| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
8613.02 |
5313.02 |
3300.00 |
5313.02 |
3300.00 |
10118.18 |
6818.18 |
3300.00 |
6818.18 |
3300.00 |
| 2 |
8613.02 |
5332.50 |
3280.52 |
10645.51 |
6580.52 |
10093.18 |
6818.18 |
3275.00 |
13636.36 |
6575.00 |
| 3 |
8613.02 |
5352.05 |
3260.97 |
15997.57 |
9841.49 |
10068.18 |
6818.18 |
3250.00 |
20454.55 |
9825.00 |
| 4 |
8613.02 |
5371.67 |
3241.34 |
21369.24 |
13082.83 |
10043.18 |
6818.18 |
3225.00 |
27272.73 |
13050.00 |
| 5 |
8613.02 |
5391.37 |
3221.65 |
26760.61 |
16304.47 |
10018.18 |
6818.18 |
3200.00 |
34090.91 |
16250.00 |
| 6 |
8613.02 |
5411.14 |
3201.88 |
32171.75 |
19506.35 |
9993.18 |
6818.18 |
3175.00 |
40909.09 |
19425.00 |
| 7 |
8613.02 |
5430.98 |
3182.04 |
37602.73 |
22688.39 |
9968.18 |
6818.18 |
3150.00 |
47727.27 |
22575.00 |
| 8 |
8613.02 |
5450.89 |
3162.12 |
43053.62 |
25850.51 |
9943.18 |
6818.18 |
3125.00 |
54545.45 |
25700.00 |
| 9 |
8613.02 |
5470.88 |
3142.14 |
48524.50 |
28992.65 |
9918.18 |
6818.18 |
3100.00 |
61363.64 |
28800.00 |
| 10 |
8613.02 |
5490.94 |
3122.08 |
54015.44 |
32114.73 |
9893.18 |
6818.18 |
3075.00 |
68181.82 |
31875.00 |
| 11 |
8613.02 |
5511.07 |
3101.94 |
59526.52 |
35216.67 |
9868.18 |
6818.18 |
3050.00 |
75000.00 |
34925.00 |
| 12 |
8613.02 |
5531.28 |
3081.74 |
65057.80 |
38298.40 |
9843.18 |
6818.18 |
3025.00 |
81818.18 |
37950.00 |
| 第2年 |
13 |
8613.02 |
5551.56 |
3061.45 |
70609.36 |
41359.86 |
9818.18 |
6818.18 |
3000.00 |
88636.36 |
40950.00 |
| 14 |
8613.02 |
5571.92 |
3041.10 |
76181.28 |
44400.96 |
9793.18 |
6818.18 |
2975.00 |
95454.55 |
43925.00 |
| 15 |
8613.02 |
5592.35 |
3020.67 |
81773.63 |
47421.63 |
9768.18 |
6818.18 |
2950.00 |
102272.73 |
46875.00 |
| 16 |
8613.02 |
5612.85 |
3000.16 |
87386.48 |
50421.79 |
9743.18 |
6818.18 |
2925.00 |
109090.91 |
49800.00 |
| 17 |
8613.02 |
5633.43 |
2979.58 |
93019.91 |
53401.37 |
9718.18 |
6818.18 |
2900.00 |
115909.09 |
52700.00 |
| 18 |
8613.02 |
5654.09 |
2958.93 |
98674.00 |
56360.30 |
9693.18 |
6818.18 |
2875.00 |
122727.27 |
55575.00 |
| 19 |
8613.02 |
5674.82 |
2938.20 |
104348.82 |
59298.50 |
9668.18 |
6818.18 |
2850.00 |
129545.45 |
58425.00 |
| 20 |
8613.02 |
5695.63 |
2917.39 |
110044.45 |
62215.88 |
9643.18 |
6818.18 |
2825.00 |
136363.64 |
61250.00 |
| 21 |
8613.02 |
5716.51 |
2896.50 |
115760.97 |
65112.39 |
9618.18 |
6818.18 |
2800.00 |
143181.82 |
64050.00 |
| 22 |
8613.02 |
5737.47 |
2875.54 |
121498.44 |
67987.93 |
9593.18 |
6818.18 |
2775.00 |
150000.00 |
66825.00 |
| 23 |
8613.02 |
5758.51 |
2854.51 |
127256.95 |
70842.44 |
9568.18 |
6818.18 |
2750.00 |
156818.18 |
69575.00 |
| 24 |
8613.02 |
5779.63 |
2833.39 |
133036.58 |
73675.83 |
9543.18 |
6818.18 |
2725.00 |
163636.36 |
72300.00 |
| 第3年 |
25 |
8613.02 |
5800.82 |
2812.20 |
138837.39 |
76488.03 |
9518.18 |
6818.18 |
2700.00 |
170454.55 |
75000.00 |
| 26 |
8613.02 |
5822.09 |
2790.93 |
144659.48 |
79278.96 |
9493.18 |
6818.18 |
2675.00 |
177272.73 |
77675.00 |
| 27 |
8613.02 |
5843.43 |
2769.58 |
150502.92 |
82048.54 |
9468.18 |
6818.18 |
2650.00 |
184090.91 |
80325.00 |
| 28 |
8613.02 |
5864.86 |
2748.16 |
156367.78 |
84796.69 |
9443.18 |
6818.18 |
2625.00 |
190909.09 |
82950.00 |
| 29 |
8613.02 |
5886.37 |
2726.65 |
162254.14 |
87523.35 |
9418.18 |
6818.18 |
2600.00 |
197727.27 |
85550.00 |
| 30 |
8613.02 |
5907.95 |
2705.07 |
168162.09 |
90228.41 |
9393.18 |
6818.18 |
2575.00 |
204545.45 |
88125.00 |
| 31 |
8613.02 |
5929.61 |
2683.41 |
174091.70 |
92911.82 |
9368.18 |
6818.18 |
2550.00 |
211363.64 |
90675.00 |
| 32 |
8613.02 |
5951.35 |
2661.66 |
180043.06 |
95573.48 |
9343.18 |
6818.18 |
2525.00 |
218181.82 |
93200.00 |
| 33 |
8613.02 |
5973.17 |
2639.84 |
186016.23 |
98213.32 |
9318.18 |
6818.18 |
2500.00 |
225000.00 |
95700.00 |
| 34 |
8613.02 |
5995.08 |
2617.94 |
192011.31 |
100831.27 |
9293.18 |
6818.18 |
2475.00 |
231818.18 |
98175.00 |
| 35 |
8613.02 |
6017.06 |
2595.96 |
198028.36 |
103427.22 |
9268.18 |
6818.18 |
2450.00 |
238636.36 |
100625.00 |
| 36 |
8613.02 |
6039.12 |
2573.90 |
204067.49 |
106001.12 |
9243.18 |
6818.18 |
2425.00 |
245454.55 |
103050.00 |
| 第4年 |
37 |
8613.02 |
6061.26 |
2551.75 |
210128.75 |
108552.87 |
9218.18 |
6818.18 |
2400.00 |
252272.73 |
105450.00 |
| 38 |
8613.02 |
6083.49 |
2529.53 |
216212.24 |
111082.40 |
9193.18 |
6818.18 |
2375.00 |
259090.91 |
107825.00 |
| 39 |
8613.02 |
6105.80 |
2507.22 |
222318.03 |
113589.62 |
9168.18 |
6818.18 |
2350.00 |
265909.09 |
110175.00 |
| 40 |
8613.02 |
6128.18 |
2484.83 |
228446.22 |
116074.46 |
9143.18 |
6818.18 |
2325.00 |
272727.27 |
112500.00 |
| 41 |
8613.02 |
6150.65 |
2462.36 |
234596.87 |
118536.82 |
9118.18 |
6818.18 |
2300.00 |
279545.45 |
114800.00 |
| 42 |
8613.02 |
6173.21 |
2439.81 |
240770.07 |
120976.63 |
9093.18 |
6818.18 |
2275.00 |
286363.64 |
117075.00 |
| 43 |
8613.02 |
6195.84 |
2417.18 |
246965.92 |
123393.81 |
9068.18 |
6818.18 |
2250.00 |
293181.82 |
119325.00 |
| 44 |
8613.02 |
6218.56 |
2394.46 |
253184.47 |
125788.27 |
9043.18 |
6818.18 |
2225.00 |
300000.00 |
121550.00 |
| 45 |
8613.02 |
6241.36 |
2371.66 |
259425.83 |
128159.92 |
9018.18 |
6818.18 |
2200.00 |
306818.18 |
123750.00 |
| 46 |
8613.02 |
6264.24 |
2348.77 |
265690.08 |
130508.70 |
8993.18 |
6818.18 |
2175.00 |
313636.36 |
125925.00 |
| 47 |
8613.02 |
6287.21 |
2325.80 |
271977.29 |
132834.50 |
8968.18 |
6818.18 |
2150.00 |
320454.55 |
128075.00 |
| 48 |
8613.02 |
6310.27 |
2302.75 |
278287.56 |
135137.25 |
8943.18 |
6818.18 |
2125.00 |
327272.73 |
130200.00 |
| 第5年 |
49 |
8613.02 |
6333.40 |
2279.61 |
284620.96 |
137416.86 |
8918.18 |
6818.18 |
2100.00 |
334090.91 |
132300.00 |
| 50 |
8613.02 |
6356.63 |
2256.39 |
290977.59 |
139673.25 |
8893.18 |
6818.18 |
2075.00 |
340909.09 |
134375.00 |
| 51 |
8613.02 |
6379.93 |
2233.08 |
297357.53 |
141906.33 |
8868.18 |
6818.18 |
2050.00 |
347727.27 |
136425.00 |
| 52 |
8613.02 |
6403.33 |
2209.69 |
303760.85 |
144116.02 |
8843.18 |
6818.18 |
2025.00 |
354545.45 |
138450.00 |
| 53 |
8613.02 |
6426.81 |
2186.21 |
310187.66 |
146302.23 |
8818.18 |
6818.18 |
2000.00 |
361363.64 |
140450.00 |
| 54 |
8613.02 |
6450.37 |
2162.65 |
316638.03 |
148464.88 |
8793.18 |
6818.18 |
1975.00 |
368181.82 |
142425.00 |
| 55 |
8613.02 |
6474.02 |
2138.99 |
323112.05 |
150603.87 |
8768.18 |
6818.18 |
1950.00 |
375000.00 |
144375.00 |
| 56 |
8613.02 |
6497.76 |
2115.26 |
329609.82 |
152719.13 |
8743.18 |
6818.18 |
1925.00 |
381818.18 |
146300.00 |
| 57 |
8613.02 |
6521.59 |
2091.43 |
336131.40 |
154810.56 |
8718.18 |
6818.18 |
1900.00 |
388636.36 |
148200.00 |
| 58 |
8613.02 |
6545.50 |
2067.52 |
342676.90 |
156878.08 |
8693.18 |
6818.18 |
1875.00 |
395454.55 |
150075.00 |
| 59 |
8613.02 |
6569.50 |
2043.52 |
349246.40 |
158921.59 |
8668.18 |
6818.18 |
1850.00 |
402272.73 |
151925.00 |
| 60 |
8613.02 |
6593.59 |
2019.43 |
355839.99 |
160941.02 |
8643.18 |
6818.18 |
1825.00 |
409090.91 |
153750.00 |
| 第6年 |
61 |
8613.02 |
6617.76 |
1995.25 |
362457.75 |
162936.28 |
8618.18 |
6818.18 |
1800.00 |
415909.09 |
155550.00 |
| 62 |
8613.02 |
6642.03 |
1970.99 |
369099.78 |
164907.26 |
8593.18 |
6818.18 |
1775.00 |
422727.27 |
157325.00 |
| 63 |
8613.02 |
6666.38 |
1946.63 |
375766.16 |
166853.90 |
8568.18 |
6818.18 |
1750.00 |
429545.45 |
159075.00 |
| 64 |
8613.02 |
6690.83 |
1922.19 |
382456.99 |
168776.09 |
8543.18 |
6818.18 |
1725.00 |
436363.64 |
160800.00 |
| 65 |
8613.02 |
6715.36 |
1897.66 |
389172.35 |
170673.75 |
8518.18 |
6818.18 |
1700.00 |
443181.82 |
162500.00 |
| 66 |
8613.02 |
6739.98 |
1873.03 |
395912.33 |
172546.78 |
8493.18 |
6818.18 |
1675.00 |
450000.00 |
164175.00 |
| 67 |
8613.02 |
6764.70 |
1848.32 |
402677.02 |
174395.10 |
8468.18 |
6818.18 |
1650.00 |
456818.18 |
165825.00 |
| 68 |
8613.02 |
6789.50 |
1823.52 |
409466.52 |
176218.62 |
8443.18 |
6818.18 |
1625.00 |
463636.36 |
167450.00 |
| 69 |
8613.02 |
6814.39 |
1798.62 |
416280.92 |
178017.24 |
8418.18 |
6818.18 |
1600.00 |
470454.55 |
169050.00 |
| 70 |
8613.02 |
6839.38 |
1773.64 |
423120.30 |
179790.88 |
8393.18 |
6818.18 |
1575.00 |
477272.73 |
170625.00 |
| 71 |
8613.02 |
6864.46 |
1748.56 |
429984.75 |
181539.44 |
8368.18 |
6818.18 |
1550.00 |
484090.91 |
172175.00 |
| 72 |
8613.02 |
6889.63 |
1723.39 |
436874.38 |
183262.83 |
8343.18 |
6818.18 |
1525.00 |
490909.09 |
173700.00 |
| 第7年 |
73 |
8613.02 |
6914.89 |
1698.13 |
443789.27 |
184960.96 |
8318.18 |
6818.18 |
1500.00 |
497727.27 |
175200.00 |
| 74 |
8613.02 |
6940.24 |
1672.77 |
450729.52 |
186633.73 |
8293.18 |
6818.18 |
1475.00 |
504545.45 |
176675.00 |
| 75 |
8613.02 |
6965.69 |
1647.33 |
457695.21 |
188281.05 |
8268.18 |
6818.18 |
1450.00 |
511363.64 |
178125.00 |
| 76 |
8613.02 |
6991.23 |
1621.78 |
464686.44 |
189902.84 |
8243.18 |
6818.18 |
1425.00 |
518181.82 |
179550.00 |
| 77 |
8613.02 |
7016.87 |
1596.15 |
471703.31 |
191498.99 |
8218.18 |
6818.18 |
1400.00 |
525000.00 |
180950.00 |
| 78 |
8613.02 |
7042.60 |
1570.42 |
478745.90 |
193069.41 |
8193.18 |
6818.18 |
1375.00 |
531818.18 |
182325.00 |
| 79 |
8613.02 |
7068.42 |
1544.60 |
485814.32 |
194614.01 |
8168.18 |
6818.18 |
1350.00 |
538636.36 |
183675.00 |
| 80 |
8613.02 |
7094.34 |
1518.68 |
492908.66 |
196132.69 |
8143.18 |
6818.18 |
1325.00 |
545454.55 |
185000.00 |
| 81 |
8613.02 |
7120.35 |
1492.67 |
500029.01 |
197625.36 |
8118.18 |
6818.18 |
1300.00 |
552272.73 |
186300.00 |
| 82 |
8613.02 |
7146.46 |
1466.56 |
507175.46 |
199091.92 |
8093.18 |
6818.18 |
1275.00 |
559090.91 |
187575.00 |
| 83 |
8613.02 |
7172.66 |
1440.36 |
514348.12 |
200532.27 |
8068.18 |
6818.18 |
1250.00 |
565909.09 |
188825.00 |
| 84 |
8613.02 |
7198.96 |
1414.06 |
521547.08 |
201946.33 |
8043.18 |
6818.18 |
1225.00 |
572727.27 |
190050.00 |
| 第8年 |
85 |
8613.02 |
7225.36 |
1387.66 |
528772.44 |
203333.99 |
8018.18 |
6818.18 |
1200.00 |
579545.45 |
191250.00 |
| 86 |
8613.02 |
7251.85 |
1361.17 |
536024.29 |
204695.16 |
7993.18 |
6818.18 |
1175.00 |
586363.64 |
192425.00 |
| 87 |
8613.02 |
7278.44 |
1334.58 |
543302.73 |
206029.74 |
7968.18 |
6818.18 |
1150.00 |
593181.82 |
193575.00 |
| 88 |
8613.02 |
7305.13 |
1307.89 |
550607.85 |
207337.63 |
7943.18 |
6818.18 |
1125.00 |
600000.00 |
194700.00 |
| 89 |
8613.02 |
7331.91 |
1281.10 |
557939.77 |
208618.73 |
7918.18 |
6818.18 |
1100.00 |
606818.18 |
195800.00 |
| 90 |
8613.02 |
7358.80 |
1254.22 |
565298.56 |
209872.95 |
7893.18 |
6818.18 |
1075.00 |
613636.36 |
196875.00 |
| 91 |
8613.02 |
7385.78 |
1227.24 |
572684.34 |
211100.19 |
7868.18 |
6818.18 |
1050.00 |
620454.55 |
197925.00 |
| 92 |
8613.02 |
7412.86 |
1200.16 |
580097.20 |
212300.35 |
7843.18 |
6818.18 |
1025.00 |
627272.73 |
198950.00 |
| 93 |
8613.02 |
7440.04 |
1172.98 |
587537.24 |
213473.32 |
7818.18 |
6818.18 |
1000.00 |
634090.91 |
199950.00 |
| 94 |
8613.02 |
7467.32 |
1145.70 |
595004.56 |
214619.02 |
7793.18 |
6818.18 |
975.00 |
640909.09 |
200925.00 |
| 95 |
8613.02 |
7494.70 |
1118.32 |
602499.26 |
215737.34 |
7768.18 |
6818.18 |
950.00 |
647727.27 |
201875.00 |
| 96 |
8613.02 |
7522.18 |
1090.84 |
610021.44 |
216828.17 |
7743.18 |
6818.18 |
925.00 |
654545.45 |
202800.00 |
| 第9年 |
97 |
8613.02 |
7549.76 |
1063.25 |
617571.20 |
217891.43 |
7718.18 |
6818.18 |
900.00 |
661363.64 |
203700.00 |
| 98 |
8613.02 |
7577.44 |
1035.57 |
625148.65 |
218927.00 |
7693.18 |
6818.18 |
875.00 |
668181.82 |
204575.00 |
| 99 |
8613.02 |
7605.23 |
1007.79 |
632753.88 |
219934.79 |
7668.18 |
6818.18 |
850.00 |
675000.00 |
205425.00 |
| 100 |
8613.02 |
7633.11 |
979.90 |
640386.99 |
220914.69 |
7643.18 |
6818.18 |
825.00 |
681818.18 |
206250.00 |
| 101 |
8613.02 |
7661.10 |
951.91 |
648048.09 |
221866.61 |
7618.18 |
6818.18 |
800.00 |
688636.36 |
207050.00 |
| 102 |
8613.02 |
7689.19 |
923.82 |
655737.29 |
222790.43 |
7593.18 |
6818.18 |
775.00 |
695454.55 |
207825.00 |
| 103 |
8613.02 |
7717.39 |
895.63 |
663454.67 |
223686.06 |
7568.18 |
6818.18 |
750.00 |
702272.73 |
208575.00 |
| 104 |
8613.02 |
7745.68 |
867.33 |
671200.36 |
224553.39 |
7543.18 |
6818.18 |
725.00 |
709090.91 |
209300.00 |
| 105 |
8613.02 |
7774.08 |
838.93 |
678974.44 |
225392.32 |
7518.18 |
6818.18 |
700.00 |
715909.09 |
210000.00 |
| 106 |
8613.02 |
7802.59 |
810.43 |
686777.03 |
226202.75 |
7493.18 |
6818.18 |
675.00 |
722727.27 |
210675.00 |
| 107 |
8613.02 |
7831.20 |
781.82 |
694608.23 |
226984.57 |
7468.18 |
6818.18 |
650.00 |
729545.45 |
211325.00 |
| 108 |
8613.02 |
7859.91 |
753.10 |
702468.14 |
227737.67 |
7443.18 |
6818.18 |
625.00 |
736363.64 |
211950.00 |
| 第10年 |
109 |
8613.02 |
7888.73 |
724.28 |
710356.88 |
228461.96 |
7418.18 |
6818.18 |
600.00 |
743181.82 |
212550.00 |
| 110 |
8613.02 |
7917.66 |
695.36 |
718274.54 |
229157.31 |
7393.18 |
6818.18 |
575.00 |
750000.00 |
213125.00 |
| 111 |
8613.02 |
7946.69 |
666.33 |
726221.23 |
229823.64 |
7368.18 |
6818.18 |
550.00 |
756818.18 |
213675.00 |
| 112 |
8613.02 |
7975.83 |
637.19 |
734197.05 |
230460.83 |
7343.18 |
6818.18 |
525.00 |
763636.36 |
214200.00 |
| 113 |
8613.02 |
8005.07 |
607.94 |
742202.13 |
231068.77 |
7318.18 |
6818.18 |
500.00 |
770454.55 |
214700.00 |
| 114 |
8613.02 |
8034.42 |
578.59 |
750236.55 |
231647.37 |
7293.18 |
6818.18 |
475.00 |
777272.73 |
215175.00 |
| 115 |
8613.02 |
8063.88 |
549.13 |
758300.43 |
232196.50 |
7268.18 |
6818.18 |
450.00 |
784090.91 |
215625.00 |
| 116 |
8613.02 |
8093.45 |
519.57 |
766393.89 |
232716.06 |
7243.18 |
6818.18 |
425.00 |
790909.09 |
216050.00 |
| 117 |
8613.02 |
8123.13 |
489.89 |
774517.01 |
233205.95 |
7218.18 |
6818.18 |
400.00 |
797727.27 |
216450.00 |
| 118 |
8613.02 |
8152.91 |
460.10 |
782669.93 |
233666.06 |
7193.18 |
6818.18 |
375.00 |
804545.45 |
216825.00 |
| 119 |
8613.02 |
8182.81 |
430.21 |
790852.73 |
234096.27 |
7168.18 |
6818.18 |
350.00 |
811363.64 |
217175.00 |
| 120 |
8613.02 |
8212.81 |
400.21 |
799065.54 |
234496.47 |
7143.18 |
6818.18 |
325.00 |
818181.82 |
217500.00 |
| 第11年 |
121 |
8613.02 |
8242.92 |
370.09 |
807308.47 |
234866.57 |
7118.18 |
6818.18 |
300.00 |
825000.00 |
217800.00 |
| 122 |
8613.02 |
8273.15 |
339.87 |
815581.62 |
235206.44 |
7093.18 |
6818.18 |
275.00 |
831818.18 |
218075.00 |
| 123 |
8613.02 |
8303.48 |
309.53 |
823885.10 |
235515.97 |
7068.18 |
6818.18 |
250.00 |
838636.36 |
218325.00 |
| 124 |
8613.02 |
8333.93 |
279.09 |
832219.03 |
235795.06 |
7043.18 |
6818.18 |
225.00 |
845454.55 |
218550.00 |
| 125 |
8613.02 |
8364.49 |
248.53 |
840583.51 |
236043.59 |
7018.18 |
6818.18 |
200.00 |
852272.73 |
218750.00 |
| 126 |
8613.02 |
8395.16 |
217.86 |
848978.67 |
236261.45 |
6993.18 |
6818.18 |
175.00 |
859090.91 |
218925.00 |
| 127 |
8613.02 |
8425.94 |
187.08 |
857404.61 |
236448.53 |
6968.18 |
6818.18 |
150.00 |
865909.09 |
219075.00 |
| 128 |
8613.02 |
8456.83 |
156.18 |
865861.44 |
236604.71 |
6943.18 |
6818.18 |
125.00 |
872727.27 |
219200.00 |
| 129 |
8613.02 |
8487.84 |
125.17 |
874349.28 |
236729.88 |
6918.18 |
6818.18 |
100.00 |
879545.45 |
219300.00 |
| 130 |
8613.02 |
8518.96 |
94.05 |
882868.25 |
236823.94 |
6893.18 |
6818.18 |
75.00 |
886363.64 |
219375.00 |
| 131 |
8613.02 |
8550.20 |
62.82 |
891418.45 |
236886.75 |
6868.18 |
6818.18 |
50.00 |
893181.82 |
219425.00 |
| 132 |
8613.02 |
8581.55 |
31.47 |
900000.00 |
236918.22 |
6843.18 |
6818.18 |
25.00 |
900000.00 |
219450.00 |
|
汇总：
|
等额本息
总利息：236918.22元 总还款：1136918.22元
|
等额本金
总利息：219450.00元 总还款：1119450.00元
|
|
年利率为：4.40%，折扣： 不打折，贷款：90万，
分132期(11年)， 等额本息比等额本金多：17468.22元。
|
注意! 因为实际贷款率每年会变化调整，所以以上数据仅供参考。。