| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
6475.08 |
3297.58 |
3177.50 |
3297.58 |
3177.50 |
7874.47 |
4696.97 |
3177.50 |
4696.97 |
3177.50 |
| 2 |
6475.08 |
3314.48 |
3160.60 |
6612.06 |
6338.10 |
7850.40 |
4696.97 |
3153.43 |
9393.94 |
6330.93 |
| 3 |
6475.08 |
3331.46 |
3143.61 |
9943.52 |
9481.71 |
7826.33 |
4696.97 |
3129.36 |
14090.91 |
9460.28 |
| 4 |
6475.08 |
3348.54 |
3126.54 |
13292.06 |
12608.25 |
7802.25 |
4696.97 |
3105.28 |
18787.88 |
12565.57 |
| 5 |
6475.08 |
3365.70 |
3109.38 |
16657.76 |
15717.63 |
7778.18 |
4696.97 |
3081.21 |
23484.85 |
15646.78 |
| 6 |
6475.08 |
3382.95 |
3092.13 |
20040.71 |
18809.76 |
7754.11 |
4696.97 |
3057.14 |
28181.82 |
18703.92 |
| 7 |
6475.08 |
3400.29 |
3074.79 |
23441.00 |
21884.55 |
7730.04 |
4696.97 |
3033.07 |
32878.79 |
21736.99 |
| 8 |
6475.08 |
3417.71 |
3057.36 |
26858.71 |
24941.92 |
7705.97 |
4696.97 |
3009.00 |
37575.76 |
24745.98 |
| 9 |
6475.08 |
3435.23 |
3039.85 |
30293.94 |
27981.77 |
7681.89 |
4696.97 |
2984.92 |
42272.73 |
27730.91 |
| 10 |
6475.08 |
3452.83 |
3022.24 |
33746.77 |
31004.01 |
7657.82 |
4696.97 |
2960.85 |
46969.70 |
30691.76 |
| 11 |
6475.08 |
3470.53 |
3004.55 |
37217.30 |
34008.56 |
7633.75 |
4696.97 |
2936.78 |
51666.67 |
33628.54 |
| 12 |
6475.08 |
3488.32 |
2986.76 |
40705.62 |
36995.32 |
7609.68 |
4696.97 |
2912.71 |
56363.64 |
36541.25 |
| 第2年 |
13 |
6475.08 |
3506.19 |
2968.88 |
44211.81 |
39964.20 |
7585.61 |
4696.97 |
2888.64 |
61060.61 |
39429.89 |
| 14 |
6475.08 |
3524.16 |
2950.91 |
47735.98 |
42915.12 |
7561.53 |
4696.97 |
2864.56 |
65757.58 |
42294.45 |
| 15 |
6475.08 |
3542.23 |
2932.85 |
51278.20 |
45847.97 |
7537.46 |
4696.97 |
2840.49 |
70454.55 |
45134.94 |
| 16 |
6475.08 |
3560.38 |
2914.70 |
54838.58 |
48762.67 |
7513.39 |
4696.97 |
2816.42 |
75151.52 |
47951.36 |
| 17 |
6475.08 |
3578.63 |
2896.45 |
58417.21 |
51659.12 |
7489.32 |
4696.97 |
2792.35 |
79848.48 |
50743.71 |
| 18 |
6475.08 |
3596.97 |
2878.11 |
62014.17 |
54537.23 |
7465.25 |
4696.97 |
2768.28 |
84545.45 |
53511.99 |
| 19 |
6475.08 |
3615.40 |
2859.68 |
65629.58 |
57396.91 |
7441.17 |
4696.97 |
2744.20 |
89242.42 |
56256.19 |
| 20 |
6475.08 |
3633.93 |
2841.15 |
69263.51 |
60238.06 |
7417.10 |
4696.97 |
2720.13 |
93939.39 |
58976.33 |
| 21 |
6475.08 |
3652.55 |
2822.52 |
72916.06 |
63060.58 |
7393.03 |
4696.97 |
2696.06 |
98636.36 |
61672.39 |
| 22 |
6475.08 |
3671.27 |
2803.81 |
76587.33 |
65864.39 |
7368.96 |
4696.97 |
2671.99 |
103333.33 |
64344.37 |
| 23 |
6475.08 |
3690.09 |
2784.99 |
80277.42 |
68649.38 |
7344.89 |
4696.97 |
2647.92 |
108030.30 |
66992.29 |
| 24 |
6475.08 |
3709.00 |
2766.08 |
83986.42 |
71415.46 |
7320.81 |
4696.97 |
2623.84 |
112727.27 |
69616.14 |
| 第3年 |
25 |
6475.08 |
3728.01 |
2747.07 |
87714.43 |
74162.53 |
7296.74 |
4696.97 |
2599.77 |
117424.24 |
72215.91 |
| 26 |
6475.08 |
3747.11 |
2727.96 |
91461.54 |
76890.49 |
7272.67 |
4696.97 |
2575.70 |
122121.21 |
74791.61 |
| 27 |
6475.08 |
3766.32 |
2708.76 |
95227.86 |
79599.25 |
7248.60 |
4696.97 |
2551.63 |
126818.18 |
77343.24 |
| 28 |
6475.08 |
3785.62 |
2689.46 |
99013.48 |
82288.71 |
7224.53 |
4696.97 |
2527.56 |
131515.15 |
79870.80 |
| 29 |
6475.08 |
3805.02 |
2670.06 |
102818.51 |
84958.76 |
7200.45 |
4696.97 |
2503.48 |
136212.12 |
82374.28 |
| 30 |
6475.08 |
3824.52 |
2650.56 |
106643.03 |
87609.32 |
7176.38 |
4696.97 |
2479.41 |
140909.09 |
84853.69 |
| 31 |
6475.08 |
3844.12 |
2630.95 |
110487.15 |
90240.27 |
7152.31 |
4696.97 |
2455.34 |
145606.06 |
87309.03 |
| 32 |
6475.08 |
3863.82 |
2611.25 |
114350.98 |
92851.52 |
7128.24 |
4696.97 |
2431.27 |
150303.03 |
89740.30 |
| 33 |
6475.08 |
3883.63 |
2591.45 |
118234.60 |
95442.98 |
7104.17 |
4696.97 |
2407.20 |
155000.00 |
92147.50 |
| 34 |
6475.08 |
3903.53 |
2571.55 |
122138.13 |
98014.52 |
7080.09 |
4696.97 |
2383.12 |
159696.97 |
94530.63 |
| 35 |
6475.08 |
3923.54 |
2551.54 |
126061.67 |
100566.07 |
7056.02 |
4696.97 |
2359.05 |
164393.94 |
96889.68 |
| 36 |
6475.08 |
3943.64 |
2531.43 |
130005.31 |
103097.50 |
7031.95 |
4696.97 |
2334.98 |
169090.91 |
99224.66 |
| 第4年 |
37 |
6475.08 |
3963.86 |
2511.22 |
133969.17 |
105608.72 |
7007.88 |
4696.97 |
2310.91 |
173787.88 |
101535.57 |
| 38 |
6475.08 |
3984.17 |
2490.91 |
137953.34 |
108099.63 |
6983.81 |
4696.97 |
2286.84 |
178484.85 |
103822.41 |
| 39 |
6475.08 |
4004.59 |
2470.49 |
141957.93 |
110570.12 |
6959.73 |
4696.97 |
2262.77 |
183181.82 |
106085.17 |
| 40 |
6475.08 |
4025.11 |
2449.97 |
145983.04 |
113020.09 |
6935.66 |
4696.97 |
2238.69 |
187878.79 |
108323.86 |
| 41 |
6475.08 |
4045.74 |
2429.34 |
150028.78 |
115449.42 |
6911.59 |
4696.97 |
2214.62 |
192575.76 |
110538.48 |
| 42 |
6475.08 |
4066.48 |
2408.60 |
154095.26 |
117858.02 |
6887.52 |
4696.97 |
2190.55 |
197272.73 |
112729.03 |
| 43 |
6475.08 |
4087.32 |
2387.76 |
158182.57 |
120245.79 |
6863.45 |
4696.97 |
2166.48 |
201969.70 |
114895.51 |
| 44 |
6475.08 |
4108.26 |
2366.81 |
162290.84 |
122612.60 |
6839.37 |
4696.97 |
2142.41 |
206666.67 |
117037.92 |
| 45 |
6475.08 |
4129.32 |
2345.76 |
166420.16 |
124958.36 |
6815.30 |
4696.97 |
2118.33 |
211363.64 |
119156.25 |
| 46 |
6475.08 |
4150.48 |
2324.60 |
170570.64 |
127282.96 |
6791.23 |
4696.97 |
2094.26 |
216060.61 |
121250.51 |
| 47 |
6475.08 |
4171.75 |
2303.33 |
174742.39 |
129586.28 |
6767.16 |
4696.97 |
2070.19 |
220757.58 |
123320.70 |
| 48 |
6475.08 |
4193.13 |
2281.95 |
178935.52 |
131868.23 |
6743.09 |
4696.97 |
2046.12 |
225454.55 |
125366.82 |
| 第5年 |
49 |
6475.08 |
4214.62 |
2260.46 |
183150.15 |
134128.68 |
6719.02 |
4696.97 |
2022.05 |
230151.52 |
127388.86 |
| 50 |
6475.08 |
4236.22 |
2238.86 |
187386.37 |
136367.54 |
6694.94 |
4696.97 |
1997.97 |
234848.48 |
129386.84 |
| 51 |
6475.08 |
4257.93 |
2217.14 |
191644.30 |
138584.68 |
6670.87 |
4696.97 |
1973.90 |
239545.45 |
131360.74 |
| 52 |
6475.08 |
4279.76 |
2195.32 |
195924.06 |
140780.01 |
6646.80 |
4696.97 |
1949.83 |
244242.42 |
133310.57 |
| 53 |
6475.08 |
4301.69 |
2173.39 |
200225.75 |
142953.40 |
6622.73 |
4696.97 |
1925.76 |
248939.39 |
135236.33 |
| 54 |
6475.08 |
4323.74 |
2151.34 |
204549.48 |
145104.74 |
6598.66 |
4696.97 |
1901.69 |
253636.36 |
137138.01 |
| 55 |
6475.08 |
4345.89 |
2129.18 |
208895.38 |
147233.92 |
6574.58 |
4696.97 |
1877.61 |
258333.33 |
139015.62 |
| 56 |
6475.08 |
4368.17 |
2106.91 |
213263.54 |
149340.83 |
6550.51 |
4696.97 |
1853.54 |
263030.30 |
140869.17 |
| 57 |
6475.08 |
4390.55 |
2084.52 |
217654.10 |
151425.36 |
6526.44 |
4696.97 |
1829.47 |
267727.27 |
142698.64 |
| 58 |
6475.08 |
4413.06 |
2062.02 |
222067.15 |
153487.38 |
6502.37 |
4696.97 |
1805.40 |
272424.24 |
144504.03 |
| 59 |
6475.08 |
4435.67 |
2039.41 |
226502.83 |
155526.79 |
6478.30 |
4696.97 |
1781.33 |
277121.21 |
146285.36 |
| 60 |
6475.08 |
4458.41 |
2016.67 |
230961.23 |
157543.46 |
6454.22 |
4696.97 |
1757.25 |
281818.18 |
148042.61 |
| 第6年 |
61 |
6475.08 |
4481.25 |
1993.82 |
235442.49 |
159537.28 |
6430.15 |
4696.97 |
1733.18 |
286515.15 |
149775.80 |
| 62 |
6475.08 |
4504.22 |
1970.86 |
239946.71 |
161508.14 |
6406.08 |
4696.97 |
1709.11 |
291212.12 |
151484.91 |
| 63 |
6475.08 |
4527.31 |
1947.77 |
244474.01 |
163455.91 |
6382.01 |
4696.97 |
1685.04 |
295909.09 |
153169.94 |
| 64 |
6475.08 |
4550.51 |
1924.57 |
249024.52 |
165380.48 |
6357.94 |
4696.97 |
1660.97 |
300606.06 |
154830.91 |
| 65 |
6475.08 |
4573.83 |
1901.25 |
253598.35 |
167281.73 |
6333.86 |
4696.97 |
1636.89 |
305303.03 |
156467.80 |
| 66 |
6475.08 |
4597.27 |
1877.81 |
258195.62 |
169159.54 |
6309.79 |
4696.97 |
1612.82 |
310000.00 |
158080.62 |
| 67 |
6475.08 |
4620.83 |
1854.25 |
262816.45 |
171013.79 |
6285.72 |
4696.97 |
1588.75 |
314696.97 |
159669.37 |
| 68 |
6475.08 |
4644.51 |
1830.57 |
267460.96 |
172844.36 |
6261.65 |
4696.97 |
1564.68 |
319393.94 |
161234.05 |
| 69 |
6475.08 |
4668.32 |
1806.76 |
272129.28 |
174651.12 |
6237.58 |
4696.97 |
1540.61 |
324090.91 |
162774.66 |
| 70 |
6475.08 |
4692.24 |
1782.84 |
276821.52 |
176433.96 |
6213.50 |
4696.97 |
1516.53 |
328787.88 |
164291.19 |
| 71 |
6475.08 |
4716.29 |
1758.79 |
281537.80 |
178192.75 |
6189.43 |
4696.97 |
1492.46 |
333484.85 |
165783.66 |
| 72 |
6475.08 |
4740.46 |
1734.62 |
286278.26 |
179927.36 |
6165.36 |
4696.97 |
1468.39 |
338181.82 |
167252.05 |
| 第7年 |
73 |
6475.08 |
4764.75 |
1710.32 |
291043.02 |
181637.69 |
6141.29 |
4696.97 |
1444.32 |
342878.79 |
168696.36 |
| 74 |
6475.08 |
4789.17 |
1685.90 |
295832.19 |
183323.59 |
6117.22 |
4696.97 |
1420.25 |
347575.76 |
170116.61 |
| 75 |
6475.08 |
4813.72 |
1661.36 |
300645.91 |
184984.95 |
6093.14 |
4696.97 |
1396.17 |
352272.73 |
171512.78 |
| 76 |
6475.08 |
4838.39 |
1636.69 |
305484.30 |
186621.64 |
6069.07 |
4696.97 |
1372.10 |
356969.70 |
172884.89 |
| 77 |
6475.08 |
4863.19 |
1611.89 |
310347.48 |
188233.54 |
6045.00 |
4696.97 |
1348.03 |
361666.67 |
174232.92 |
| 78 |
6475.08 |
4888.11 |
1586.97 |
315235.59 |
189820.50 |
6020.93 |
4696.97 |
1323.96 |
366363.64 |
175556.87 |
| 79 |
6475.08 |
4913.16 |
1561.92 |
320148.75 |
191382.42 |
5996.86 |
4696.97 |
1299.89 |
371060.61 |
176856.76 |
| 80 |
6475.08 |
4938.34 |
1536.74 |
325087.09 |
192919.16 |
5972.78 |
4696.97 |
1275.81 |
375757.58 |
178132.58 |
| 81 |
6475.08 |
4963.65 |
1511.43 |
330050.74 |
194430.59 |
5948.71 |
4696.97 |
1251.74 |
380454.55 |
179384.32 |
| 82 |
6475.08 |
4989.09 |
1485.99 |
335039.83 |
195916.58 |
5924.64 |
4696.97 |
1227.67 |
385151.52 |
180611.99 |
| 83 |
6475.08 |
5014.66 |
1460.42 |
340054.49 |
197377.00 |
5900.57 |
4696.97 |
1203.60 |
389848.48 |
181815.59 |
| 84 |
6475.08 |
5040.36 |
1434.72 |
345094.85 |
198811.72 |
5876.50 |
4696.97 |
1179.53 |
394545.45 |
182995.11 |
| 第8年 |
85 |
6475.08 |
5066.19 |
1408.89 |
350161.04 |
200220.61 |
5852.42 |
4696.97 |
1155.45 |
399242.42 |
184150.57 |
| 86 |
6475.08 |
5092.15 |
1382.92 |
355253.19 |
201603.53 |
5828.35 |
4696.97 |
1131.38 |
403939.39 |
185281.95 |
| 87 |
6475.08 |
5118.25 |
1356.83 |
360371.44 |
202960.36 |
5804.28 |
4696.97 |
1107.31 |
408636.36 |
186389.26 |
| 88 |
6475.08 |
5144.48 |
1330.60 |
365515.92 |
204290.96 |
5780.21 |
4696.97 |
1083.24 |
413333.33 |
187472.50 |
| 89 |
6475.08 |
5170.85 |
1304.23 |
370686.77 |
205595.19 |
5756.14 |
4696.97 |
1059.17 |
418030.30 |
188531.67 |
| 90 |
6475.08 |
5197.35 |
1277.73 |
375884.12 |
206872.92 |
5732.06 |
4696.97 |
1035.09 |
422727.27 |
189566.76 |
| 91 |
6475.08 |
5223.98 |
1251.09 |
381108.10 |
208124.01 |
5707.99 |
4696.97 |
1011.02 |
427424.24 |
190577.78 |
| 92 |
6475.08 |
5250.76 |
1224.32 |
386358.86 |
209348.33 |
5683.92 |
4696.97 |
986.95 |
432121.21 |
191564.73 |
| 93 |
6475.08 |
5277.67 |
1197.41 |
391636.53 |
210545.74 |
5659.85 |
4696.97 |
962.88 |
436818.18 |
192527.61 |
| 94 |
6475.08 |
5304.72 |
1170.36 |
396941.24 |
211716.11 |
5635.78 |
4696.97 |
938.81 |
441515.15 |
193466.42 |
| 95 |
6475.08 |
5331.90 |
1143.18 |
402273.14 |
212859.28 |
5611.70 |
4696.97 |
914.73 |
446212.12 |
194381.16 |
| 96 |
6475.08 |
5359.23 |
1115.85 |
407632.37 |
213975.13 |
5587.63 |
4696.97 |
890.66 |
450909.09 |
195271.82 |
| 第9年 |
97 |
6475.08 |
5386.69 |
1088.38 |
413019.07 |
215063.52 |
5563.56 |
4696.97 |
866.59 |
455606.06 |
196138.41 |
| 98 |
6475.08 |
5414.30 |
1060.78 |
418433.37 |
216124.29 |
5539.49 |
4696.97 |
842.52 |
460303.03 |
196980.93 |
| 99 |
6475.08 |
5442.05 |
1033.03 |
423875.42 |
217157.32 |
5515.42 |
4696.97 |
818.45 |
465000.00 |
197799.37 |
| 100 |
6475.08 |
5469.94 |
1005.14 |
429345.36 |
218162.46 |
5491.34 |
4696.97 |
794.37 |
469696.97 |
198593.75 |
| 101 |
6475.08 |
5497.97 |
977.11 |
434843.33 |
219139.57 |
5467.27 |
4696.97 |
770.30 |
474393.94 |
199364.05 |
| 102 |
6475.08 |
5526.15 |
948.93 |
440369.48 |
220088.49 |
5443.20 |
4696.97 |
746.23 |
479090.91 |
200110.28 |
| 103 |
6475.08 |
5554.47 |
920.61 |
445923.95 |
221009.10 |
5419.13 |
4696.97 |
722.16 |
483787.88 |
200832.44 |
| 104 |
6475.08 |
5582.94 |
892.14 |
451506.89 |
221901.24 |
5395.06 |
4696.97 |
698.09 |
488484.85 |
201530.53 |
| 105 |
6475.08 |
5611.55 |
863.53 |
457118.44 |
222764.77 |
5370.98 |
4696.97 |
674.02 |
493181.82 |
202204.55 |
| 106 |
6475.08 |
5640.31 |
834.77 |
462758.75 |
223599.54 |
5346.91 |
4696.97 |
649.94 |
497878.79 |
202854.49 |
| 107 |
6475.08 |
5669.22 |
805.86 |
468427.97 |
224405.40 |
5322.84 |
4696.97 |
625.87 |
502575.76 |
203480.36 |
| 108 |
6475.08 |
5698.27 |
776.81 |
474126.24 |
225182.20 |
5298.77 |
4696.97 |
601.80 |
507272.73 |
204082.16 |
| 第10年 |
109 |
6475.08 |
5727.48 |
747.60 |
479853.71 |
225929.81 |
5274.70 |
4696.97 |
577.73 |
511969.70 |
204659.89 |
| 110 |
6475.08 |
5756.83 |
718.25 |
485610.54 |
226648.06 |
5250.62 |
4696.97 |
553.66 |
516666.67 |
205213.54 |
| 111 |
6475.08 |
5786.33 |
688.75 |
491396.87 |
227336.80 |
5226.55 |
4696.97 |
529.58 |
521363.64 |
205743.12 |
| 112 |
6475.08 |
5815.99 |
659.09 |
497212.86 |
227995.89 |
5202.48 |
4696.97 |
505.51 |
526060.61 |
206248.64 |
| 113 |
6475.08 |
5845.79 |
629.28 |
503058.66 |
228625.18 |
5178.41 |
4696.97 |
481.44 |
530757.58 |
206730.08 |
| 114 |
6475.08 |
5875.75 |
599.32 |
508934.41 |
229224.50 |
5154.34 |
4696.97 |
457.37 |
535454.55 |
207187.44 |
| 115 |
6475.08 |
5905.87 |
569.21 |
514840.28 |
229793.71 |
5130.27 |
4696.97 |
433.30 |
540151.52 |
207620.74 |
| 116 |
6475.08 |
5936.13 |
538.94 |
520776.41 |
230332.66 |
5106.19 |
4696.97 |
409.22 |
544848.48 |
208029.96 |
| 117 |
6475.08 |
5966.56 |
508.52 |
526742.97 |
230841.18 |
5082.12 |
4696.97 |
385.15 |
549545.45 |
208415.11 |
| 118 |
6475.08 |
5997.14 |
477.94 |
532740.10 |
231319.12 |
5058.05 |
4696.97 |
361.08 |
554242.42 |
208776.19 |
| 119 |
6475.08 |
6027.87 |
447.21 |
538767.97 |
231766.33 |
5033.98 |
4696.97 |
337.01 |
558939.39 |
209113.20 |
| 120 |
6475.08 |
6058.76 |
416.31 |
544826.74 |
232182.64 |
5009.91 |
4696.97 |
312.94 |
563636.36 |
209426.14 |
| 第11年 |
121 |
6475.08 |
6089.82 |
385.26 |
550916.55 |
232567.90 |
4985.83 |
4696.97 |
288.86 |
568333.33 |
209715.00 |
| 122 |
6475.08 |
6121.03 |
354.05 |
557037.58 |
232921.96 |
4961.76 |
4696.97 |
264.79 |
573030.30 |
209979.79 |
| 123 |
6475.08 |
6152.40 |
322.68 |
563189.98 |
233244.64 |
4937.69 |
4696.97 |
240.72 |
577727.27 |
210220.51 |
| 124 |
6475.08 |
6183.93 |
291.15 |
569373.90 |
233535.79 |
4913.62 |
4696.97 |
216.65 |
582424.24 |
210437.16 |
| 125 |
6475.08 |
6215.62 |
259.46 |
575589.52 |
233795.25 |
4889.55 |
4696.97 |
192.58 |
587121.21 |
210629.73 |
| 126 |
6475.08 |
6247.47 |
227.60 |
581837.00 |
234022.85 |
4865.47 |
4696.97 |
168.50 |
591818.18 |
210798.24 |
| 127 |
6475.08 |
6279.49 |
195.59 |
588116.49 |
234218.44 |
4841.40 |
4696.97 |
144.43 |
596515.15 |
210942.67 |
| 128 |
6475.08 |
6311.68 |
163.40 |
594428.16 |
234381.84 |
4817.33 |
4696.97 |
120.36 |
601212.12 |
211063.03 |
| 129 |
6475.08 |
6344.02 |
131.06 |
600772.19 |
234512.90 |
4793.26 |
4696.97 |
96.29 |
605909.09 |
211159.32 |
| 130 |
6475.08 |
6376.54 |
98.54 |
607148.72 |
234611.44 |
4769.19 |
4696.97 |
72.22 |
610606.06 |
211231.53 |
| 131 |
6475.08 |
6409.22 |
65.86 |
613557.94 |
234677.30 |
4745.11 |
4696.97 |
48.14 |
615303.03 |
211279.68 |
| 132 |
6475.08 |
6442.06 |
33.02 |
620000.00 |
234710.32 |
4721.04 |
4696.97 |
24.07 |
620000.00 |
211303.75 |
|
汇总：
|
等额本息
总利息：234710.32元 总还款：854710.32元
|
等额本金
总利息：211303.75元 总还款：831303.75元
|
|
年利率为：6.15%，折扣： 不打折，贷款：62.0万，
分132期(11年)， 等额本息比等额本金多：23406.57元。
|
注意! 因为实际贷款率每年会变化调整，所以以上数据仅供参考。。