期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
23619.39 |
5394.39 |
18225.00 |
5394.39 |
18225.00 |
30497.73 |
12272.73 |
18225.00 |
12272.73 |
18225.00 |
2 |
23619.39 |
5455.07 |
18164.31 |
10849.46 |
36389.31 |
30359.66 |
12272.73 |
18086.93 |
24545.45 |
36311.93 |
3 |
23619.39 |
5516.44 |
18102.94 |
16365.90 |
54492.26 |
30221.59 |
12272.73 |
17948.86 |
36818.18 |
54260.80 |
4 |
23619.39 |
5578.50 |
18040.88 |
21944.40 |
72533.14 |
30083.52 |
12272.73 |
17810.80 |
49090.91 |
72071.59 |
5 |
23619.39 |
5641.26 |
17978.13 |
27585.67 |
90511.27 |
29945.45 |
12272.73 |
17672.73 |
61363.64 |
89744.32 |
6 |
23619.39 |
5704.72 |
17914.66 |
33290.39 |
108425.93 |
29807.39 |
12272.73 |
17534.66 |
73636.36 |
107278.98 |
7 |
23619.39 |
5768.90 |
17850.48 |
39059.29 |
126276.41 |
29669.32 |
12272.73 |
17396.59 |
85909.09 |
124675.57 |
8 |
23619.39 |
5833.80 |
17785.58 |
44893.10 |
144061.99 |
29531.25 |
12272.73 |
17258.52 |
98181.82 |
141934.09 |
9 |
23619.39 |
5899.43 |
17719.95 |
50792.53 |
161781.95 |
29393.18 |
12272.73 |
17120.45 |
110454.55 |
159054.55 |
10 |
23619.39 |
5965.80 |
17653.58 |
56758.33 |
179435.53 |
29255.11 |
12272.73 |
16982.39 |
122727.27 |
176036.93 |
11 |
23619.39 |
6032.92 |
17586.47 |
62791.25 |
197022.00 |
29117.05 |
12272.73 |
16844.32 |
135000.00 |
192881.25 |
12 |
23619.39 |
6100.79 |
17518.60 |
68892.04 |
214540.60 |
28978.98 |
12272.73 |
16706.25 |
147272.73 |
209587.50 |
第2年 |
13 |
23619.39 |
6169.42 |
17449.96 |
75061.46 |
231990.56 |
28840.91 |
12272.73 |
16568.18 |
159545.45 |
226155.68 |
14 |
23619.39 |
6238.83 |
17380.56 |
81300.29 |
249371.12 |
28702.84 |
12272.73 |
16430.11 |
171818.18 |
242585.80 |
15 |
23619.39 |
6309.01 |
17310.37 |
87609.30 |
266681.49 |
28564.77 |
12272.73 |
16292.05 |
184090.91 |
258877.84 |
16 |
23619.39 |
6379.99 |
17239.40 |
93989.29 |
283920.89 |
28426.70 |
12272.73 |
16153.98 |
196363.64 |
275031.82 |
17 |
23619.39 |
6451.77 |
17167.62 |
100441.06 |
301088.51 |
28288.64 |
12272.73 |
16015.91 |
208636.36 |
291047.73 |
18 |
23619.39 |
6524.35 |
17095.04 |
106965.41 |
318183.55 |
28150.57 |
12272.73 |
15877.84 |
220909.09 |
306925.57 |
19 |
23619.39 |
6597.75 |
17021.64 |
113563.15 |
335205.19 |
28012.50 |
12272.73 |
15739.77 |
233181.82 |
322665.34 |
20 |
23619.39 |
6671.97 |
16947.41 |
120235.13 |
352152.60 |
27874.43 |
12272.73 |
15601.70 |
245454.55 |
338267.05 |
21 |
23619.39 |
6747.03 |
16872.35 |
126982.16 |
369024.95 |
27736.36 |
12272.73 |
15463.64 |
257727.27 |
353730.68 |
22 |
23619.39 |
6822.94 |
16796.45 |
133805.09 |
385821.41 |
27598.30 |
12272.73 |
15325.57 |
270000.00 |
369056.25 |
23 |
23619.39 |
6899.69 |
16719.69 |
140704.79 |
402541.10 |
27460.23 |
12272.73 |
15187.50 |
282272.73 |
384243.75 |
24 |
23619.39 |
6977.32 |
16642.07 |
147682.10 |
419183.17 |
27322.16 |
12272.73 |
15049.43 |
294545.45 |
399293.18 |
第3年 |
25 |
23619.39 |
7055.81 |
16563.58 |
154737.91 |
435746.75 |
27184.09 |
12272.73 |
14911.36 |
306818.18 |
414204.55 |
26 |
23619.39 |
7135.19 |
16484.20 |
161873.10 |
452230.94 |
27046.02 |
12272.73 |
14773.30 |
319090.91 |
428977.84 |
27 |
23619.39 |
7215.46 |
16403.93 |
169088.56 |
468634.87 |
26907.95 |
12272.73 |
14635.23 |
331363.64 |
443613.07 |
28 |
23619.39 |
7296.63 |
16322.75 |
176385.19 |
484957.63 |
26769.89 |
12272.73 |
14497.16 |
343636.36 |
458110.23 |
29 |
23619.39 |
7378.72 |
16240.67 |
183763.91 |
501198.29 |
26631.82 |
12272.73 |
14359.09 |
355909.09 |
472469.32 |
30 |
23619.39 |
7461.73 |
16157.66 |
191225.64 |
517355.95 |
26493.75 |
12272.73 |
14221.02 |
368181.82 |
486690.34 |
31 |
23619.39 |
7545.67 |
16073.71 |
198771.31 |
533429.66 |
26355.68 |
12272.73 |
14082.95 |
380454.55 |
500773.30 |
32 |
23619.39 |
7630.56 |
15988.82 |
206401.88 |
549418.48 |
26217.61 |
12272.73 |
13944.89 |
392727.27 |
514718.18 |
33 |
23619.39 |
7716.41 |
15902.98 |
214118.28 |
565321.46 |
26079.55 |
12272.73 |
13806.82 |
405000.00 |
528525.00 |
34 |
23619.39 |
7803.22 |
15816.17 |
221921.50 |
581137.63 |
25941.48 |
12272.73 |
13668.75 |
417272.73 |
542193.75 |
35 |
23619.39 |
7891.00 |
15728.38 |
229812.50 |
596866.01 |
25803.41 |
12272.73 |
13530.68 |
429545.45 |
555724.43 |
36 |
23619.39 |
7979.78 |
15639.61 |
237792.28 |
612505.62 |
25665.34 |
12272.73 |
13392.61 |
441818.18 |
569117.05 |
第4年 |
37 |
23619.39 |
8069.55 |
15549.84 |
245861.83 |
628055.46 |
25527.27 |
12272.73 |
13254.55 |
454090.91 |
582371.59 |
38 |
23619.39 |
8160.33 |
15459.05 |
254022.16 |
643514.51 |
25389.20 |
12272.73 |
13116.48 |
466363.64 |
595488.07 |
39 |
23619.39 |
8252.14 |
15367.25 |
262274.30 |
658881.76 |
25251.14 |
12272.73 |
12978.41 |
478636.36 |
608466.48 |
40 |
23619.39 |
8344.97 |
15274.41 |
270619.27 |
674156.18 |
25113.07 |
12272.73 |
12840.34 |
490909.09 |
621306.82 |
41 |
23619.39 |
8438.85 |
15180.53 |
279058.12 |
689336.71 |
24975.00 |
12272.73 |
12702.27 |
503181.82 |
634009.09 |
42 |
23619.39 |
8533.79 |
15085.60 |
287591.91 |
704422.31 |
24836.93 |
12272.73 |
12564.20 |
515454.55 |
646573.30 |
43 |
23619.39 |
8629.80 |
14989.59 |
296221.71 |
719411.90 |
24698.86 |
12272.73 |
12426.14 |
527727.27 |
658999.43 |
44 |
23619.39 |
8726.88 |
14892.51 |
304948.59 |
734304.40 |
24560.80 |
12272.73 |
12288.07 |
540000.00 |
671287.50 |
45 |
23619.39 |
8825.06 |
14794.33 |
313773.65 |
749098.73 |
24422.73 |
12272.73 |
12150.00 |
552272.73 |
683437.50 |
46 |
23619.39 |
8924.34 |
14695.05 |
322697.99 |
763793.78 |
24284.66 |
12272.73 |
12011.93 |
564545.45 |
695449.43 |
47 |
23619.39 |
9024.74 |
14594.65 |
331722.73 |
778388.43 |
24146.59 |
12272.73 |
11873.86 |
576818.18 |
707323.30 |
48 |
23619.39 |
9126.27 |
14493.12 |
340848.99 |
792881.55 |
24008.52 |
12272.73 |
11735.80 |
589090.91 |
719059.09 |
第5年 |
49 |
23619.39 |
9228.94 |
14390.45 |
350077.93 |
807272.00 |
23870.45 |
12272.73 |
11597.73 |
601363.64 |
730656.82 |
50 |
23619.39 |
9332.76 |
14286.62 |
359410.69 |
821558.62 |
23732.39 |
12272.73 |
11459.66 |
613636.36 |
742116.48 |
51 |
23619.39 |
9437.76 |
14181.63 |
368848.45 |
835740.25 |
23594.32 |
12272.73 |
11321.59 |
625909.09 |
753438.07 |
52 |
23619.39 |
9543.93 |
14075.45 |
378392.38 |
849815.70 |
23456.25 |
12272.73 |
11183.52 |
638181.82 |
764621.59 |
53 |
23619.39 |
9651.30 |
13968.09 |
388043.68 |
863783.79 |
23318.18 |
12272.73 |
11045.45 |
650454.55 |
775667.05 |
54 |
23619.39 |
9759.88 |
13859.51 |
397803.56 |
877643.30 |
23180.11 |
12272.73 |
10907.39 |
662727.27 |
786574.43 |
55 |
23619.39 |
9869.68 |
13749.71 |
407673.23 |
891393.01 |
23042.05 |
12272.73 |
10769.32 |
675000.00 |
797343.75 |
56 |
23619.39 |
9980.71 |
13638.68 |
417653.94 |
905031.68 |
22903.98 |
12272.73 |
10631.25 |
687272.73 |
807975.00 |
57 |
23619.39 |
10092.99 |
13526.39 |
427746.94 |
918558.08 |
22765.91 |
12272.73 |
10493.18 |
699545.45 |
818468.18 |
58 |
23619.39 |
10206.54 |
13412.85 |
437953.48 |
931970.92 |
22627.84 |
12272.73 |
10355.11 |
711818.18 |
828823.30 |
59 |
23619.39 |
10321.36 |
13298.02 |
448274.84 |
945268.95 |
22489.77 |
12272.73 |
10217.05 |
724090.91 |
839040.34 |
60 |
23619.39 |
10437.48 |
13181.91 |
458712.32 |
958450.86 |
22351.70 |
12272.73 |
10078.98 |
736363.64 |
849119.32 |
第6年 |
61 |
23619.39 |
10554.90 |
13064.49 |
469267.22 |
971515.34 |
22213.64 |
12272.73 |
9940.91 |
748636.36 |
859060.23 |
62 |
23619.39 |
10673.64 |
12945.74 |
479940.86 |
984461.09 |
22075.57 |
12272.73 |
9802.84 |
760909.09 |
868863.07 |
63 |
23619.39 |
10793.72 |
12825.67 |
490734.58 |
997286.75 |
21937.50 |
12272.73 |
9664.77 |
773181.82 |
878527.84 |
64 |
23619.39 |
10915.15 |
12704.24 |
501649.73 |
1009990.99 |
21799.43 |
12272.73 |
9526.70 |
785454.55 |
888054.55 |
65 |
23619.39 |
11037.95 |
12581.44 |
512687.68 |
1022572.43 |
21661.36 |
12272.73 |
9388.64 |
797727.27 |
897443.18 |
66 |
23619.39 |
11162.12 |
12457.26 |
523849.80 |
1035029.69 |
21523.30 |
12272.73 |
9250.57 |
810000.00 |
906693.75 |
67 |
23619.39 |
11287.70 |
12331.69 |
535137.50 |
1047361.38 |
21385.23 |
12272.73 |
9112.50 |
822272.73 |
915806.25 |
68 |
23619.39 |
11414.68 |
12204.70 |
546552.18 |
1059566.08 |
21247.16 |
12272.73 |
8974.43 |
834545.45 |
924780.68 |
69 |
23619.39 |
11543.10 |
12076.29 |
558095.28 |
1071642.37 |
21109.09 |
12272.73 |
8836.36 |
846818.18 |
933617.05 |
70 |
23619.39 |
11672.96 |
11946.43 |
569768.24 |
1083588.80 |
20971.02 |
12272.73 |
8698.30 |
859090.91 |
942315.34 |
71 |
23619.39 |
11804.28 |
11815.11 |
581572.51 |
1095403.91 |
20832.95 |
12272.73 |
8560.23 |
871363.64 |
950875.57 |
72 |
23619.39 |
11937.08 |
11682.31 |
593509.59 |
1107086.22 |
20694.89 |
12272.73 |
8422.16 |
883636.36 |
959297.73 |
第7年 |
73 |
23619.39 |
12071.37 |
11548.02 |
605580.96 |
1118634.23 |
20556.82 |
12272.73 |
8284.09 |
895909.09 |
967581.82 |
74 |
23619.39 |
12207.17 |
11412.21 |
617788.13 |
1130046.45 |
20418.75 |
12272.73 |
8146.02 |
908181.82 |
975727.84 |
75 |
23619.39 |
12344.50 |
11274.88 |
630132.64 |
1141321.33 |
20280.68 |
12272.73 |
8007.95 |
920454.55 |
983735.80 |
76 |
23619.39 |
12483.38 |
11136.01 |
642616.01 |
1152457.34 |
20142.61 |
12272.73 |
7869.89 |
932727.27 |
991605.68 |
77 |
23619.39 |
12623.82 |
10995.57 |
655239.83 |
1163452.91 |
20004.55 |
12272.73 |
7731.82 |
945000.00 |
999337.50 |
78 |
23619.39 |
12765.83 |
10853.55 |
668005.66 |
1174306.46 |
19866.48 |
12272.73 |
7593.75 |
957272.73 |
1006931.25 |
79 |
23619.39 |
12909.45 |
10709.94 |
680915.11 |
1185016.40 |
19728.41 |
12272.73 |
7455.68 |
969545.45 |
1014386.93 |
80 |
23619.39 |
13054.68 |
10564.70 |
693969.80 |
1195581.10 |
19590.34 |
12272.73 |
7317.61 |
981818.18 |
1021704.55 |
81 |
23619.39 |
13201.55 |
10417.84 |
707171.34 |
1205998.94 |
19452.27 |
12272.73 |
7179.55 |
994090.91 |
1028884.09 |
82 |
23619.39 |
13350.06 |
10269.32 |
720521.41 |
1216268.26 |
19314.20 |
12272.73 |
7041.48 |
1006363.64 |
1035925.57 |
83 |
23619.39 |
13500.25 |
10119.13 |
734021.66 |
1226387.40 |
19176.14 |
12272.73 |
6903.41 |
1018636.36 |
1042828.98 |
84 |
23619.39 |
13652.13 |
9967.26 |
747673.79 |
1236354.65 |
19038.07 |
12272.73 |
6765.34 |
1030909.09 |
1049594.32 |
第8年 |
85 |
23619.39 |
13805.72 |
9813.67 |
761479.50 |
1246168.32 |
18900.00 |
12272.73 |
6627.27 |
1043181.82 |
1056221.59 |
86 |
23619.39 |
13961.03 |
9658.36 |
775440.54 |
1255826.68 |
18761.93 |
12272.73 |
6489.20 |
1055454.55 |
1062710.80 |
87 |
23619.39 |
14118.09 |
9501.29 |
789558.63 |
1265327.97 |
18623.86 |
12272.73 |
6351.14 |
1067727.27 |
1069061.93 |
88 |
23619.39 |
14276.92 |
9342.47 |
803835.55 |
1274670.44 |
18485.80 |
12272.73 |
6213.07 |
1080000.00 |
1075275.00 |
89 |
23619.39 |
14437.54 |
9181.85 |
818273.08 |
1283852.29 |
18347.73 |
12272.73 |
6075.00 |
1092272.73 |
1081350.00 |
90 |
23619.39 |
14599.96 |
9019.43 |
832873.04 |
1292871.72 |
18209.66 |
12272.73 |
5936.93 |
1104545.45 |
1087286.93 |
91 |
23619.39 |
14764.21 |
8855.18 |
847637.25 |
1301726.90 |
18071.59 |
12272.73 |
5798.86 |
1116818.18 |
1093085.80 |
92 |
23619.39 |
14930.31 |
8689.08 |
862567.56 |
1310415.98 |
17933.52 |
12272.73 |
5660.80 |
1129090.91 |
1098746.59 |
93 |
23619.39 |
15098.27 |
8521.11 |
877665.83 |
1318937.09 |
17795.45 |
12272.73 |
5522.73 |
1141363.64 |
1104269.32 |
94 |
23619.39 |
15268.13 |
8351.26 |
892933.95 |
1327288.35 |
17657.39 |
12272.73 |
5384.66 |
1153636.36 |
1109653.98 |
95 |
23619.39 |
15439.89 |
8179.49 |
908373.85 |
1335467.84 |
17519.32 |
12272.73 |
5246.59 |
1165909.09 |
1114900.57 |
96 |
23619.39 |
15613.59 |
8005.79 |
923987.44 |
1343473.64 |
17381.25 |
12272.73 |
5108.52 |
1178181.82 |
1120009.09 |
第9年 |
97 |
23619.39 |
15789.24 |
7830.14 |
939776.68 |
1351303.78 |
17243.18 |
12272.73 |
4970.45 |
1190454.55 |
1124979.55 |
98 |
23619.39 |
15966.87 |
7652.51 |
955743.56 |
1358956.29 |
17105.11 |
12272.73 |
4832.39 |
1202727.27 |
1129811.93 |
99 |
23619.39 |
16146.50 |
7472.88 |
971890.06 |
1366429.18 |
16967.05 |
12272.73 |
4694.32 |
1215000.00 |
1134506.25 |
100 |
23619.39 |
16328.15 |
7291.24 |
988218.21 |
1373720.41 |
16828.98 |
12272.73 |
4556.25 |
1227272.73 |
1139062.50 |
101 |
23619.39 |
16511.84 |
7107.55 |
1004730.05 |
1380827.96 |
16690.91 |
12272.73 |
4418.18 |
1239545.45 |
1143480.68 |
102 |
23619.39 |
16697.60 |
6921.79 |
1021427.65 |
1387749.75 |
16552.84 |
12272.73 |
4280.11 |
1251818.18 |
1147760.80 |
103 |
23619.39 |
16885.45 |
6733.94 |
1038313.10 |
1394483.69 |
16414.77 |
12272.73 |
4142.05 |
1264090.91 |
1151902.84 |
104 |
23619.39 |
17075.41 |
6543.98 |
1055388.51 |
1401027.66 |
16276.70 |
12272.73 |
4003.98 |
1276363.64 |
1155906.82 |
105 |
23619.39 |
17267.51 |
6351.88 |
1072656.01 |
1407379.54 |
16138.64 |
12272.73 |
3865.91 |
1288636.36 |
1159772.73 |
106 |
23619.39 |
17461.77 |
6157.62 |
1090117.78 |
1413537.16 |
16000.57 |
12272.73 |
3727.84 |
1300909.09 |
1163500.57 |
107 |
23619.39 |
17658.21 |
5961.17 |
1107775.99 |
1419498.34 |
15862.50 |
12272.73 |
3589.77 |
1313181.82 |
1167090.34 |
108 |
23619.39 |
17856.87 |
5762.52 |
1125632.86 |
1425260.86 |
15724.43 |
12272.73 |
3451.70 |
1325454.55 |
1170542.05 |
第10年 |
109 |
23619.39 |
18057.76 |
5561.63 |
1143690.61 |
1430822.49 |
15586.36 |
12272.73 |
3313.64 |
1337727.27 |
1173855.68 |
110 |
23619.39 |
18260.91 |
5358.48 |
1161951.52 |
1436180.97 |
15448.30 |
12272.73 |
3175.57 |
1350000.00 |
1177031.25 |
111 |
23619.39 |
18466.34 |
5153.05 |
1180417.86 |
1441334.01 |
15310.23 |
12272.73 |
3037.50 |
1362272.73 |
1180068.75 |
112 |
23619.39 |
18674.09 |
4945.30 |
1199091.95 |
1446279.31 |
15172.16 |
12272.73 |
2899.43 |
1374545.45 |
1182968.18 |
113 |
23619.39 |
18884.17 |
4735.22 |
1217976.12 |
1451014.53 |
15034.09 |
12272.73 |
2761.36 |
1386818.18 |
1185729.55 |
114 |
23619.39 |
19096.62 |
4522.77 |
1237072.73 |
1455537.30 |
14896.02 |
12272.73 |
2623.30 |
1399090.91 |
1188352.84 |
115 |
23619.39 |
19311.45 |
4307.93 |
1256384.19 |
1459845.23 |
14757.95 |
12272.73 |
2485.23 |
1411363.64 |
1190838.07 |
116 |
23619.39 |
19528.71 |
4090.68 |
1275912.90 |
1463935.91 |
14619.89 |
12272.73 |
2347.16 |
1423636.36 |
1193185.23 |
117 |
23619.39 |
19748.41 |
3870.98 |
1295661.30 |
1467806.89 |
14481.82 |
12272.73 |
2209.09 |
1435909.09 |
1195394.32 |
118 |
23619.39 |
19970.58 |
3648.81 |
1315631.88 |
1471455.70 |
14343.75 |
12272.73 |
2071.02 |
1448181.82 |
1197465.34 |
119 |
23619.39 |
20195.24 |
3424.14 |
1335827.12 |
1474879.84 |
14205.68 |
12272.73 |
1932.95 |
1460454.55 |
1199398.30 |
120 |
23619.39 |
20422.44 |
3196.94 |
1356249.56 |
1478076.78 |
14067.61 |
12272.73 |
1794.89 |
1472727.27 |
1201193.18 |
第11年 |
121 |
23619.39 |
20652.19 |
2967.19 |
1376901.76 |
1481043.98 |
13929.55 |
12272.73 |
1656.82 |
1485000.00 |
1202850.00 |
122 |
23619.39 |
20884.53 |
2734.86 |
1397786.29 |
1483778.83 |
13791.48 |
12272.73 |
1518.75 |
1497272.73 |
1204368.75 |
123 |
23619.39 |
21119.48 |
2499.90 |
1418905.77 |
1486278.73 |
13653.41 |
12272.73 |
1380.68 |
1509545.45 |
1205749.43 |
124 |
23619.39 |
21357.08 |
2262.31 |
1440262.85 |
1488541.04 |
13515.34 |
12272.73 |
1242.61 |
1521818.18 |
1206992.05 |
125 |
23619.39 |
21597.34 |
2022.04 |
1461860.19 |
1490563.09 |
13377.27 |
12272.73 |
1104.55 |
1534090.91 |
1208096.59 |
126 |
23619.39 |
21840.31 |
1779.07 |
1483700.50 |
1492342.16 |
13239.20 |
12272.73 |
966.48 |
1546363.64 |
1209063.07 |
127 |
23619.39 |
22086.02 |
1533.37 |
1505786.52 |
1493875.53 |
13101.14 |
12272.73 |
828.41 |
1558636.36 |
1209891.48 |
128 |
23619.39 |
22334.48 |
1284.90 |
1528121.01 |
1495160.43 |
12963.07 |
12272.73 |
690.34 |
1570909.09 |
1210581.82 |
129 |
23619.39 |
22585.75 |
1033.64 |
1550706.75 |
1496194.07 |
12825.00 |
12272.73 |
552.27 |
1583181.82 |
1211134.09 |
130 |
23619.39 |
22839.84 |
779.55 |
1573546.59 |
1496973.62 |
12686.93 |
12272.73 |
414.20 |
1595454.55 |
1211548.30 |
131 |
23619.39 |
23096.79 |
522.60 |
1596643.38 |
1497496.22 |
12548.86 |
12272.73 |
276.14 |
1607727.27 |
1211824.43 |
132 |
23619.39 |
23356.62 |
262.76 |
1620000.00 |
1497758.98 |
12410.80 |
12272.73 |
138.07 |
1620000.00 |
1211962.50 |
汇总:
|
等额本息
总利息:1497758.98元 总还款:3117758.98元
|
等额本金
总利息:1211962.50元 总还款:2831962.50元
|
年利率为:13.50%,折扣: 不打折,贷款:162.0万,
分132期(11年), 等额本息比等额本金多:285796.48元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。