期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
24437.18 |
7951.77 |
16485.42 |
7951.77 |
16485.42 |
31106.63 |
14621.21 |
16485.42 |
14621.21 |
16485.42 |
2 |
24437.18 |
8019.69 |
16417.50 |
15971.45 |
32902.91 |
30981.74 |
14621.21 |
16360.53 |
29242.42 |
32845.94 |
3 |
24437.18 |
8088.19 |
16348.99 |
24059.64 |
49251.91 |
30856.85 |
14621.21 |
16235.64 |
43863.64 |
49081.58 |
4 |
24437.18 |
8157.27 |
16279.91 |
32216.91 |
65531.81 |
30731.96 |
14621.21 |
16110.75 |
58484.85 |
65192.33 |
5 |
24437.18 |
8226.95 |
16210.23 |
40443.87 |
81742.04 |
30607.07 |
14621.21 |
15985.86 |
73106.06 |
81178.19 |
6 |
24437.18 |
8297.22 |
16139.96 |
48741.09 |
97882.00 |
30482.18 |
14621.21 |
15860.97 |
87727.27 |
97039.16 |
7 |
24437.18 |
8368.10 |
16069.09 |
57109.18 |
113951.09 |
30357.29 |
14621.21 |
15736.08 |
102348.48 |
112775.24 |
8 |
24437.18 |
8439.57 |
15997.61 |
65548.76 |
129948.70 |
30232.40 |
14621.21 |
15611.19 |
116969.70 |
128386.43 |
9 |
24437.18 |
8511.66 |
15925.52 |
74060.42 |
145874.22 |
30107.51 |
14621.21 |
15486.30 |
131590.91 |
143872.73 |
10 |
24437.18 |
8584.36 |
15852.82 |
82644.78 |
161727.04 |
29982.62 |
14621.21 |
15361.41 |
146212.12 |
159234.14 |
11 |
24437.18 |
8657.69 |
15779.49 |
91302.47 |
177506.53 |
29857.73 |
14621.21 |
15236.52 |
160833.33 |
174470.66 |
12 |
24437.18 |
8731.64 |
15705.54 |
100034.11 |
193212.07 |
29732.84 |
14621.21 |
15111.63 |
175454.55 |
189582.29 |
第2年 |
13 |
24437.18 |
8806.22 |
15630.96 |
108840.33 |
208843.03 |
29607.95 |
14621.21 |
14986.74 |
190075.76 |
204569.03 |
14 |
24437.18 |
8881.44 |
15555.74 |
117721.78 |
224398.77 |
29483.07 |
14621.21 |
14861.85 |
204696.97 |
219430.89 |
15 |
24437.18 |
8957.31 |
15479.88 |
126679.08 |
239878.64 |
29358.18 |
14621.21 |
14736.96 |
219318.18 |
234167.85 |
16 |
24437.18 |
9033.82 |
15403.37 |
135712.90 |
255282.01 |
29233.29 |
14621.21 |
14612.07 |
233939.39 |
248779.92 |
17 |
24437.18 |
9110.98 |
15326.20 |
144823.88 |
270608.21 |
29108.40 |
14621.21 |
14487.18 |
248560.61 |
263267.11 |
18 |
24437.18 |
9188.80 |
15248.38 |
154012.68 |
285856.59 |
28983.51 |
14621.21 |
14362.29 |
263181.82 |
277629.40 |
19 |
24437.18 |
9267.29 |
15169.89 |
163279.97 |
301026.48 |
28858.62 |
14621.21 |
14237.41 |
277803.03 |
291866.81 |
20 |
24437.18 |
9346.45 |
15090.73 |
172626.42 |
316117.22 |
28733.73 |
14621.21 |
14112.52 |
292424.24 |
305979.32 |
21 |
24437.18 |
9426.28 |
15010.90 |
182052.70 |
331128.12 |
28608.84 |
14621.21 |
13987.63 |
307045.45 |
319966.95 |
22 |
24437.18 |
9506.80 |
14930.38 |
191559.50 |
346058.50 |
28483.95 |
14621.21 |
13862.74 |
321666.67 |
333829.69 |
23 |
24437.18 |
9588.00 |
14849.18 |
201147.50 |
360907.68 |
28359.06 |
14621.21 |
13737.85 |
336287.88 |
347567.53 |
24 |
24437.18 |
9669.90 |
14767.28 |
210817.40 |
375674.96 |
28234.17 |
14621.21 |
13612.96 |
350909.09 |
361180.49 |
第3年 |
25 |
24437.18 |
9752.50 |
14684.68 |
220569.90 |
390359.65 |
28109.28 |
14621.21 |
13488.07 |
365530.30 |
374668.56 |
26 |
24437.18 |
9835.80 |
14601.38 |
230405.70 |
404961.03 |
27984.39 |
14621.21 |
13363.18 |
380151.52 |
388031.74 |
27 |
24437.18 |
9919.81 |
14517.37 |
240325.51 |
419478.40 |
27859.50 |
14621.21 |
13238.29 |
394772.73 |
401270.03 |
28 |
24437.18 |
10004.55 |
14432.64 |
250330.06 |
433911.03 |
27734.61 |
14621.21 |
13113.40 |
409393.94 |
414383.43 |
29 |
24437.18 |
10090.00 |
14347.18 |
260420.06 |
448258.21 |
27609.72 |
14621.21 |
12988.51 |
424015.15 |
427371.94 |
30 |
24437.18 |
10176.19 |
14261.00 |
270596.25 |
462519.21 |
27484.83 |
14621.21 |
12863.62 |
438636.36 |
440235.56 |
31 |
24437.18 |
10263.11 |
14174.07 |
280859.35 |
476693.28 |
27359.94 |
14621.21 |
12738.73 |
453257.58 |
452974.29 |
32 |
24437.18 |
10350.77 |
14086.41 |
291210.13 |
490779.69 |
27235.05 |
14621.21 |
12613.84 |
467878.79 |
465588.13 |
33 |
24437.18 |
10439.18 |
13998.00 |
301649.31 |
504777.69 |
27110.16 |
14621.21 |
12488.95 |
482500.00 |
478077.08 |
34 |
24437.18 |
10528.35 |
13908.83 |
312177.67 |
518686.52 |
26985.27 |
14621.21 |
12364.06 |
497121.21 |
490441.15 |
35 |
24437.18 |
10618.28 |
13818.90 |
322795.95 |
532505.42 |
26860.39 |
14621.21 |
12239.17 |
511742.42 |
502680.32 |
36 |
24437.18 |
10708.98 |
13728.20 |
333504.93 |
546233.62 |
26735.50 |
14621.21 |
12114.28 |
526363.64 |
514794.60 |
第4年 |
37 |
24437.18 |
10800.45 |
13636.73 |
344305.38 |
559870.35 |
26610.61 |
14621.21 |
11989.39 |
540984.85 |
526784.00 |
38 |
24437.18 |
10892.71 |
13544.47 |
355198.09 |
573414.82 |
26485.72 |
14621.21 |
11864.50 |
555606.06 |
538648.50 |
39 |
24437.18 |
10985.75 |
13451.43 |
366183.84 |
586866.25 |
26360.83 |
14621.21 |
11739.61 |
570227.27 |
550388.12 |
40 |
24437.18 |
11079.59 |
13357.60 |
377263.42 |
600223.85 |
26235.94 |
14621.21 |
11614.73 |
584848.48 |
562002.84 |
41 |
24437.18 |
11174.22 |
13262.96 |
388437.65 |
613486.81 |
26111.05 |
14621.21 |
11489.84 |
599469.70 |
573492.68 |
42 |
24437.18 |
11269.67 |
13167.51 |
399707.32 |
626654.32 |
25986.16 |
14621.21 |
11364.95 |
614090.91 |
584857.62 |
43 |
24437.18 |
11365.93 |
13071.25 |
411073.25 |
639725.57 |
25861.27 |
14621.21 |
11240.06 |
628712.12 |
596097.68 |
44 |
24437.18 |
11463.02 |
12974.17 |
422536.26 |
652699.74 |
25736.38 |
14621.21 |
11115.17 |
643333.33 |
607212.85 |
45 |
24437.18 |
11560.93 |
12876.25 |
434097.19 |
665575.99 |
25611.49 |
14621.21 |
10990.28 |
657954.55 |
618203.13 |
46 |
24437.18 |
11659.68 |
12777.50 |
445756.87 |
678353.49 |
25486.60 |
14621.21 |
10865.39 |
672575.76 |
629068.51 |
47 |
24437.18 |
11759.27 |
12677.91 |
457516.14 |
691031.40 |
25361.71 |
14621.21 |
10740.50 |
687196.97 |
639809.01 |
48 |
24437.18 |
11859.72 |
12577.47 |
469375.86 |
703608.87 |
25236.82 |
14621.21 |
10615.61 |
701818.18 |
650424.62 |
第5年 |
49 |
24437.18 |
11961.02 |
12476.16 |
481336.88 |
716085.03 |
25111.93 |
14621.21 |
10490.72 |
716439.39 |
660915.34 |
50 |
24437.18 |
12063.18 |
12374.00 |
493400.06 |
728459.03 |
24987.04 |
14621.21 |
10365.83 |
731060.61 |
671281.17 |
51 |
24437.18 |
12166.22 |
12270.96 |
505566.28 |
740729.99 |
24862.15 |
14621.21 |
10240.94 |
745681.82 |
681522.11 |
52 |
24437.18 |
12270.14 |
12167.04 |
517836.43 |
752897.03 |
24737.26 |
14621.21 |
10116.05 |
760303.03 |
691638.16 |
53 |
24437.18 |
12374.95 |
12062.23 |
530211.38 |
764959.26 |
24612.37 |
14621.21 |
9991.16 |
774924.24 |
701629.32 |
54 |
24437.18 |
12480.65 |
11956.53 |
542692.03 |
776915.78 |
24487.48 |
14621.21 |
9866.27 |
789545.45 |
711495.60 |
55 |
24437.18 |
12587.26 |
11849.92 |
555279.29 |
788765.71 |
24362.59 |
14621.21 |
9741.38 |
804166.67 |
721236.98 |
56 |
24437.18 |
12694.78 |
11742.41 |
567974.07 |
800508.11 |
24237.71 |
14621.21 |
9616.49 |
818787.88 |
730853.47 |
57 |
24437.18 |
12803.21 |
11633.97 |
580777.28 |
812142.08 |
24112.82 |
14621.21 |
9491.60 |
833409.09 |
740345.08 |
58 |
24437.18 |
12912.57 |
11524.61 |
593689.85 |
823666.69 |
23987.93 |
14621.21 |
9366.71 |
848030.30 |
749711.79 |
59 |
24437.18 |
13022.87 |
11414.32 |
606712.72 |
835081.01 |
23863.04 |
14621.21 |
9241.82 |
862651.52 |
758953.61 |
60 |
24437.18 |
13134.10 |
11303.08 |
619846.82 |
846384.09 |
23738.15 |
14621.21 |
9116.93 |
877272.73 |
768070.55 |
第6年 |
61 |
24437.18 |
13246.29 |
11190.89 |
633093.11 |
857574.98 |
23613.26 |
14621.21 |
8992.05 |
891893.94 |
777062.59 |
62 |
24437.18 |
13359.44 |
11077.75 |
646452.54 |
868652.73 |
23488.37 |
14621.21 |
8867.16 |
906515.15 |
785929.75 |
63 |
24437.18 |
13473.55 |
10963.63 |
659926.09 |
879616.36 |
23363.48 |
14621.21 |
8742.27 |
921136.36 |
794672.02 |
64 |
24437.18 |
13588.63 |
10848.55 |
673514.73 |
890464.91 |
23238.59 |
14621.21 |
8617.38 |
935757.58 |
803289.39 |
65 |
24437.18 |
13704.70 |
10732.48 |
687219.43 |
901197.39 |
23113.70 |
14621.21 |
8492.49 |
950378.79 |
811781.88 |
66 |
24437.18 |
13821.76 |
10615.42 |
701041.19 |
911812.81 |
22988.81 |
14621.21 |
8367.60 |
965000.00 |
820149.48 |
67 |
24437.18 |
13939.83 |
10497.36 |
714981.02 |
922310.16 |
22863.92 |
14621.21 |
8242.71 |
979621.21 |
828392.19 |
68 |
24437.18 |
14058.89 |
10378.29 |
729039.91 |
932688.45 |
22739.03 |
14621.21 |
8117.82 |
994242.42 |
836510.01 |
69 |
24437.18 |
14178.98 |
10258.20 |
743218.90 |
942946.65 |
22614.14 |
14621.21 |
7992.93 |
1008863.64 |
844502.94 |
70 |
24437.18 |
14300.09 |
10137.09 |
757518.99 |
953083.74 |
22489.25 |
14621.21 |
7868.04 |
1023484.85 |
852370.98 |
71 |
24437.18 |
14422.24 |
10014.94 |
771941.23 |
963098.68 |
22364.36 |
14621.21 |
7743.15 |
1038106.06 |
860114.13 |
72 |
24437.18 |
14545.43 |
9891.75 |
786486.66 |
972990.43 |
22239.47 |
14621.21 |
7618.26 |
1052727.27 |
867732.39 |
第7年 |
73 |
24437.18 |
14669.67 |
9767.51 |
801156.33 |
982757.94 |
22114.58 |
14621.21 |
7493.37 |
1067348.48 |
875225.76 |
74 |
24437.18 |
14794.98 |
9642.21 |
815951.31 |
992400.15 |
21989.69 |
14621.21 |
7368.48 |
1081969.70 |
882594.24 |
75 |
24437.18 |
14921.35 |
9515.83 |
830872.65 |
1001915.98 |
21864.80 |
14621.21 |
7243.59 |
1096590.91 |
889837.83 |
76 |
24437.18 |
15048.80 |
9388.38 |
845921.46 |
1011304.36 |
21739.91 |
14621.21 |
7118.70 |
1111212.12 |
896956.53 |
77 |
24437.18 |
15177.34 |
9259.84 |
861098.80 |
1020564.20 |
21615.03 |
14621.21 |
6993.81 |
1125833.33 |
903950.35 |
78 |
24437.18 |
15306.98 |
9130.20 |
876405.79 |
1029694.40 |
21490.14 |
14621.21 |
6868.92 |
1140454.55 |
910819.27 |
79 |
24437.18 |
15437.73 |
8999.45 |
891843.52 |
1038693.85 |
21365.25 |
14621.21 |
6744.03 |
1155075.76 |
917563.30 |
80 |
24437.18 |
15569.60 |
8867.59 |
907413.11 |
1047561.43 |
21240.36 |
14621.21 |
6619.14 |
1169696.97 |
924182.45 |
81 |
24437.18 |
15702.59 |
8734.60 |
923115.70 |
1056296.03 |
21115.47 |
14621.21 |
6494.26 |
1184318.18 |
930676.70 |
82 |
24437.18 |
15836.71 |
8600.47 |
938952.41 |
1064896.50 |
20990.58 |
14621.21 |
6369.37 |
1198939.39 |
937046.07 |
83 |
24437.18 |
15971.98 |
8465.20 |
954924.39 |
1073361.70 |
20865.69 |
14621.21 |
6244.48 |
1213560.61 |
943290.55 |
84 |
24437.18 |
16108.41 |
8328.77 |
971032.80 |
1081690.47 |
20740.80 |
14621.21 |
6119.59 |
1228181.82 |
949410.13 |
第8年 |
85 |
24437.18 |
16246.00 |
8191.18 |
987278.81 |
1089881.65 |
20615.91 |
14621.21 |
5994.70 |
1242803.03 |
955404.83 |
86 |
24437.18 |
16384.77 |
8052.41 |
1003663.58 |
1097934.06 |
20491.02 |
14621.21 |
5869.81 |
1257424.24 |
961274.64 |
87 |
24437.18 |
16524.72 |
7912.46 |
1020188.30 |
1105846.51 |
20366.13 |
14621.21 |
5744.92 |
1272045.45 |
967019.55 |
88 |
24437.18 |
16665.87 |
7771.31 |
1036854.18 |
1113617.82 |
20241.24 |
14621.21 |
5620.03 |
1286666.67 |
972639.58 |
89 |
24437.18 |
16808.23 |
7628.95 |
1053662.41 |
1121246.78 |
20116.35 |
14621.21 |
5495.14 |
1301287.88 |
978134.72 |
90 |
24437.18 |
16951.80 |
7485.38 |
1070614.20 |
1128732.16 |
19991.46 |
14621.21 |
5370.25 |
1315909.09 |
983504.97 |
91 |
24437.18 |
17096.59 |
7340.59 |
1087710.80 |
1136072.75 |
19866.57 |
14621.21 |
5245.36 |
1330530.30 |
988750.33 |
92 |
24437.18 |
17242.63 |
7194.55 |
1104953.43 |
1143267.30 |
19741.68 |
14621.21 |
5120.47 |
1345151.52 |
993870.80 |
93 |
24437.18 |
17389.91 |
7047.27 |
1122343.34 |
1150314.57 |
19616.79 |
14621.21 |
4995.58 |
1359772.73 |
998866.38 |
94 |
24437.18 |
17538.45 |
6898.73 |
1139881.78 |
1157213.31 |
19491.90 |
14621.21 |
4870.69 |
1374393.94 |
1003737.07 |
95 |
24437.18 |
17688.26 |
6748.93 |
1157570.04 |
1163962.23 |
19367.01 |
14621.21 |
4745.80 |
1389015.15 |
1008482.88 |
96 |
24437.18 |
17839.34 |
6597.84 |
1175409.38 |
1170560.07 |
19242.12 |
14621.21 |
4620.91 |
1403636.36 |
1013103.79 |
第9年 |
97 |
24437.18 |
17991.72 |
6445.46 |
1193401.10 |
1177005.53 |
19117.23 |
14621.21 |
4496.02 |
1418257.58 |
1017599.81 |
98 |
24437.18 |
18145.40 |
6291.78 |
1211546.50 |
1183297.32 |
18992.35 |
14621.21 |
4371.13 |
1432878.79 |
1021970.94 |
99 |
24437.18 |
18300.39 |
6136.79 |
1229846.89 |
1189434.11 |
18867.46 |
14621.21 |
4246.24 |
1447500.00 |
1026217.19 |
100 |
24437.18 |
18456.71 |
5980.47 |
1248303.60 |
1195414.58 |
18742.57 |
14621.21 |
4121.35 |
1462121.21 |
1030338.54 |
101 |
24437.18 |
18614.36 |
5822.82 |
1266917.96 |
1201237.41 |
18617.68 |
14621.21 |
3996.46 |
1476742.42 |
1034335.01 |
102 |
24437.18 |
18773.36 |
5663.83 |
1285691.31 |
1206901.23 |
18492.79 |
14621.21 |
3871.58 |
1491363.64 |
1038206.58 |
103 |
24437.18 |
18933.71 |
5503.47 |
1304625.03 |
1212404.70 |
18367.90 |
14621.21 |
3746.69 |
1505984.85 |
1041953.27 |
104 |
24437.18 |
19095.44 |
5341.74 |
1323720.46 |
1217746.45 |
18243.01 |
14621.21 |
3621.80 |
1520606.06 |
1045575.06 |
105 |
24437.18 |
19258.54 |
5178.64 |
1342979.01 |
1222925.08 |
18118.12 |
14621.21 |
3496.91 |
1535227.27 |
1049071.97 |
106 |
24437.18 |
19423.04 |
5014.14 |
1362402.05 |
1227939.22 |
17993.23 |
14621.21 |
3372.02 |
1549848.48 |
1052443.99 |
107 |
24437.18 |
19588.95 |
4848.23 |
1381991.00 |
1232787.45 |
17868.34 |
14621.21 |
3247.13 |
1564469.70 |
1055691.11 |
108 |
24437.18 |
19756.27 |
4680.91 |
1401747.27 |
1237468.36 |
17743.45 |
14621.21 |
3122.24 |
1579090.91 |
1058813.35 |
第10年 |
109 |
24437.18 |
19925.02 |
4512.16 |
1421672.30 |
1241980.52 |
17618.56 |
14621.21 |
2997.35 |
1593712.12 |
1061810.70 |
110 |
24437.18 |
20095.22 |
4341.97 |
1441767.51 |
1246322.49 |
17493.67 |
14621.21 |
2872.46 |
1608333.33 |
1064683.16 |
111 |
24437.18 |
20266.86 |
4170.32 |
1462034.37 |
1250492.81 |
17368.78 |
14621.21 |
2747.57 |
1622954.55 |
1067430.73 |
112 |
24437.18 |
20439.98 |
3997.21 |
1482474.35 |
1254490.01 |
17243.89 |
14621.21 |
2622.68 |
1637575.76 |
1070053.41 |
113 |
24437.18 |
20614.57 |
3822.61 |
1503088.92 |
1258312.63 |
17119.00 |
14621.21 |
2497.79 |
1652196.97 |
1072551.20 |
114 |
24437.18 |
20790.65 |
3646.53 |
1523879.57 |
1261959.16 |
16994.11 |
14621.21 |
2372.90 |
1666818.18 |
1074924.10 |
115 |
24437.18 |
20968.24 |
3468.95 |
1544847.80 |
1265428.11 |
16869.22 |
14621.21 |
2248.01 |
1681439.39 |
1077172.11 |
116 |
24437.18 |
21147.34 |
3289.84 |
1565995.14 |
1268717.95 |
16744.33 |
14621.21 |
2123.12 |
1696060.61 |
1079295.23 |
117 |
24437.18 |
21327.97 |
3109.21 |
1587323.12 |
1271827.16 |
16619.44 |
14621.21 |
1998.23 |
1710681.82 |
1081293.47 |
118 |
24437.18 |
21510.15 |
2927.03 |
1608833.27 |
1274754.19 |
16494.55 |
14621.21 |
1873.34 |
1725303.03 |
1083166.81 |
119 |
24437.18 |
21693.88 |
2743.30 |
1630527.15 |
1277497.49 |
16369.67 |
14621.21 |
1748.45 |
1739924.24 |
1084915.26 |
120 |
24437.18 |
21879.18 |
2558.00 |
1652406.33 |
1280055.48 |
16244.78 |
14621.21 |
1623.56 |
1754545.45 |
1086538.83 |
第11年 |
121 |
24437.18 |
22066.07 |
2371.11 |
1674472.40 |
1282426.60 |
16119.89 |
14621.21 |
1498.67 |
1769166.67 |
1088037.50 |
122 |
24437.18 |
22254.55 |
2182.63 |
1696726.95 |
1284609.23 |
15995.00 |
14621.21 |
1373.78 |
1783787.88 |
1089411.28 |
123 |
24437.18 |
22444.64 |
1992.54 |
1719171.59 |
1286601.77 |
15870.11 |
14621.21 |
1248.90 |
1798409.09 |
1090660.18 |
124 |
24437.18 |
22636.36 |
1800.83 |
1741807.95 |
1288402.59 |
15745.22 |
14621.21 |
1124.01 |
1813030.30 |
1091784.19 |
125 |
24437.18 |
22829.71 |
1607.47 |
1764637.66 |
1290010.07 |
15620.33 |
14621.21 |
999.12 |
1827651.52 |
1092783.30 |
126 |
24437.18 |
23024.71 |
1412.47 |
1787662.37 |
1291422.54 |
15495.44 |
14621.21 |
874.23 |
1842272.73 |
1093657.53 |
127 |
24437.18 |
23221.38 |
1215.80 |
1810883.75 |
1292638.34 |
15370.55 |
14621.21 |
749.34 |
1856893.94 |
1094406.87 |
128 |
24437.18 |
23419.73 |
1017.45 |
1834303.48 |
1293655.79 |
15245.66 |
14621.21 |
624.45 |
1871515.15 |
1095031.31 |
129 |
24437.18 |
23619.77 |
817.41 |
1857923.26 |
1294473.20 |
15120.77 |
14621.21 |
499.56 |
1886136.36 |
1095530.87 |
130 |
24437.18 |
23821.53 |
615.66 |
1881744.78 |
1295088.85 |
14995.88 |
14621.21 |
374.67 |
1900757.58 |
1095905.54 |
131 |
24437.18 |
24025.00 |
412.18 |
1905769.78 |
1295501.03 |
14870.99 |
14621.21 |
249.78 |
1915378.79 |
1096155.32 |
132 |
24437.18 |
24230.22 |
206.97 |
1930000.00 |
1295708.00 |
14746.10 |
14621.21 |
124.89 |
1930000.00 |
1096280.21 |
汇总:
|
等额本息
总利息:1295708.00元 总还款:3225708.00元
|
等额本金
总利息:1096280.21元 总还款:3026280.21元
|
年利率为:10.25%,折扣: 不打折,贷款:193.0万,
分132期(11年), 等额本息比等额本金多:199427.79元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。