期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
39671.00 |
25428.50 |
14242.50 |
25428.50 |
14242.50 |
46212.20 |
31969.70 |
14242.50 |
31969.70 |
14242.50 |
2 |
39671.00 |
25514.32 |
14156.68 |
50942.81 |
28399.18 |
46104.30 |
31969.70 |
14134.60 |
63939.39 |
28377.10 |
3 |
39671.00 |
25600.43 |
14070.57 |
76543.24 |
42469.75 |
45996.40 |
31969.70 |
14026.70 |
95909.09 |
42403.81 |
4 |
39671.00 |
25686.83 |
13984.17 |
102230.07 |
56453.91 |
45888.50 |
31969.70 |
13918.81 |
127878.79 |
56322.61 |
5 |
39671.00 |
25773.52 |
13897.47 |
128003.59 |
70351.39 |
45780.61 |
31969.70 |
13810.91 |
159848.48 |
70133.52 |
6 |
39671.00 |
25860.51 |
13810.49 |
153864.10 |
84161.87 |
45672.71 |
31969.70 |
13703.01 |
191818.18 |
83836.53 |
7 |
39671.00 |
25947.79 |
13723.21 |
179811.89 |
97885.08 |
45564.81 |
31969.70 |
13595.11 |
223787.88 |
97431.65 |
8 |
39671.00 |
26035.36 |
13635.63 |
205847.25 |
111520.72 |
45456.91 |
31969.70 |
13487.22 |
255757.58 |
110918.86 |
9 |
39671.00 |
26123.23 |
13547.77 |
231970.48 |
125068.48 |
45349.02 |
31969.70 |
13379.32 |
287727.27 |
124298.18 |
10 |
39671.00 |
26211.40 |
13459.60 |
258181.88 |
138528.08 |
45241.12 |
31969.70 |
13271.42 |
319696.97 |
137569.60 |
11 |
39671.00 |
26299.86 |
13371.14 |
284481.74 |
151899.22 |
45133.22 |
31969.70 |
13163.52 |
351666.67 |
150733.13 |
12 |
39671.00 |
26388.62 |
13282.37 |
310870.36 |
165181.59 |
45025.32 |
31969.70 |
13055.62 |
383636.36 |
163788.75 |
第2年 |
13 |
39671.00 |
26477.68 |
13193.31 |
337348.04 |
178374.91 |
44917.42 |
31969.70 |
12947.73 |
415606.06 |
176736.48 |
14 |
39671.00 |
26567.05 |
13103.95 |
363915.09 |
191478.86 |
44809.53 |
31969.70 |
12839.83 |
447575.76 |
189576.31 |
15 |
39671.00 |
26656.71 |
13014.29 |
390571.80 |
204493.14 |
44701.63 |
31969.70 |
12731.93 |
479545.45 |
202308.24 |
16 |
39671.00 |
26746.68 |
12924.32 |
417318.47 |
217417.46 |
44593.73 |
31969.70 |
12624.03 |
511515.15 |
214932.27 |
17 |
39671.00 |
26836.95 |
12834.05 |
444155.42 |
230251.51 |
44485.83 |
31969.70 |
12516.14 |
543484.85 |
227448.41 |
18 |
39671.00 |
26927.52 |
12743.48 |
471082.94 |
242994.99 |
44377.94 |
31969.70 |
12408.24 |
575454.55 |
239856.65 |
19 |
39671.00 |
27018.40 |
12652.60 |
498101.34 |
255647.58 |
44270.04 |
31969.70 |
12300.34 |
607424.24 |
252156.99 |
20 |
39671.00 |
27109.59 |
12561.41 |
525210.93 |
268208.99 |
44162.14 |
31969.70 |
12192.44 |
639393.94 |
264349.43 |
21 |
39671.00 |
27201.08 |
12469.91 |
552412.01 |
280678.91 |
44054.24 |
31969.70 |
12084.55 |
671363.64 |
276433.98 |
22 |
39671.00 |
27292.89 |
12378.11 |
579704.90 |
293057.01 |
43946.34 |
31969.70 |
11976.65 |
703333.33 |
288410.62 |
23 |
39671.00 |
27385.00 |
12286.00 |
607089.90 |
305343.01 |
43838.45 |
31969.70 |
11868.75 |
735303.03 |
300279.37 |
24 |
39671.00 |
27477.42 |
12193.57 |
634567.32 |
317536.58 |
43730.55 |
31969.70 |
11760.85 |
767272.73 |
312040.23 |
第3年 |
25 |
39671.00 |
27570.16 |
12100.84 |
662137.48 |
329637.42 |
43622.65 |
31969.70 |
11652.95 |
799242.42 |
323693.18 |
26 |
39671.00 |
27663.21 |
12007.79 |
689800.69 |
341645.20 |
43514.75 |
31969.70 |
11545.06 |
831212.12 |
335238.24 |
27 |
39671.00 |
27756.57 |
11914.42 |
717557.27 |
353559.63 |
43406.86 |
31969.70 |
11437.16 |
863181.82 |
346675.40 |
28 |
39671.00 |
27850.25 |
11820.74 |
745407.52 |
365380.37 |
43298.96 |
31969.70 |
11329.26 |
895151.52 |
358004.66 |
29 |
39671.00 |
27944.25 |
11726.75 |
773351.76 |
377107.12 |
43191.06 |
31969.70 |
11221.36 |
927121.21 |
369226.02 |
30 |
39671.00 |
28038.56 |
11632.44 |
801390.32 |
388739.56 |
43083.16 |
31969.70 |
11113.47 |
959090.91 |
380339.49 |
31 |
39671.00 |
28133.19 |
11537.81 |
829523.51 |
400277.37 |
42975.27 |
31969.70 |
11005.57 |
991060.61 |
391345.06 |
32 |
39671.00 |
28228.14 |
11442.86 |
857751.65 |
411720.22 |
42867.37 |
31969.70 |
10897.67 |
1023030.30 |
402242.73 |
33 |
39671.00 |
28323.41 |
11347.59 |
886075.06 |
423067.81 |
42759.47 |
31969.70 |
10789.77 |
1055000.00 |
413032.50 |
34 |
39671.00 |
28419.00 |
11252.00 |
914494.06 |
434319.81 |
42651.57 |
31969.70 |
10681.87 |
1086969.70 |
423714.37 |
35 |
39671.00 |
28514.91 |
11156.08 |
943008.97 |
445475.89 |
42543.67 |
31969.70 |
10573.98 |
1118939.39 |
434288.35 |
36 |
39671.00 |
28611.15 |
11059.84 |
971620.12 |
456535.74 |
42435.78 |
31969.70 |
10466.08 |
1150909.09 |
444754.43 |
第4年 |
37 |
39671.00 |
28707.71 |
10963.28 |
1000327.84 |
467499.02 |
42327.88 |
31969.70 |
10358.18 |
1182878.79 |
455112.61 |
38 |
39671.00 |
28804.60 |
10866.39 |
1029132.44 |
478365.41 |
42219.98 |
31969.70 |
10250.28 |
1214848.48 |
465362.90 |
39 |
39671.00 |
28901.82 |
10769.18 |
1058034.26 |
489134.59 |
42112.08 |
31969.70 |
10142.39 |
1246818.18 |
475505.28 |
40 |
39671.00 |
28999.36 |
10671.63 |
1087033.62 |
499806.22 |
42004.19 |
31969.70 |
10034.49 |
1278787.88 |
485539.77 |
41 |
39671.00 |
29097.23 |
10573.76 |
1116130.85 |
510379.99 |
41896.29 |
31969.70 |
9926.59 |
1310757.58 |
495466.36 |
42 |
39671.00 |
29195.44 |
10475.56 |
1145326.29 |
520855.54 |
41788.39 |
31969.70 |
9818.69 |
1342727.27 |
505285.06 |
43 |
39671.00 |
29293.97 |
10377.02 |
1174620.26 |
531232.57 |
41680.49 |
31969.70 |
9710.80 |
1374696.97 |
514995.85 |
44 |
39671.00 |
29392.84 |
10278.16 |
1204013.10 |
541510.72 |
41572.59 |
31969.70 |
9602.90 |
1406666.67 |
524598.75 |
45 |
39671.00 |
29492.04 |
10178.96 |
1233505.14 |
551689.68 |
41464.70 |
31969.70 |
9495.00 |
1438636.36 |
534093.75 |
46 |
39671.00 |
29591.58 |
10079.42 |
1263096.72 |
561769.10 |
41356.80 |
31969.70 |
9387.10 |
1470606.06 |
543480.85 |
47 |
39671.00 |
29691.45 |
9979.55 |
1292788.16 |
571748.65 |
41248.90 |
31969.70 |
9279.20 |
1502575.76 |
552760.06 |
48 |
39671.00 |
29791.66 |
9879.34 |
1322579.82 |
581627.99 |
41141.00 |
31969.70 |
9171.31 |
1534545.45 |
561931.36 |
第5年 |
49 |
39671.00 |
29892.20 |
9778.79 |
1352472.02 |
591406.78 |
41033.11 |
31969.70 |
9063.41 |
1566515.15 |
570994.77 |
50 |
39671.00 |
29993.09 |
9677.91 |
1382465.11 |
601084.69 |
40925.21 |
31969.70 |
8955.51 |
1598484.85 |
579950.28 |
51 |
39671.00 |
30094.32 |
9576.68 |
1412559.43 |
610661.37 |
40817.31 |
31969.70 |
8847.61 |
1630454.55 |
588797.90 |
52 |
39671.00 |
30195.88 |
9475.11 |
1442755.31 |
620136.48 |
40709.41 |
31969.70 |
8739.72 |
1662424.24 |
597537.61 |
53 |
39671.00 |
30297.80 |
9373.20 |
1473053.11 |
629509.68 |
40601.52 |
31969.70 |
8631.82 |
1694393.94 |
606169.43 |
54 |
39671.00 |
30400.05 |
9270.95 |
1503453.16 |
638780.63 |
40493.62 |
31969.70 |
8523.92 |
1726363.64 |
614693.35 |
55 |
39671.00 |
30502.65 |
9168.35 |
1533955.81 |
647948.97 |
40385.72 |
31969.70 |
8416.02 |
1758333.33 |
623109.37 |
56 |
39671.00 |
30605.60 |
9065.40 |
1564561.41 |
657014.37 |
40277.82 |
31969.70 |
8308.12 |
1790303.03 |
631417.50 |
57 |
39671.00 |
30708.89 |
8962.11 |
1595270.30 |
665976.48 |
40169.92 |
31969.70 |
8200.23 |
1822272.73 |
639617.73 |
58 |
39671.00 |
30812.53 |
8858.46 |
1626082.83 |
674834.94 |
40062.03 |
31969.70 |
8092.33 |
1854242.42 |
647710.06 |
59 |
39671.00 |
30916.53 |
8754.47 |
1656999.36 |
683589.41 |
39954.13 |
31969.70 |
7984.43 |
1886212.12 |
655694.49 |
60 |
39671.00 |
31020.87 |
8650.13 |
1688020.22 |
692239.54 |
39846.23 |
31969.70 |
7876.53 |
1918181.82 |
663571.02 |
第6年 |
61 |
39671.00 |
31125.56 |
8545.43 |
1719145.79 |
700784.97 |
39738.33 |
31969.70 |
7768.64 |
1950151.52 |
671339.66 |
62 |
39671.00 |
31230.61 |
8440.38 |
1750376.40 |
709225.35 |
39630.44 |
31969.70 |
7660.74 |
1982121.21 |
679000.40 |
63 |
39671.00 |
31336.02 |
8334.98 |
1781712.42 |
717560.33 |
39522.54 |
31969.70 |
7552.84 |
2014090.91 |
686553.24 |
64 |
39671.00 |
31441.78 |
8229.22 |
1813154.19 |
725789.55 |
39414.64 |
31969.70 |
7444.94 |
2046060.61 |
693998.18 |
65 |
39671.00 |
31547.89 |
8123.10 |
1844702.08 |
733912.66 |
39306.74 |
31969.70 |
7337.05 |
2078030.30 |
701335.23 |
66 |
39671.00 |
31654.37 |
8016.63 |
1876356.45 |
741929.29 |
39198.84 |
31969.70 |
7229.15 |
2110000.00 |
708564.37 |
67 |
39671.00 |
31761.20 |
7909.80 |
1908117.65 |
749839.08 |
39090.95 |
31969.70 |
7121.25 |
2141969.70 |
715685.62 |
68 |
39671.00 |
31868.39 |
7802.60 |
1939986.04 |
757641.69 |
38983.05 |
31969.70 |
7013.35 |
2173939.39 |
722698.98 |
69 |
39671.00 |
31975.95 |
7695.05 |
1971961.99 |
765336.73 |
38875.15 |
31969.70 |
6905.45 |
2205909.09 |
729604.43 |
70 |
39671.00 |
32083.87 |
7587.13 |
2004045.86 |
772923.86 |
38767.25 |
31969.70 |
6797.56 |
2237878.79 |
736401.99 |
71 |
39671.00 |
32192.15 |
7478.85 |
2036238.01 |
780402.71 |
38659.36 |
31969.70 |
6689.66 |
2269848.48 |
743091.65 |
72 |
39671.00 |
32300.80 |
7370.20 |
2068538.81 |
787772.91 |
38551.46 |
31969.70 |
6581.76 |
2301818.18 |
749673.41 |
第7年 |
73 |
39671.00 |
32409.81 |
7261.18 |
2100948.62 |
795034.09 |
38443.56 |
31969.70 |
6473.86 |
2333787.88 |
756147.27 |
74 |
39671.00 |
32519.20 |
7151.80 |
2133467.82 |
802185.88 |
38335.66 |
31969.70 |
6365.97 |
2365757.58 |
762513.24 |
75 |
39671.00 |
32628.95 |
7042.05 |
2166096.77 |
809227.93 |
38227.77 |
31969.70 |
6258.07 |
2397727.27 |
768771.31 |
76 |
39671.00 |
32739.07 |
6931.92 |
2198835.84 |
816159.85 |
38119.87 |
31969.70 |
6150.17 |
2429696.97 |
774921.48 |
77 |
39671.00 |
32849.57 |
6821.43 |
2231685.41 |
822981.28 |
38011.97 |
31969.70 |
6042.27 |
2461666.67 |
780963.75 |
78 |
39671.00 |
32960.43 |
6710.56 |
2264645.85 |
829691.85 |
37904.07 |
31969.70 |
5934.37 |
2493636.36 |
786898.12 |
79 |
39671.00 |
33071.68 |
6599.32 |
2297717.52 |
836291.17 |
37796.17 |
31969.70 |
5826.48 |
2525606.06 |
792724.60 |
80 |
39671.00 |
33183.29 |
6487.70 |
2330900.81 |
842778.87 |
37688.28 |
31969.70 |
5718.58 |
2557575.76 |
798443.18 |
81 |
39671.00 |
33295.29 |
6375.71 |
2364196.10 |
849154.58 |
37580.38 |
31969.70 |
5610.68 |
2589545.45 |
804053.86 |
82 |
39671.00 |
33407.66 |
6263.34 |
2397603.76 |
855417.92 |
37472.48 |
31969.70 |
5502.78 |
2621515.15 |
809556.65 |
83 |
39671.00 |
33520.41 |
6150.59 |
2431124.17 |
861568.50 |
37364.58 |
31969.70 |
5394.89 |
2653484.85 |
814951.53 |
84 |
39671.00 |
33633.54 |
6037.46 |
2464757.71 |
867605.96 |
37256.69 |
31969.70 |
5286.99 |
2685454.55 |
820238.52 |
第8年 |
85 |
39671.00 |
33747.05 |
5923.94 |
2498504.76 |
873529.90 |
37148.79 |
31969.70 |
5179.09 |
2717424.24 |
825417.61 |
86 |
39671.00 |
33860.95 |
5810.05 |
2532365.71 |
879339.95 |
37040.89 |
31969.70 |
5071.19 |
2749393.94 |
830488.81 |
87 |
39671.00 |
33975.23 |
5695.77 |
2566340.94 |
885035.71 |
36932.99 |
31969.70 |
4963.30 |
2781363.64 |
835452.10 |
88 |
39671.00 |
34089.90 |
5581.10 |
2600430.84 |
890616.81 |
36825.09 |
31969.70 |
4855.40 |
2813333.33 |
840307.50 |
89 |
39671.00 |
34204.95 |
5466.05 |
2634635.79 |
896082.86 |
36717.20 |
31969.70 |
4747.50 |
2845303.03 |
845055.00 |
90 |
39671.00 |
34320.39 |
5350.60 |
2668956.18 |
901433.46 |
36609.30 |
31969.70 |
4639.60 |
2877272.73 |
849694.60 |
91 |
39671.00 |
34436.22 |
5234.77 |
2703392.40 |
906668.24 |
36501.40 |
31969.70 |
4531.70 |
2909242.42 |
854226.31 |
92 |
39671.00 |
34552.45 |
5118.55 |
2737944.85 |
911786.79 |
36393.50 |
31969.70 |
4423.81 |
2941212.12 |
858650.11 |
93 |
39671.00 |
34669.06 |
5001.94 |
2772613.91 |
916788.72 |
36285.61 |
31969.70 |
4315.91 |
2973181.82 |
862966.02 |
94 |
39671.00 |
34786.07 |
4884.93 |
2807399.97 |
921673.65 |
36177.71 |
31969.70 |
4208.01 |
3005151.52 |
867174.03 |
95 |
39671.00 |
34903.47 |
4767.53 |
2842303.45 |
926441.18 |
36069.81 |
31969.70 |
4100.11 |
3037121.21 |
871274.15 |
96 |
39671.00 |
35021.27 |
4649.73 |
2877324.72 |
931090.90 |
35961.91 |
31969.70 |
3992.22 |
3069090.91 |
875266.36 |
第9年 |
97 |
39671.00 |
35139.47 |
4531.53 |
2912464.18 |
935622.43 |
35854.02 |
31969.70 |
3884.32 |
3101060.61 |
879150.68 |
98 |
39671.00 |
35258.06 |
4412.93 |
2947722.25 |
940035.37 |
35746.12 |
31969.70 |
3776.42 |
3133030.30 |
882927.10 |
99 |
39671.00 |
35377.06 |
4293.94 |
2983099.30 |
944329.30 |
35638.22 |
31969.70 |
3668.52 |
3165000.00 |
886595.62 |
100 |
39671.00 |
35496.46 |
4174.54 |
3018595.76 |
948503.84 |
35530.32 |
31969.70 |
3560.62 |
3196969.70 |
890156.25 |
101 |
39671.00 |
35616.26 |
4054.74 |
3054212.02 |
952558.58 |
35422.42 |
31969.70 |
3452.73 |
3228939.39 |
893608.98 |
102 |
39671.00 |
35736.46 |
3934.53 |
3089948.48 |
956493.12 |
35314.53 |
31969.70 |
3344.83 |
3260909.09 |
896953.81 |
103 |
39671.00 |
35857.07 |
3813.92 |
3125805.55 |
960307.04 |
35206.63 |
31969.70 |
3236.93 |
3292878.79 |
900190.74 |
104 |
39671.00 |
35978.09 |
3692.91 |
3161783.64 |
963999.95 |
35098.73 |
31969.70 |
3129.03 |
3324848.48 |
903319.77 |
105 |
39671.00 |
36099.52 |
3571.48 |
3197883.16 |
967571.43 |
34990.83 |
31969.70 |
3021.14 |
3356818.18 |
906340.91 |
106 |
39671.00 |
36221.35 |
3449.64 |
3234104.51 |
971021.07 |
34882.94 |
31969.70 |
2913.24 |
3388787.88 |
909254.15 |
107 |
39671.00 |
36343.60 |
3327.40 |
3270448.11 |
974348.47 |
34775.04 |
31969.70 |
2805.34 |
3420757.58 |
912059.49 |
108 |
39671.00 |
36466.26 |
3204.74 |
3306914.36 |
977553.21 |
34667.14 |
31969.70 |
2697.44 |
3452727.27 |
914756.93 |
第10年 |
109 |
39671.00 |
36589.33 |
3081.66 |
3343503.70 |
980634.87 |
34559.24 |
31969.70 |
2589.55 |
3484696.97 |
917346.48 |
110 |
39671.00 |
36712.82 |
2958.18 |
3380216.52 |
983593.05 |
34451.34 |
31969.70 |
2481.65 |
3516666.67 |
919828.12 |
111 |
39671.00 |
36836.73 |
2834.27 |
3417053.24 |
986427.31 |
34343.45 |
31969.70 |
2373.75 |
3548636.36 |
922201.87 |
112 |
39671.00 |
36961.05 |
2709.95 |
3454014.30 |
989137.26 |
34235.55 |
31969.70 |
2265.85 |
3580606.06 |
924467.73 |
113 |
39671.00 |
37085.79 |
2585.20 |
3491100.09 |
991722.46 |
34127.65 |
31969.70 |
2157.95 |
3612575.76 |
926625.68 |
114 |
39671.00 |
37210.96 |
2460.04 |
3528311.05 |
994182.50 |
34019.75 |
31969.70 |
2050.06 |
3644545.45 |
928675.74 |
115 |
39671.00 |
37336.55 |
2334.45 |
3565647.59 |
996516.95 |
33911.86 |
31969.70 |
1942.16 |
3676515.15 |
930617.90 |
116 |
39671.00 |
37462.56 |
2208.44 |
3603110.15 |
998725.39 |
33803.96 |
31969.70 |
1834.26 |
3708484.85 |
932452.16 |
117 |
39671.00 |
37588.99 |
2082.00 |
3640699.14 |
1000807.39 |
33696.06 |
31969.70 |
1726.36 |
3740454.55 |
934178.52 |
118 |
39671.00 |
37715.86 |
1955.14 |
3678415.00 |
1002762.53 |
33588.16 |
31969.70 |
1618.47 |
3772424.24 |
935796.99 |
119 |
39671.00 |
37843.15 |
1827.85 |
3716258.15 |
1004590.38 |
33480.27 |
31969.70 |
1510.57 |
3804393.94 |
937307.56 |
120 |
39671.00 |
37970.87 |
1700.13 |
3754229.01 |
1006290.51 |
33372.37 |
31969.70 |
1402.67 |
3836363.64 |
938710.23 |
第11年 |
121 |
39671.00 |
38099.02 |
1571.98 |
3792328.03 |
1007862.49 |
33264.47 |
31969.70 |
1294.77 |
3868333.33 |
940005.00 |
122 |
39671.00 |
38227.60 |
1443.39 |
3830555.64 |
1009305.88 |
33156.57 |
31969.70 |
1186.87 |
3900303.03 |
941191.87 |
123 |
39671.00 |
38356.62 |
1314.37 |
3868912.26 |
1010620.25 |
33048.67 |
31969.70 |
1078.98 |
3932272.73 |
942270.85 |
124 |
39671.00 |
38486.07 |
1184.92 |
3907398.33 |
1011805.18 |
32940.78 |
31969.70 |
971.08 |
3964242.42 |
943241.93 |
125 |
39671.00 |
38615.97 |
1055.03 |
3946014.30 |
1012860.21 |
32832.88 |
31969.70 |
863.18 |
3996212.12 |
944105.11 |
126 |
39671.00 |
38746.29 |
924.70 |
3984760.59 |
1013784.91 |
32724.98 |
31969.70 |
755.28 |
4028181.82 |
944860.40 |
127 |
39671.00 |
38877.06 |
793.93 |
4023637.65 |
1014578.84 |
32617.08 |
31969.70 |
647.39 |
4060151.52 |
945507.78 |
128 |
39671.00 |
39008.27 |
662.72 |
4062645.93 |
1015241.56 |
32509.19 |
31969.70 |
539.49 |
4092121.21 |
946047.27 |
129 |
39671.00 |
39139.93 |
531.07 |
4101785.85 |
1015772.63 |
32401.29 |
31969.70 |
431.59 |
4124090.91 |
946478.86 |
130 |
39671.00 |
39272.02 |
398.97 |
4141057.88 |
1016171.61 |
32293.39 |
31969.70 |
323.69 |
4156060.61 |
946802.56 |
131 |
39671.00 |
39404.57 |
266.43 |
4180462.44 |
1016438.04 |
32185.49 |
31969.70 |
215.80 |
4188030.30 |
947018.35 |
132 |
39671.00 |
39537.56 |
133.44 |
4220000.00 |
1016571.48 |
32077.59 |
31969.70 |
107.90 |
4220000.00 |
947126.25 |
汇总:
|
等额本息
总利息:1016571.48元 总还款:5236571.48元
|
等额本金
总利息:947126.25元 总还款:5167126.25元
|
年利率为:4.05%,折扣: 不打折,贷款:422.0万,
分132期(11年), 等额本息比等额本金多:69445.23元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。