期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
29660.04 |
15105.04 |
14555.00 |
15105.04 |
14555.00 |
36070.15 |
21515.15 |
14555.00 |
21515.15 |
14555.00 |
2 |
29660.04 |
15182.45 |
14477.59 |
30287.48 |
29032.59 |
35959.89 |
21515.15 |
14444.73 |
43030.30 |
28999.73 |
3 |
29660.04 |
15260.26 |
14399.78 |
45547.74 |
43432.36 |
35849.62 |
21515.15 |
14334.47 |
64545.45 |
43334.20 |
4 |
29660.04 |
15338.47 |
14321.57 |
60886.21 |
57753.93 |
35739.36 |
21515.15 |
14224.20 |
86060.61 |
57558.41 |
5 |
29660.04 |
15417.08 |
14242.96 |
76303.29 |
71996.89 |
35629.09 |
21515.15 |
14113.94 |
107575.76 |
71672.35 |
6 |
29660.04 |
15496.09 |
14163.95 |
91799.38 |
86160.83 |
35518.83 |
21515.15 |
14003.67 |
129090.91 |
85676.02 |
7 |
29660.04 |
15575.51 |
14084.53 |
107374.89 |
100245.36 |
35408.56 |
21515.15 |
13893.41 |
150606.06 |
99569.43 |
8 |
29660.04 |
15655.33 |
14004.70 |
123030.22 |
114250.07 |
35298.30 |
21515.15 |
13783.14 |
172121.21 |
113352.58 |
9 |
29660.04 |
15735.57 |
13924.47 |
138765.78 |
128174.54 |
35188.03 |
21515.15 |
13672.88 |
193636.36 |
127025.45 |
10 |
29660.04 |
15816.21 |
13843.83 |
154581.99 |
142018.36 |
35077.77 |
21515.15 |
13562.61 |
215151.52 |
140588.07 |
11 |
29660.04 |
15897.27 |
13762.77 |
170479.26 |
155781.13 |
34967.50 |
21515.15 |
13452.35 |
236666.67 |
154040.42 |
12 |
29660.04 |
15978.74 |
13681.29 |
186458.00 |
169462.42 |
34857.23 |
21515.15 |
13342.08 |
258181.82 |
167382.50 |
第2年 |
13 |
29660.04 |
16060.63 |
13599.40 |
202518.64 |
183061.83 |
34746.97 |
21515.15 |
13231.82 |
279696.97 |
180614.32 |
14 |
29660.04 |
16142.94 |
13517.09 |
218661.58 |
196578.92 |
34636.70 |
21515.15 |
13121.55 |
301212.12 |
193735.87 |
15 |
29660.04 |
16225.68 |
13434.36 |
234887.25 |
210013.28 |
34526.44 |
21515.15 |
13011.29 |
322727.27 |
206747.16 |
16 |
29660.04 |
16308.83 |
13351.20 |
251196.09 |
223364.48 |
34416.17 |
21515.15 |
12901.02 |
344242.42 |
219648.18 |
17 |
29660.04 |
16392.42 |
13267.62 |
267588.50 |
236632.10 |
34305.91 |
21515.15 |
12790.76 |
365757.58 |
232438.94 |
18 |
29660.04 |
16476.43 |
13183.61 |
284064.93 |
249815.71 |
34195.64 |
21515.15 |
12680.49 |
387272.73 |
245119.43 |
19 |
29660.04 |
16560.87 |
13099.17 |
300625.80 |
262914.88 |
34085.38 |
21515.15 |
12570.23 |
408787.88 |
257689.66 |
20 |
29660.04 |
16645.74 |
13014.29 |
317271.54 |
275929.17 |
33975.11 |
21515.15 |
12459.96 |
430303.03 |
270149.62 |
21 |
29660.04 |
16731.05 |
12928.98 |
334002.59 |
288858.15 |
33864.85 |
21515.15 |
12349.70 |
451818.18 |
282499.32 |
22 |
29660.04 |
16816.80 |
12843.24 |
350819.39 |
301701.39 |
33754.58 |
21515.15 |
12239.43 |
473333.33 |
294738.75 |
23 |
29660.04 |
16902.98 |
12757.05 |
367722.38 |
314458.44 |
33644.32 |
21515.15 |
12129.17 |
494848.48 |
306867.92 |
24 |
29660.04 |
16989.61 |
12670.42 |
384711.99 |
327128.86 |
33534.05 |
21515.15 |
12018.90 |
516363.64 |
318886.82 |
第3年 |
25 |
29660.04 |
17076.68 |
12583.35 |
401788.67 |
339712.21 |
33423.79 |
21515.15 |
11908.64 |
537878.79 |
330795.45 |
26 |
29660.04 |
17164.20 |
12495.83 |
418952.88 |
352208.05 |
33313.52 |
21515.15 |
11798.37 |
559393.94 |
342593.83 |
27 |
29660.04 |
17252.17 |
12407.87 |
436205.04 |
364615.91 |
33203.26 |
21515.15 |
11688.11 |
580909.09 |
354281.93 |
28 |
29660.04 |
17340.59 |
12319.45 |
453545.63 |
376935.36 |
33092.99 |
21515.15 |
11577.84 |
602424.24 |
365859.77 |
29 |
29660.04 |
17429.46 |
12230.58 |
470975.09 |
389165.94 |
32982.73 |
21515.15 |
11467.58 |
623939.39 |
377327.35 |
30 |
29660.04 |
17518.78 |
12141.25 |
488493.87 |
401307.19 |
32872.46 |
21515.15 |
11357.31 |
645454.55 |
388684.66 |
31 |
29660.04 |
17608.57 |
12051.47 |
506102.44 |
413358.66 |
32762.20 |
21515.15 |
11247.05 |
666969.70 |
399931.70 |
32 |
29660.04 |
17698.81 |
11961.23 |
523801.25 |
425319.89 |
32651.93 |
21515.15 |
11136.78 |
688484.85 |
411068.48 |
33 |
29660.04 |
17789.52 |
11870.52 |
541590.76 |
437190.41 |
32541.67 |
21515.15 |
11026.52 |
710000.00 |
422095.00 |
34 |
29660.04 |
17880.69 |
11779.35 |
559471.45 |
448969.75 |
32431.40 |
21515.15 |
10916.25 |
731515.15 |
433011.25 |
35 |
29660.04 |
17972.33 |
11687.71 |
577443.78 |
460657.46 |
32321.14 |
21515.15 |
10805.98 |
753030.30 |
443817.23 |
36 |
29660.04 |
18064.43 |
11595.60 |
595508.21 |
472253.06 |
32210.87 |
21515.15 |
10695.72 |
774545.45 |
454512.95 |
第4年 |
37 |
29660.04 |
18157.02 |
11503.02 |
613665.23 |
483756.08 |
32100.61 |
21515.15 |
10585.45 |
796060.61 |
465098.41 |
38 |
29660.04 |
18250.07 |
11409.97 |
631915.30 |
495166.05 |
31990.34 |
21515.15 |
10475.19 |
817575.76 |
475573.60 |
39 |
29660.04 |
18343.60 |
11316.43 |
650258.90 |
506482.48 |
31880.08 |
21515.15 |
10364.92 |
839090.91 |
485938.52 |
40 |
29660.04 |
18437.61 |
11222.42 |
668696.51 |
517704.91 |
31769.81 |
21515.15 |
10254.66 |
860606.06 |
496193.18 |
41 |
29660.04 |
18532.11 |
11127.93 |
687228.62 |
528832.84 |
31659.55 |
21515.15 |
10144.39 |
882121.21 |
506337.58 |
42 |
29660.04 |
18627.08 |
11032.95 |
705855.70 |
539865.79 |
31549.28 |
21515.15 |
10034.13 |
903636.36 |
516371.70 |
43 |
29660.04 |
18722.55 |
10937.49 |
724578.25 |
550803.28 |
31439.02 |
21515.15 |
9923.86 |
925151.52 |
526295.57 |
44 |
29660.04 |
18818.50 |
10841.54 |
743396.75 |
561644.82 |
31328.75 |
21515.15 |
9813.60 |
946666.67 |
536109.17 |
45 |
29660.04 |
18914.94 |
10745.09 |
762311.69 |
572389.91 |
31218.48 |
21515.15 |
9703.33 |
968181.82 |
545812.50 |
46 |
29660.04 |
19011.88 |
10648.15 |
781323.57 |
583038.06 |
31108.22 |
21515.15 |
9593.07 |
989696.97 |
555405.57 |
47 |
29660.04 |
19109.32 |
10550.72 |
800432.89 |
593588.78 |
30997.95 |
21515.15 |
9482.80 |
1011212.12 |
564888.37 |
48 |
29660.04 |
19207.25 |
10452.78 |
819640.14 |
604041.56 |
30887.69 |
21515.15 |
9372.54 |
1032727.27 |
574260.91 |
第5年 |
49 |
29660.04 |
19305.69 |
10354.34 |
838945.84 |
614395.90 |
30777.42 |
21515.15 |
9262.27 |
1054242.42 |
583523.18 |
50 |
29660.04 |
19404.63 |
10255.40 |
858350.47 |
624651.31 |
30667.16 |
21515.15 |
9152.01 |
1075757.58 |
592675.19 |
51 |
29660.04 |
19504.08 |
10155.95 |
877854.55 |
634807.26 |
30556.89 |
21515.15 |
9041.74 |
1097272.73 |
601716.93 |
52 |
29660.04 |
19604.04 |
10056.00 |
897458.59 |
644863.25 |
30446.63 |
21515.15 |
8931.48 |
1118787.88 |
610648.41 |
53 |
29660.04 |
19704.51 |
9955.52 |
917163.10 |
654818.78 |
30336.36 |
21515.15 |
8821.21 |
1140303.03 |
619469.62 |
54 |
29660.04 |
19805.50 |
9854.54 |
936968.60 |
664673.32 |
30226.10 |
21515.15 |
8710.95 |
1161818.18 |
628180.57 |
55 |
29660.04 |
19907.00 |
9753.04 |
956875.60 |
674426.35 |
30115.83 |
21515.15 |
8600.68 |
1183333.33 |
636781.25 |
56 |
29660.04 |
20009.02 |
9651.01 |
976884.62 |
684077.37 |
30005.57 |
21515.15 |
8490.42 |
1204848.48 |
645271.67 |
57 |
29660.04 |
20111.57 |
9548.47 |
996996.19 |
693625.83 |
29895.30 |
21515.15 |
8380.15 |
1226363.64 |
653651.82 |
58 |
29660.04 |
20214.64 |
9445.39 |
1017210.83 |
703071.23 |
29785.04 |
21515.15 |
8269.89 |
1247878.79 |
661921.70 |
59 |
29660.04 |
20318.24 |
9341.79 |
1037529.07 |
712413.02 |
29674.77 |
21515.15 |
8159.62 |
1269393.94 |
670081.33 |
60 |
29660.04 |
20422.37 |
9237.66 |
1057951.44 |
721650.69 |
29564.51 |
21515.15 |
8049.36 |
1290909.09 |
678130.68 |
第6年 |
61 |
29660.04 |
20527.04 |
9133.00 |
1078478.48 |
730783.68 |
29454.24 |
21515.15 |
7939.09 |
1312424.24 |
686069.77 |
62 |
29660.04 |
20632.24 |
9027.80 |
1099110.72 |
739811.48 |
29343.98 |
21515.15 |
7828.83 |
1333939.39 |
693898.60 |
63 |
29660.04 |
20737.98 |
8922.06 |
1119848.70 |
748733.54 |
29233.71 |
21515.15 |
7718.56 |
1355454.55 |
701617.16 |
64 |
29660.04 |
20844.26 |
8815.78 |
1140692.96 |
757549.32 |
29123.45 |
21515.15 |
7608.30 |
1376969.70 |
709225.45 |
65 |
29660.04 |
20951.09 |
8708.95 |
1161644.04 |
766258.26 |
29013.18 |
21515.15 |
7498.03 |
1398484.85 |
716723.48 |
66 |
29660.04 |
21058.46 |
8601.57 |
1182702.50 |
774859.84 |
28902.92 |
21515.15 |
7387.77 |
1420000.00 |
724111.25 |
67 |
29660.04 |
21166.39 |
8493.65 |
1203868.89 |
783353.49 |
28792.65 |
21515.15 |
7277.50 |
1441515.15 |
731388.75 |
68 |
29660.04 |
21274.86 |
8385.17 |
1225143.75 |
791738.66 |
28682.39 |
21515.15 |
7167.23 |
1463030.30 |
738555.98 |
69 |
29660.04 |
21383.90 |
8276.14 |
1246527.65 |
800014.80 |
28572.12 |
21515.15 |
7056.97 |
1484545.45 |
745612.95 |
70 |
29660.04 |
21493.49 |
8166.55 |
1268021.14 |
808181.34 |
28461.86 |
21515.15 |
6946.70 |
1506060.61 |
752559.66 |
71 |
29660.04 |
21603.64 |
8056.39 |
1289624.78 |
816237.74 |
28351.59 |
21515.15 |
6836.44 |
1527575.76 |
759396.10 |
72 |
29660.04 |
21714.36 |
7945.67 |
1311339.15 |
824183.41 |
28241.33 |
21515.15 |
6726.17 |
1549090.91 |
766122.27 |
第7年 |
73 |
29660.04 |
21825.65 |
7834.39 |
1333164.79 |
832017.80 |
28131.06 |
21515.15 |
6615.91 |
1570606.06 |
772738.18 |
74 |
29660.04 |
21937.51 |
7722.53 |
1355102.30 |
839740.33 |
28020.80 |
21515.15 |
6505.64 |
1592121.21 |
779243.83 |
75 |
29660.04 |
22049.93 |
7610.10 |
1377152.23 |
847350.43 |
27910.53 |
21515.15 |
6395.38 |
1613636.36 |
785639.20 |
76 |
29660.04 |
22162.94 |
7497.09 |
1399315.18 |
854847.52 |
27800.27 |
21515.15 |
6285.11 |
1635151.52 |
791924.32 |
77 |
29660.04 |
22276.53 |
7383.51 |
1421591.70 |
862231.03 |
27690.00 |
21515.15 |
6174.85 |
1656666.67 |
798099.17 |
78 |
29660.04 |
22390.69 |
7269.34 |
1443982.39 |
869500.37 |
27579.73 |
21515.15 |
6064.58 |
1678181.82 |
804163.75 |
79 |
29660.04 |
22505.45 |
7154.59 |
1466487.84 |
876654.96 |
27469.47 |
21515.15 |
5954.32 |
1699696.97 |
810118.07 |
80 |
29660.04 |
22620.79 |
7039.25 |
1489108.62 |
883694.21 |
27359.20 |
21515.15 |
5844.05 |
1721212.12 |
815962.12 |
81 |
29660.04 |
22736.72 |
6923.32 |
1511845.34 |
890617.53 |
27248.94 |
21515.15 |
5733.79 |
1742727.27 |
821695.91 |
82 |
29660.04 |
22853.24 |
6806.79 |
1534698.58 |
897424.32 |
27138.67 |
21515.15 |
5623.52 |
1764242.42 |
827319.43 |
83 |
29660.04 |
22970.37 |
6689.67 |
1557668.95 |
904113.99 |
27028.41 |
21515.15 |
5513.26 |
1785757.58 |
832832.69 |
84 |
29660.04 |
23088.09 |
6571.95 |
1580757.04 |
910685.94 |
26918.14 |
21515.15 |
5402.99 |
1807272.73 |
838235.68 |
第8年 |
85 |
29660.04 |
23206.42 |
6453.62 |
1603963.45 |
917139.56 |
26807.88 |
21515.15 |
5292.73 |
1828787.88 |
843528.41 |
86 |
29660.04 |
23325.35 |
6334.69 |
1627288.80 |
923474.25 |
26697.61 |
21515.15 |
5182.46 |
1850303.03 |
848710.87 |
87 |
29660.04 |
23444.89 |
6215.14 |
1650733.69 |
929689.39 |
26587.35 |
21515.15 |
5072.20 |
1871818.18 |
853783.07 |
88 |
29660.04 |
23565.05 |
6094.99 |
1674298.74 |
935784.38 |
26477.08 |
21515.15 |
4961.93 |
1893333.33 |
858745.00 |
89 |
29660.04 |
23685.82 |
5974.22 |
1697984.56 |
941758.60 |
26366.82 |
21515.15 |
4851.67 |
1914848.48 |
863596.67 |
90 |
29660.04 |
23807.21 |
5852.83 |
1721791.76 |
947611.43 |
26256.55 |
21515.15 |
4741.40 |
1936363.64 |
868338.07 |
91 |
29660.04 |
23929.22 |
5730.82 |
1745720.98 |
953342.25 |
26146.29 |
21515.15 |
4631.14 |
1957878.79 |
872969.20 |
92 |
29660.04 |
24051.86 |
5608.18 |
1769772.84 |
958950.43 |
26036.02 |
21515.15 |
4520.87 |
1979393.94 |
877490.08 |
93 |
29660.04 |
24175.12 |
5484.91 |
1793947.96 |
964435.34 |
25925.76 |
21515.15 |
4410.61 |
2000909.09 |
881900.68 |
94 |
29660.04 |
24299.02 |
5361.02 |
1818246.98 |
969796.36 |
25815.49 |
21515.15 |
4300.34 |
2022424.24 |
886201.02 |
95 |
29660.04 |
24423.55 |
5236.48 |
1842670.53 |
975032.84 |
25705.23 |
21515.15 |
4190.08 |
2043939.39 |
890391.10 |
96 |
29660.04 |
24548.72 |
5111.31 |
1867219.25 |
980144.16 |
25594.96 |
21515.15 |
4079.81 |
2065454.55 |
894470.91 |
第9年 |
97 |
29660.04 |
24674.53 |
4985.50 |
1891893.78 |
985129.66 |
25484.70 |
21515.15 |
3969.55 |
2086969.70 |
898440.45 |
98 |
29660.04 |
24800.99 |
4859.04 |
1916694.77 |
989988.70 |
25374.43 |
21515.15 |
3859.28 |
2108484.85 |
902299.73 |
99 |
29660.04 |
24928.10 |
4731.94 |
1941622.87 |
994720.64 |
25264.17 |
21515.15 |
3749.02 |
2130000.00 |
906048.75 |
100 |
29660.04 |
25055.85 |
4604.18 |
1966678.72 |
999324.83 |
25153.90 |
21515.15 |
3638.75 |
2151515.15 |
909687.50 |
101 |
29660.04 |
25184.26 |
4475.77 |
1991862.99 |
1003800.60 |
25043.64 |
21515.15 |
3528.48 |
2173030.30 |
913215.98 |
102 |
29660.04 |
25313.33 |
4346.70 |
2017176.32 |
1008147.30 |
24933.37 |
21515.15 |
3418.22 |
2194545.45 |
916634.20 |
103 |
29660.04 |
25443.06 |
4216.97 |
2042619.38 |
1012364.27 |
24823.11 |
21515.15 |
3307.95 |
2216060.61 |
919942.16 |
104 |
29660.04 |
25573.46 |
4086.58 |
2068192.84 |
1016450.85 |
24712.84 |
21515.15 |
3197.69 |
2237575.76 |
923139.85 |
105 |
29660.04 |
25704.52 |
3955.51 |
2093897.37 |
1020406.36 |
24602.58 |
21515.15 |
3087.42 |
2259090.91 |
926227.27 |
106 |
29660.04 |
25836.26 |
3823.78 |
2119733.63 |
1024230.13 |
24492.31 |
21515.15 |
2977.16 |
2280606.06 |
929204.43 |
107 |
29660.04 |
25968.67 |
3691.37 |
2145702.30 |
1027921.50 |
24382.05 |
21515.15 |
2866.89 |
2302121.21 |
932071.33 |
108 |
29660.04 |
26101.76 |
3558.28 |
2171804.06 |
1031479.77 |
24271.78 |
21515.15 |
2756.63 |
2323636.36 |
934827.95 |
第10年 |
109 |
29660.04 |
26235.53 |
3424.50 |
2198039.59 |
1034904.28 |
24161.52 |
21515.15 |
2646.36 |
2345151.52 |
937474.32 |
110 |
29660.04 |
26369.99 |
3290.05 |
2224409.58 |
1038194.33 |
24051.25 |
21515.15 |
2536.10 |
2366666.67 |
940010.42 |
111 |
29660.04 |
26505.13 |
3154.90 |
2250914.71 |
1041349.23 |
23940.98 |
21515.15 |
2425.83 |
2388181.82 |
942436.25 |
112 |
29660.04 |
26640.97 |
3019.06 |
2277555.69 |
1044368.29 |
23830.72 |
21515.15 |
2315.57 |
2409696.97 |
944751.82 |
113 |
29660.04 |
26777.51 |
2882.53 |
2304333.19 |
1047250.82 |
23720.45 |
21515.15 |
2205.30 |
2431212.12 |
946957.12 |
114 |
29660.04 |
26914.74 |
2745.29 |
2331247.94 |
1049996.11 |
23610.19 |
21515.15 |
2095.04 |
2452727.27 |
949052.16 |
115 |
29660.04 |
27052.68 |
2607.35 |
2358300.62 |
1052603.46 |
23499.92 |
21515.15 |
1984.77 |
2474242.42 |
951036.93 |
116 |
29660.04 |
27191.33 |
2468.71 |
2385491.94 |
1055072.17 |
23389.66 |
21515.15 |
1874.51 |
2495757.58 |
952911.44 |
117 |
29660.04 |
27330.68 |
2329.35 |
2412822.63 |
1057401.53 |
23279.39 |
21515.15 |
1764.24 |
2517272.73 |
954675.68 |
118 |
29660.04 |
27470.75 |
2189.28 |
2440293.38 |
1059590.81 |
23169.13 |
21515.15 |
1653.98 |
2538787.88 |
956329.66 |
119 |
29660.04 |
27611.54 |
2048.50 |
2467904.92 |
1061639.31 |
23058.86 |
21515.15 |
1543.71 |
2560303.03 |
957873.37 |
120 |
29660.04 |
27753.05 |
1906.99 |
2495657.96 |
1063546.29 |
22948.60 |
21515.15 |
1433.45 |
2581818.18 |
959306.82 |
第11年 |
121 |
29660.04 |
27895.28 |
1764.75 |
2523553.25 |
1065311.05 |
22838.33 |
21515.15 |
1323.18 |
2603333.33 |
960630.00 |
122 |
29660.04 |
28038.25 |
1621.79 |
2551591.49 |
1066932.84 |
22728.07 |
21515.15 |
1212.92 |
2624848.48 |
961842.92 |
123 |
29660.04 |
28181.94 |
1478.09 |
2579773.44 |
1068410.93 |
22617.80 |
21515.15 |
1102.65 |
2646363.64 |
962945.57 |
124 |
29660.04 |
28326.37 |
1333.66 |
2608099.81 |
1069744.59 |
22507.54 |
21515.15 |
992.39 |
2667878.79 |
963937.95 |
125 |
29660.04 |
28471.55 |
1188.49 |
2636571.36 |
1070933.08 |
22397.27 |
21515.15 |
882.12 |
2689393.94 |
964820.08 |
126 |
29660.04 |
28617.46 |
1042.57 |
2665188.82 |
1071975.65 |
22287.01 |
21515.15 |
771.86 |
2710909.09 |
965591.93 |
127 |
29660.04 |
28764.13 |
895.91 |
2693952.95 |
1072871.56 |
22176.74 |
21515.15 |
661.59 |
2732424.24 |
966253.52 |
128 |
29660.04 |
28911.54 |
748.49 |
2722864.49 |
1073620.05 |
22066.48 |
21515.15 |
551.33 |
2753939.39 |
966804.85 |
129 |
29660.04 |
29059.72 |
600.32 |
2751924.21 |
1074220.37 |
21956.21 |
21515.15 |
441.06 |
2775454.55 |
967245.91 |
130 |
29660.04 |
29208.65 |
451.39 |
2781132.86 |
1074671.76 |
21845.95 |
21515.15 |
330.80 |
2796969.70 |
967576.70 |
131 |
29660.04 |
29358.34 |
301.69 |
2810491.20 |
1074973.45 |
21735.68 |
21515.15 |
220.53 |
2818484.85 |
967797.23 |
132 |
29660.04 |
29508.80 |
151.23 |
2840000.00 |
1075124.68 |
21625.42 |
21515.15 |
110.27 |
2840000.00 |
967907.50 |
汇总:
|
等额本息
总利息:1075124.68元 总还款:3915124.68元
|
等额本金
总利息:967907.50元 总还款:3807907.50元
|
年利率为:6.15%,折扣: 不打折,贷款:284.0万,
分132期(11年), 等额本息比等额本金多:107217.18元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。