721.36 |
65948.87 |
216913.31 |
28928.16 |
12045.45 |
16882.71 |
144545.45 |
211801.25 |
第2年 |
13 |
23571.85 |
5918.26 |
17653.59 |
71867.13 |
234566.91 |
28788.64 |
12045.45 |
16743.18 |
156590.91 |
228544.43 |
14 |
23571.85 |
5986.81 |
17585.04 |
77853.94 |
252151.94 |
28649.11 |
12045.45 |
16603.66 |
168636.36 |
245148.09 |
15 |
23571.85 |
6056.16 |
17515.69 |
83910.10 |
269667.64 |
28509.58 |
12045.45 |
16464.13 |
180681.82 |
261612.22 |
16 |
23571.85 |
6126.31 |
17445.54 |
90036.41 |
287113.18 |
28370.06 |
12045.45 |
16324.60 |
192727.27 |
277936.82 |
17 |
23571.85 |
6197.27 |
17374.58 |
96233.68 |
304487.76 |
28230.53 |
12045.45 |
16185.08 |
204772.73 |
294121.89 |
18 |
23571.85 |
6269.06 |
17302.79 |
102502.73 |
321790.55 |
28091.00 |
12045.45 |
16045.55 |
216818.18 |
310167.44 |
19 |
23571.85 |
6341.67 |
17230.18 |
108844.41 |
339020.73 |
27951.48 |
12045.45 |
15906.02 |
228863.64 |
326073.47 |
20 |
23571.85 |
6415.13 |
17156.72 |
115259.54 |
356177.44 |
27811.95 |
12045.45 |
15766.50 |
240909.09 |
341839.96 |
21 |
23571.85 |
6489.44 |
17082.41 |
121748.97 |
373259.86 |
27672.42 |
12045.45 |
15626.97 |
252954.55 |
357466.93 |
22 |
23571.85 |
6564.61 |
17007.24 |
128313.58 |
390267.10 |
27532.90 |
12045.45 |
15487.44 |
265000.00 |
372954.37 |
23 |
23571.85 |
6640.65 |
16931.20 |
134954.23 |
407198.30 |
27393.37 |
12045.45 |
15347.92 |
277045.45 |
388302.29 |
24 |
23571.85 |
6717.57 |
16854.28 |
141671.80 |
424052.58 |
27253.84 |
12045.45 |
15208.39 |
289090.91 |
403510.68 |
第3年 |
25 |
23571.85 |
6795.38 |
16776.47 |
148467.18 |
440829.05 |
27114.32 |
12045.45 |
15068.86 |
301136.36 |
418579.55 |
26 |
23571.85 |
6874.09 |
16697.76 |
155341.27 |
457526.80 |
26974.79 |
12045.45 |
14929.34 |
313181.82 |
433508.88 |
27 |
23571.85 |
6953.72 |
16618.13 |
162294.99 |
474144.93 |
26835.27 |
12045.45 |
14789.81 |
325227.27 |
448298.69 |
28 |
23571.85 |
7034.27 |
16537.58 |
169329.26 |
490682.51 |
26695.74 |
12045.45 |
14650.28 |
337272.73 |
462948.98 |
29 |
23571.85 |
7115.75 |
16456.10 |
176445.00 |
507138.62 |
26556.21 |
12045.45 |
14510.76 |
349318.18 |
477459.73 |
30 |
23571.85 |
7198.17 |
16373.68 |
183643.17 |
523512.30 |
26416.69 |
12045.45 |
14371.23 |
361363.64 |
491830.97 |
31 |
23571.85 |
7281.55 |
16290.30 |
190924.72 |
539802.60 |
26277.16 |
12045.45 |
14231.70 |
373409.09 |
506062.67 |
32 |
23571.85 |
7365.89 |
16205.96 |
198290.62 |
556008.55 |
26137.63 |
12045.45 |
14092.18 |
385454.55 |
520154.85 |
33 |
23571.85 |
7451.22 |
16120.63 |
205741.83 |
572129.18 |
25998.11 |
12045.45 |
13952.65 |
397500.00 |
534107.50 |
34 |
23571.85 |
7537.53 |
16034.32 |
213279.36 |
588163.51 |
25858.58 |
12045.45 |
13813.12 |
409545.45 |
547920.62 |
35 |
23571.85 |
7624.83 |
15947.01 |
220904.19 |
604110.52 |
25719.05 |
12045.45 |
13673.60 |
421590.91 |
561594.22 |
36 |
23571.85 |
7713.16 |
15858.69 |
228617.35 |
619969.22 |
25579.53 |
12045.45 |
13534.07 |
433636.36 |
575128.30 |
第4年 |
37 |
23571.85 |
7802.50 |
15769.35 |
236419.85 |
635738.56 |
25440.00 |
12045.45 |
13394.55 |
445681.82 |
588522.84 |
38 |
23571.85 |
7892.88 |
15678.97 |
244312.73 |
651417.53 |
25300.47 |
12045.45 |
13255.02 |
457727.27 |
601777.86 |
39 |
23571.85 |
7984.30 |
15587.54 |
252297.03 |
667005.08 |
25160.95 |
12045.45 |
13115.49 |
469772.73 |
614893.35 |
40 |
23571.85 |
8076.79 |
15495.06 |
260373.82 |
682500.14 |
25021.42 |
12045.45 |
12975.97 |
481818.18 |
627869.32 |
41 |
23571.85 |
8170.35 |
15401.50 |
268544.17 |
697901.64 |
24881.89 |
12045.45 |
12836.44 |
493863.64 |
640705.76 |
42 |
23571.85 |
8264.99 |
15306.86 |
276809.15 |
713208.51 |
24742.37 |
12045.45 |
12696.91 |
505909.09 |
653402.67 |
43 |
23571.85 |
8360.72 |
15211.13 |
285169.87 |
728419.63 |
24602.84 |
12045.45 |
12557.39 |
517954.55 |
665960.06 |
44 |
23571.85 |
8457.57 |
15114.28 |
293627.44 |
743533.91 |
24463.31 |
12045.45 |
12417.86 |
530000.00 |
678377.92 |
45 |
23571.85 |
8555.53 |
15016.32 |
302182.97 |
758550.23 |
24323.79 |
12045.45 |
12278.33 |
542045.45 |
690656.25 |
46 |
23571.85 |
8654.64 |
14917.21 |
310837.61 |
773467.44 |
24184.26 |
12045.45 |
12138.81 |
554090.91 |
702795.06 |
47 |
23571.85 |
8754.88 |
14816.96 |
319592.49 |
788284.41 |
24044.73 |
12045.45 |
11999.28 |
566136.36 |
714794.34 |
48 |
23571.85 |
8856.30 |
14715.55 |
328448.79 |
802999.96 |
23905.21 |
12045.45 |
11859.75 |
578181.82 |
726654.09 |
第5年 |
49 |
23571.85 |
8958.88 |
14612.97 |
337407.67 |
817612.93 |
23765.68 |
12045.45 |
11720.23 |
590227.27 |
738374.32 |
50 |
23571.85 |
9062.65 |
14509.19 |
346470.33 |
832122.12 |
23626.16 |
12045.45 |
11580.70 |
602272.73 |
749955.02 |
51 |
23571.85 |
9167.63 |
14404.22 |
355637.96 |
846526.34 |
23486.63 |
12045.45 |
11441.17 |
614318.18 |
761396.19 |
52 |
23571.85 |
9273.82 |
14298.03 |
364911.78 |
860824.37 |
23347.10 |
12045.45 |
11301.65 |
626363.64 |
772697.84 |
53 |
23571.85 |
9381.24 |
14190.61 |
374293.02 |
875014.98 |
23207.58 |
12045.45 |
11162.12 |
638409.09 |
783859.96 |
54 |
23571.85 |
9489.91 |
14081.94 |
383782.93 |
889096.91 |
23068.05 |
12045.45 |
11022.59 |
650454.55 |
794882.56 |
55 |
23571.85 |
9599.83 |
13972.01 |
393382.77 |
903068.93 |
22928.52 |
12045.45 |
10883.07 |
662500.00 |
805765.62 |
56 |
23571.85 |
9711.03 |
13860.82 |
403093.80 |
916929.75 |
22789.00 |
12045.45 |
10743.54 |
674545.45 |
816509.17 |
57 |
23571.85 |
9823.52 |
13748.33 |
412917.32 |
930678.08 |
22649.47 |
12045.45 |
10604.02 |
686590.91 |
827113.18 |
58 |
23571.85 |
9937.31 |
13634.54 |
422854.63 |
944312.62 |
22509.94 |
12045.45 |
10464.49 |
698636.36 |
837577.67 |
59 |
23571.85 |
10052.42 |
13519.43 |
432907.04 |
957832.05 |
22370.42 |
12045.45 |
10324.96 |
710681.82 |
847902.63 |
60 |
23571.85 |
10168.86 |
13402.99 |
443075.90 |
971235.04 |
22230.89 |
12045.45 |
10185.44 |
722727.27 |
858088.07 |
第6年 |
61 |
23571.85 |
10286.64 |
13285.20 |
453362.54 |
984520.25 |
22091.36 |
12045.45 |
10045.91 |
734772.73 |
868133.98 |
62 |
23571.85 |
10405.80 |
13166.05 |
463768.34 |
997686.30 |
21951.84 |
12045.45 |
9906.38 |
746818.18 |
878040.36 |
63 |
23571.85 |
10526.33 |
13045.52 |
474294.67 |
1010731.82 |
21812.31 |
12045.45 |
9766.86 |
758863.64 |
887807.22 |
64 |
23571.85 |
10648.26 |
12923.59 |
484942.93 |
1023655.40 |
21672.78 |
12045.45 |
9627.33 |
770909.09 |
897434.55 |
65 |
23571.85 |
10771.60 |
12800.24 |
495714.54 |
1036455.65 |
21533.26 |
12045.45 |
9487.80 |
782954.55 |
906922.35 |
66 |
23571.85 |
10896.38 |
12675.47 |
506610.91 |
1049131.12 |
21393.73 |
12045.45 |
9348.28 |
795000.00 |
916270.62 |
67 |
23571.85 |
11022.59 |
12549.26 |
517633.51 |
1061680.38 |
21254.20 |
12045.45 |
9208.75 |
807045.45 |
925479.37 |
68 |
23571.85 |
11150.27 |
12421.58 |
528783.78 |
1074101.96 |
21114.68 |
12045.45 |
9069.22 |
819090.91 |
934548.60 |
69 |
23571.85 |
11279.43 |
12292.42 |
540063.20 |
1086394.38 |
20975.15 |
12045.45 |
8929.70 |
831136.36 |
943478.30 |
70 |
23571.85 |
11410.08 |
12161.77 |
551473.29 |
1098556.14 |
20835.63 |
12045.45 |
8790.17 |
843181.82 |
952268.47 |
71 |
23571.85 |
11542.25 |
12029.60 |
563015.53 |
1110585.75 |
20696.10 |
12045.45 |
8650.64 |
855227.27 |
960919.11 |
72 |
23571.85 |
11675.95 |
11895.90 |
574691.48 |
1122481.65 |
20556.57 |
12045.45 |
8511.12 |
867272.73 |
969430.23 |
第7年 |
73 |
23571.85 |
11811.19 |
11760.66 |
586502.67 |
1134242.31 |
20417.05 |
12045.45 |
8371.59 |
879318.18 |
977801.82 |
74 |
23571.85 |
11948.00 |
11623.84 |
598450.68 |
1145866.15 |
20277.52 |
12045.45 |
8232.06 |
891363.64 |
986033.88 |
75 |
23571.85 |
12086.40 |
11485.45 |
610537.08 |
1157351.60 |
20137.99 |
12045.45 |
8092.54 |
903409.09 |
994126.42 |
76 |
23571.85 |
12226.40 |
11345.45 |
622763.48 |
1168697.04 |
19998.47 |
12045.45 |
7953.01 |
915454.55 |
1002079.43 |
77 |
23571.85 |
12368.03 |
11203.82 |
635131.51 |
1179900.87 |
19858.94 |
12045.45 |
7813.48 |
927500.00 |
1009892.92 |
78 |
23571.85 |
12511.29 |
11060.56 |
647642.80 |
1190961.43 |
19719.41 |
12045.45 |
7673.96 |
939545.45 |
1017566.87 |
79 |
23571.85 |
12656.21 |
10915.64 |
660299.01 |
1201877.06 |
19579.89 |
12045.45 |
7534.43 |
951590.91 |
1025101.31 |
80 |
23571.85 |
12802.81 |
10769.04 |
673101.82 |
1212646.10 |
19440.36 |
12045.45 |
7394.91 |
963636.36 |
1032496.21 |
81 |
23571.85 |
12951.11 |
10620.74 |
686052.93 |
1223266.84 |
19300.83 |
12045.45 |
7255.38 |
975681.82 |
1039751.59 |
82 |
23571.85 |
13101.13 |
10470.72 |
699154.06 |
1233737.56 |
19161.31 |
12045.45 |
7115.85 |
987727.27 |
1046867.44 |
83 |
23571.85 |
13252.88 |
10318.97 |
712406.94 |
1244056.52 |
19021.78 |
12045.45 |
6976.33 |
999772.73 |
1053843.77 |
84 |
23571.85 |
13406.40 |
10165.45 |
725813.34 |
1254221.97 |
18882.25 |
12045.45 |
6836.80 |
1011818.18 |
1060680.57 |
第8年 |
85 |
23571.85 |
13561.69 |
10010.16 |
739375.03 |
1264232.14 |
18742.73 |
12045.45 |
6697.27 |
1023863.64 |
1067377.84 |
86 |
23571.85 |
13718.78 |
9853.07 |
753093.80 |
1274085.21 |
18603.20 |
12045.45 |
6557.75 |
1035909.09 |
1073935.59 |
87 |
23571.85 |
13877.69 |
9694.16 |
766971.49 |
1283779.37 |
18463.67 |
12045.45 |
6418.22 |
1047954.55 |
1080353.81 |
88 |
23571.85 |
14038.44 |
9533.41 |
781009.93 |
1293312.79 |
18324.15 |
12045.45 |
6278.69 |
1060000.00 |
1086632.50 |
89 |
23571.85 |
14201.05 |
9370.80 |
795210.97 |
1302683.59 |
18184.62 |
12045.45 |
6139.17 |
1072045.45 |
1092771.67 |
90 |
23571.85 |
14365.54 |
9206.31 |
809576.52 |
1311889.89 |
18045.09 |
12045.45 |
5999.64 |
1084090.91 |
1098771.31 |
91 |
23571.85 |
14531.94 |
9039.91 |
824108.46 |
1320929.80 |
17905.57 |
12045.45 |
5860.11 |
1096136.36 |
1104631.42 |
92 |
23571.85 |
14700.27 |
8871.58 |
838808.73 |
1329801.38 |
17766.04 |
12045.45 |
5720.59 |
1108181.82 |
1110352.01 |
93 |
23571.85 |
14870.55 |
8701.30 |
853679.28 |
1338502.68 |
17626.52 |
12045.45 |
5581.06 |
1120227.27 |
1115933.07 |
94 |
23571.85 |
15042.80 |
8529.05 |
868722.08 |
1347031.72 |
17486.99 |
12045.45 |
5441.53 |
1132272.73 |
1121374.60 |
95 |
23571.85 |
15217.05 |
8354.80 |
883939.13 |
1355386.53 |
17347.46 |
12045.45 |
5302.01 |
1144318.18 |
1126676.61 |
96 |
23571.85 |
15393.31 |
8178.54 |
899332.44 |
1363565.07 |
17207.94 |
12045.45 |
5162.48 |
1156363.64 |
1131839.09 |
第9年 |
97 |
23571.85 |
15571.62 |
8000.23 |
914904.06 |
1371565.30 |
17068.41 |
12045.45 |
5022.95 |
1168409.09 |
1136862.05 |
98 |
23571.85 |
15751.99 |
7819.86 |
930656.04 |
1379385.16 |
16928.88 |
12045.45 |
4883.43 |
1180454.55 |
1141745.47 |
99 |
23571.85 |
15934.45 |
7637.40 |
946590.49 |
1387022.56 |
16789.36 |
12045.45 |
4743.90 |
1192500.00 |
1146489.37 |
100 |
23571.85 |
16119.02 |
7452.83 |
962709.51 |
1394475.39 |
16649.83 |
12045.45 |
4604.38 |
1204545.45 |
1151093.75 |
101 |
23571.85 |
16305.73 |
7266.11 |
979015.25 |
1401741.50 |
16510.30 |
12045.45 |
4464.85 |
1216590.91 |
1155558.60 |
102 |
23571.85 |
16494.61 |
7077.24 |
995509.86 |
1408818.74 |
16370.78 |
12045.45 |
4325.32 |
1228636.36 |
1159883.92 |
103 |
23571.85 |
16685.67 |
6886.18 |
1012195.53 |
1415704.92 |
16231.25 |
12045.45 |
4185.80 |
1240681.82 |
1164069.72 |
104 |
23571.85 |
16878.95 |
6692.90 |
1029074.47 |
1422397.82 |
16091.72 |
12045.45 |
4046.27 |
1252727.27 |
1168115.98 |
105 |
23571.85 |
17074.46 |
6497.39 |
1046148.94 |
1428895.21 |
15952.20 |
12045.45 |
3906.74 |
1264772.73 |
1172022.73 |
106 |
23571.85 |
17272.24 |
6299.61 |
1063421.18 |
1435194.82 |
15812.67 |
12045.45 |
3767.22 |
1276818.18 |
1175789.94 |
107 |
23571.85 |
17472.31 |
6099.54 |
1080893.49 |
1441294.35 |
15673.14 |
12045.45 |
3627.69 |
1288863.64 |
1179417.63 |
108 |
23571.85 |
17674.70 |
5897.15 |
1098568.19 |
1447191.50 |
15533.62 |
12045.45 |
3488.16 |
1300909.09 |
1182905.80 |
第10年 |
109 |
23571.85 |
17879.43 |
5692.42 |
1116447.62 |
1452883.92 |
15394.09 |
12045.45 |
3348.64 |
1312954.55 |
1186254.43 |
110 |
23571.85 |
18086.53 |
5485.32 |
1134534.15 |
1458369.24 |
15254.56 |
12045.45 |
3209.11 |
1325000.00 |
1189463.54 |
111 |
23571.85 |
18296.04 |
5275.81 |
1152830.19 |
1463645.05 |
15115.04 |
12045.45 |
3069.58 |
1337045.45 |
1192533.12 |
112 |
23571.85 |
18507.97 |
5063.88 |
1171338.15 |
1468708.93 |
14975.51 |
12045.45 |
2930.06 |
1349090.91 |
1195463.18 |
113 |
23571.85 |
18722.35 |
4849.50 |
1190060.50 |
1473558.43 |
14835.98 |
12045.45 |
2790.53 |
1361136.36 |
1198253.71 |
114 |
23571.85 |
18939.22 |
4632.63 |
1208999.72 |
1478191.07 |
14696.46 |
12045.45 |
2651.00 |
1373181.82 |
1200904.72 |
115 |
23571.85 |
19158.60 |
4413.25 |
1228158.31 |
1482604.32 |
14556.93 |
12045.45 |
2511.48 |
1385227.27 |
1203416.19 |
116 |
23571.85 |
19380.52 |
4191.33 |
1247538.83 |
1486795.65 |
14417.41 |
12045.45 |
2371.95 |
1397272.73 |
1205788.14 |
117 |
23571.85 |
19605.01 |
3966.84 |
1267143.84 |
1490762.50 |
14277.88 |
12045.45 |
2232.42 |
1409318.18 |
1208020.57 |
118 |
23571.85 |
19832.10 |
3739.75 |
1286975.94 |
1494502.25 |
14138.35 |
12045.45 |
2092.90 |
1421363.64 |
1210113.47 |
119 |
23571.85 |
20061.82 |
3510.03 |
1307037.76 |
1498012.27 |
13998.83 |
12045.45 |
1953.37 |
1433409.09 |
1212066.84 |
120 |
23571.85 |
20294.20 |
3277.65 |
1327331.96 |
1501289.92 |
13859.30 |
12045.45 |
1813.84 |
1445454.55 |
1213880.68 |
第11年 |
121 |
23571.85 |
20529.28 |
3042.57 |
1347861.24 |
1504332.49 |
13719.77 |
12045.45 |
1674.32 |
1457500.00 |
1215555.00 |
122 |
23571.85 |
20767.07 |
2804.77 |
1368628.31 |
1507137.27 |
13580.25 |
12045.45 |
1534.79 |
1469545.45 |
1217089.79 |
123 |
23571.85 |
21007.63 |
2564.22 |
1389635.94 |
1509701.49 |
13440.72 |
12045.45 |
1395.27 |
1481590.91 |
1218485.06 |
124 |
23571.85 |
21250.97 |
2320.88 |
1410886.90 |
1512022.37 |
13301.19 |
12045.45 |
1255.74 |
1493636.36 |
1219740.80 |
125 |
23571.85 |
21497.12 |
2074.73 |
1432384.03 |
1514097.10 |
13161.67 |
12045.45 |
1116.21 |
1505681.82 |
1220857.01 |
126 |
23571.85 |
21746.13 |
1825.72 |
1454130.16 |
1515922.82 |
13022.14 |
12045.45 |
976.69 |
1517727.27 |
1221833.69 |
127 |
23571.85 |
21998.02 |
1573.83 |
1476128.18 |
1517496.64 |
12882.61 |
12045.45 |
837.16 |
1529772.73 |
1222670.85 |
128 |
23571.85 |
22252.83 |
1319.02 |
1498381.01 |
1518815.66 |
12743.09 |
12045.45 |
697.63 |
1541818.18 |
1223368.48 |
129 |
23571.85 |
22510.60 |
1061.25 |
1520891.61 |
1519876.91 |
12603.56 |
12045.45 |
558.11 |
1553863.64 |
1223926.59 |
130 |
23571.85 |
22771.34 |
800.51 |
1543662.95 |
1520677.42 |
12464.03 |
12045.45 |
418.58 |
1565909.09 |
1224345.17 |
131 |
23571.85 |
23035.11 |
536.74 |
1566698.07 |
1521214.15 |
12324.51 |
12045.45 |
279.05 |
1577954.55 |
1224624.22 |
132 |
23571.85 |
23301.93 |
269.91 |
1590000.00 |
1521484.07 |
12184.98 |
12045.45 |
139.53 |
1590000.00 |
1224763.75 |
汇总:
|
等额本息
总利息:1521484.07元 总还款:3111484.07元
|
等额本金
总利息:1224763.75元 总还款:2814763.75元
|
年利率为:13.90%,折扣: 不打折,贷款:159.0万,
分132期(11年), 等额本息比等额本金多:296720.32元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。