| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
7629.92 |
4999.09 |
2630.83 |
4999.09 |
2630.83 |
8842.95 |
6212.12 |
2630.83 |
6212.12 |
2630.83 |
| 2 |
7629.92 |
5015.13 |
2614.79 |
10014.21 |
5245.63 |
8823.02 |
6212.12 |
2610.90 |
12424.24 |
5241.74 |
| 3 |
7629.92 |
5031.22 |
2598.70 |
15045.43 |
7844.33 |
8803.09 |
6212.12 |
2590.97 |
18636.36 |
7832.71 |
| 4 |
7629.92 |
5047.36 |
2582.56 |
20092.79 |
10426.89 |
8783.16 |
6212.12 |
2571.04 |
24848.48 |
10403.75 |
| 5 |
7629.92 |
5063.55 |
2566.37 |
25156.34 |
12993.26 |
8763.23 |
6212.12 |
2551.11 |
31060.61 |
12954.86 |
| 6 |
7629.92 |
5079.80 |
2550.12 |
30236.14 |
15543.39 |
8743.30 |
6212.12 |
2531.18 |
37272.73 |
15486.04 |
| 7 |
7629.92 |
5096.09 |
2533.83 |
35332.23 |
18077.21 |
8723.37 |
6212.12 |
2511.25 |
43484.85 |
17997.29 |
| 8 |
7629.92 |
5112.44 |
2517.48 |
40444.68 |
20594.69 |
8703.44 |
6212.12 |
2491.32 |
49696.97 |
20488.61 |
| 9 |
7629.92 |
5128.85 |
2501.07 |
45573.52 |
23095.76 |
8683.51 |
6212.12 |
2471.39 |
55909.09 |
22960.00 |
| 10 |
7629.92 |
5145.30 |
2484.62 |
50718.83 |
25580.38 |
8663.58 |
6212.12 |
2451.46 |
62121.21 |
25411.46 |
| 11 |
7629.92 |
5161.81 |
2468.11 |
55880.64 |
28048.49 |
8643.65 |
6212.12 |
2431.53 |
68333.33 |
27842.99 |
| 12 |
7629.92 |
5178.37 |
2451.55 |
61059.01 |
30500.04 |
8623.72 |
6212.12 |
2411.60 |
74545.45 |
30254.58 |
| 第2年 |
13 |
7629.92 |
5194.98 |
2434.94 |
66253.99 |
32934.98 |
8603.79 |
6212.12 |
2391.67 |
80757.58 |
32646.25 |
| 14 |
7629.92 |
5211.65 |
2418.27 |
71465.64 |
35353.24 |
8583.86 |
6212.12 |
2371.74 |
86969.70 |
35017.99 |
| 15 |
7629.92 |
5228.37 |
2401.55 |
76694.02 |
37754.79 |
8563.93 |
6212.12 |
2351.81 |
93181.82 |
37369.79 |
| 16 |
7629.92 |
5245.15 |
2384.77 |
81939.17 |
40139.57 |
8544.00 |
6212.12 |
2331.87 |
99393.94 |
39701.67 |
| 17 |
7629.92 |
5261.98 |
2367.95 |
87201.14 |
42507.51 |
8524.07 |
6212.12 |
2311.94 |
105606.06 |
42013.61 |
| 18 |
7629.92 |
5278.86 |
2351.06 |
92480.00 |
44858.57 |
8504.14 |
6212.12 |
2292.01 |
111818.18 |
44305.62 |
| 19 |
7629.92 |
5295.79 |
2334.13 |
97775.79 |
47192.70 |
8484.20 |
6212.12 |
2272.08 |
118030.30 |
46577.71 |
| 20 |
7629.92 |
5312.78 |
2317.14 |
103088.58 |
49509.84 |
8464.27 |
6212.12 |
2252.15 |
124242.42 |
48829.86 |
| 21 |
7629.92 |
5329.83 |
2300.09 |
108418.41 |
51809.93 |
8444.34 |
6212.12 |
2232.22 |
130454.55 |
51062.08 |
| 22 |
7629.92 |
5346.93 |
2282.99 |
113765.34 |
54092.92 |
8424.41 |
6212.12 |
2212.29 |
136666.67 |
53274.37 |
| 23 |
7629.92 |
5364.08 |
2265.84 |
119129.42 |
56358.75 |
8404.48 |
6212.12 |
2192.36 |
142878.79 |
55466.74 |
| 24 |
7629.92 |
5381.29 |
2248.63 |
124510.72 |
58607.38 |
8384.55 |
6212.12 |
2172.43 |
149090.91 |
57639.17 |
| 第3年 |
25 |
7629.92 |
5398.56 |
2231.36 |
129909.27 |
60838.74 |
8364.62 |
6212.12 |
2152.50 |
155303.03 |
59791.67 |
| 26 |
7629.92 |
5415.88 |
2214.04 |
135325.15 |
63052.78 |
8344.69 |
6212.12 |
2132.57 |
161515.15 |
61924.24 |
| 27 |
7629.92 |
5433.26 |
2196.67 |
140758.41 |
65249.45 |
8324.76 |
6212.12 |
2112.64 |
167727.27 |
64036.87 |
| 28 |
7629.92 |
5450.69 |
2179.23 |
146209.10 |
67428.68 |
8304.83 |
6212.12 |
2092.71 |
173939.39 |
66129.58 |
| 29 |
7629.92 |
5468.17 |
2161.75 |
151677.27 |
69590.43 |
8284.90 |
6212.12 |
2072.78 |
180151.52 |
68202.36 |
| 30 |
7629.92 |
5485.72 |
2144.20 |
157162.99 |
71734.63 |
8264.97 |
6212.12 |
2052.85 |
186363.64 |
70255.21 |
| 31 |
7629.92 |
5503.32 |
2126.60 |
162666.31 |
73861.23 |
8245.04 |
6212.12 |
2032.92 |
192575.76 |
72288.12 |
| 32 |
7629.92 |
5520.98 |
2108.95 |
168187.28 |
75970.18 |
8225.11 |
6212.12 |
2012.99 |
198787.88 |
74301.11 |
| 33 |
7629.92 |
5538.69 |
2091.23 |
173725.97 |
78061.41 |
8205.18 |
6212.12 |
1993.06 |
205000.00 |
76294.17 |
| 34 |
7629.92 |
5556.46 |
2073.46 |
179282.43 |
80134.87 |
8185.25 |
6212.12 |
1973.12 |
211212.12 |
78267.29 |
| 35 |
7629.92 |
5574.29 |
2055.64 |
184856.72 |
82190.51 |
8165.32 |
6212.12 |
1953.19 |
217424.24 |
80220.49 |
| 36 |
7629.92 |
5592.17 |
2037.75 |
190448.88 |
84228.26 |
8145.39 |
6212.12 |
1933.26 |
223636.36 |
82153.75 |
| 第4年 |
37 |
7629.92 |
5610.11 |
2019.81 |
196059.00 |
86248.07 |
8125.45 |
6212.12 |
1913.33 |
229848.48 |
84067.08 |
| 38 |
7629.92 |
5628.11 |
2001.81 |
201687.11 |
88249.88 |
8105.52 |
6212.12 |
1893.40 |
236060.61 |
85960.49 |
| 39 |
7629.92 |
5646.17 |
1983.75 |
207333.27 |
90233.63 |
8085.59 |
6212.12 |
1873.47 |
242272.73 |
87833.96 |
| 40 |
7629.92 |
5664.28 |
1965.64 |
212997.55 |
92199.27 |
8065.66 |
6212.12 |
1853.54 |
248484.85 |
89687.50 |
| 41 |
7629.92 |
5682.45 |
1947.47 |
218680.01 |
94146.74 |
8045.73 |
6212.12 |
1833.61 |
254696.97 |
91521.11 |
| 42 |
7629.92 |
5700.69 |
1929.23 |
224380.69 |
96075.97 |
8025.80 |
6212.12 |
1813.68 |
260909.09 |
93334.79 |
| 43 |
7629.92 |
5718.98 |
1910.95 |
230099.67 |
97986.92 |
8005.87 |
6212.12 |
1793.75 |
267121.21 |
95128.54 |
| 44 |
7629.92 |
5737.32 |
1892.60 |
235836.99 |
99879.52 |
7985.94 |
6212.12 |
1773.82 |
273333.33 |
96902.36 |
| 45 |
7629.92 |
5755.73 |
1874.19 |
241592.72 |
101753.71 |
7966.01 |
6212.12 |
1753.89 |
279545.45 |
98656.25 |
| 46 |
7629.92 |
5774.20 |
1855.72 |
247366.92 |
103609.43 |
7946.08 |
6212.12 |
1733.96 |
285757.58 |
100390.21 |
| 47 |
7629.92 |
5792.72 |
1837.20 |
253159.64 |
105446.63 |
7926.15 |
6212.12 |
1714.03 |
291969.70 |
102104.24 |
| 48 |
7629.92 |
5811.31 |
1818.61 |
258970.95 |
107265.24 |
7906.22 |
6212.12 |
1694.10 |
298181.82 |
103798.33 |
| 第5年 |
49 |
7629.92 |
5829.95 |
1799.97 |
264800.90 |
109065.21 |
7886.29 |
6212.12 |
1674.17 |
304393.94 |
105472.50 |
| 50 |
7629.92 |
5848.66 |
1781.26 |
270649.56 |
110846.47 |
7866.36 |
6212.12 |
1654.24 |
310606.06 |
107126.74 |
| 51 |
7629.92 |
5867.42 |
1762.50 |
276516.98 |
112608.97 |
7846.43 |
6212.12 |
1634.31 |
316818.18 |
108761.04 |
| 52 |
7629.92 |
5886.25 |
1743.67 |
282403.23 |
114352.65 |
7826.50 |
6212.12 |
1614.37 |
323030.30 |
110375.42 |
| 53 |
7629.92 |
5905.13 |
1724.79 |
288308.36 |
116077.44 |
7806.57 |
6212.12 |
1594.44 |
329242.42 |
111969.86 |
| 54 |
7629.92 |
5924.08 |
1705.84 |
294232.44 |
117783.28 |
7786.64 |
6212.12 |
1574.51 |
335454.55 |
113544.37 |
| 55 |
7629.92 |
5943.08 |
1686.84 |
300175.52 |
119470.12 |
7766.70 |
6212.12 |
1554.58 |
341666.67 |
115098.96 |
| 56 |
7629.92 |
5962.15 |
1667.77 |
306137.67 |
121137.89 |
7746.77 |
6212.12 |
1534.65 |
347878.79 |
116633.61 |
| 57 |
7629.92 |
5981.28 |
1648.64 |
312118.95 |
122786.53 |
7726.84 |
6212.12 |
1514.72 |
354090.91 |
118148.33 |
| 58 |
7629.92 |
6000.47 |
1629.45 |
318119.42 |
124415.98 |
7706.91 |
6212.12 |
1494.79 |
360303.03 |
119643.12 |
| 59 |
7629.92 |
6019.72 |
1610.20 |
324139.14 |
126026.18 |
7686.98 |
6212.12 |
1474.86 |
366515.15 |
121117.99 |
| 60 |
7629.92 |
6039.03 |
1590.89 |
330178.17 |
127617.07 |
7667.05 |
6212.12 |
1454.93 |
372727.27 |
122572.92 |
| 第6年 |
61 |
7629.92 |
6058.41 |
1571.51 |
336236.58 |
129188.58 |
7647.12 |
6212.12 |
1435.00 |
378939.39 |
124007.92 |
| 62 |
7629.92 |
6077.85 |
1552.07 |
342314.43 |
130740.65 |
7627.19 |
6212.12 |
1415.07 |
385151.52 |
125422.99 |
| 63 |
7629.92 |
6097.35 |
1532.57 |
348411.77 |
132273.23 |
7607.26 |
6212.12 |
1395.14 |
391363.64 |
126818.12 |
| 64 |
7629.92 |
6116.91 |
1513.01 |
354528.68 |
133786.24 |
7587.33 |
6212.12 |
1375.21 |
397575.76 |
128193.33 |
| 65 |
7629.92 |
6136.53 |
1493.39 |
360665.22 |
135279.63 |
7567.40 |
6212.12 |
1355.28 |
403787.88 |
129548.61 |
| 66 |
7629.92 |
6156.22 |
1473.70 |
366821.44 |
136753.33 |
7547.47 |
6212.12 |
1335.35 |
410000.00 |
130883.96 |
| 67 |
7629.92 |
6175.97 |
1453.95 |
372997.41 |
138207.27 |
7527.54 |
6212.12 |
1315.42 |
416212.12 |
132199.37 |
| 68 |
7629.92 |
6195.79 |
1434.13 |
379193.20 |
139641.41 |
7507.61 |
6212.12 |
1295.49 |
422424.24 |
133494.86 |
| 69 |
7629.92 |
6215.67 |
1414.26 |
385408.86 |
141055.66 |
7487.68 |
6212.12 |
1275.56 |
428636.36 |
134770.42 |
| 70 |
7629.92 |
6235.61 |
1394.31 |
391644.47 |
142449.98 |
7467.75 |
6212.12 |
1255.62 |
434848.48 |
136026.04 |
| 71 |
7629.92 |
6255.61 |
1374.31 |
397900.08 |
143824.28 |
7447.82 |
6212.12 |
1235.69 |
441060.61 |
137261.74 |
| 72 |
7629.92 |
6275.68 |
1354.24 |
404175.77 |
145178.52 |
7427.89 |
6212.12 |
1215.76 |
447272.73 |
138477.50 |
| 第7年 |
73 |
7629.92 |
6295.82 |
1334.10 |
410471.59 |
146512.62 |
7407.95 |
6212.12 |
1195.83 |
453484.85 |
139673.33 |
| 74 |
7629.92 |
6316.02 |
1313.90 |
416787.60 |
147826.53 |
7388.02 |
6212.12 |
1175.90 |
459696.97 |
140849.24 |
| 75 |
7629.92 |
6336.28 |
1293.64 |
423123.88 |
149120.17 |
7368.09 |
6212.12 |
1155.97 |
465909.09 |
142005.21 |
| 76 |
7629.92 |
6356.61 |
1273.31 |
429480.49 |
150393.48 |
7348.16 |
6212.12 |
1136.04 |
472121.21 |
143141.25 |
| 77 |
7629.92 |
6377.00 |
1252.92 |
435857.50 |
151646.39 |
7328.23 |
6212.12 |
1116.11 |
478333.33 |
144257.36 |
| 78 |
7629.92 |
6397.46 |
1232.46 |
442254.96 |
152878.85 |
7308.30 |
6212.12 |
1096.18 |
484545.45 |
145353.54 |
| 79 |
7629.92 |
6417.99 |
1211.93 |
448672.95 |
154090.78 |
7288.37 |
6212.12 |
1076.25 |
490757.58 |
146429.79 |
| 80 |
7629.92 |
6438.58 |
1191.34 |
455111.53 |
155282.12 |
7268.44 |
6212.12 |
1056.32 |
496969.70 |
147486.11 |
| 81 |
7629.92 |
6459.24 |
1170.68 |
461570.77 |
156452.81 |
7248.51 |
6212.12 |
1036.39 |
503181.82 |
148522.50 |
| 82 |
7629.92 |
6479.96 |
1149.96 |
468050.73 |
157602.77 |
7228.58 |
6212.12 |
1016.46 |
509393.94 |
149538.96 |
| 83 |
7629.92 |
6500.75 |
1129.17 |
474551.48 |
158731.94 |
7208.65 |
6212.12 |
996.53 |
515606.06 |
150535.49 |
| 84 |
7629.92 |
6521.61 |
1108.31 |
481073.08 |
159840.25 |
7188.72 |
6212.12 |
976.60 |
521818.18 |
151512.08 |
| 第8年 |
85 |
7629.92 |
6542.53 |
1087.39 |
487615.61 |
160927.64 |
7168.79 |
6212.12 |
956.67 |
528030.30 |
152468.75 |
| 86 |
7629.92 |
6563.52 |
1066.40 |
494179.13 |
161994.04 |
7148.86 |
6212.12 |
936.74 |
534242.42 |
153405.49 |
| 87 |
7629.92 |
6584.58 |
1045.34 |
500763.71 |
163039.39 |
7128.93 |
6212.12 |
916.81 |
540454.55 |
154322.29 |
| 88 |
7629.92 |
6605.70 |
1024.22 |
507369.42 |
164063.60 |
7109.00 |
6212.12 |
896.87 |
546666.67 |
155219.17 |
| 89 |
7629.92 |
6626.90 |
1003.02 |
513996.31 |
165066.63 |
7089.07 |
6212.12 |
876.94 |
552878.79 |
156096.11 |
| 90 |
7629.92 |
6648.16 |
981.76 |
520644.47 |
166048.39 |
7069.14 |
6212.12 |
857.01 |
559090.91 |
156953.12 |
| 91 |
7629.92 |
6669.49 |
960.43 |
527313.96 |
167008.82 |
7049.20 |
6212.12 |
837.08 |
565303.03 |
157790.21 |
| 92 |
7629.92 |
6690.89 |
939.03 |
534004.85 |
167947.85 |
7029.27 |
6212.12 |
817.15 |
571515.15 |
158607.36 |
| 93 |
7629.92 |
6712.35 |
917.57 |
540717.20 |
168865.42 |
7009.34 |
6212.12 |
797.22 |
577727.27 |
159404.58 |
| 94 |
7629.92 |
6733.89 |
896.03 |
547451.09 |
169761.45 |
6989.41 |
6212.12 |
777.29 |
583939.39 |
160181.87 |
| 95 |
7629.92 |
6755.49 |
874.43 |
554206.58 |
170635.88 |
6969.48 |
6212.12 |
757.36 |
590151.52 |
160939.24 |
| 96 |
7629.92 |
6777.17 |
852.75 |
560983.75 |
171488.64 |
6949.55 |
6212.12 |
737.43 |
596363.64 |
161676.67 |
| 第9年 |
97 |
7629.92 |
6798.91 |
831.01 |
567782.66 |
172319.65 |
6929.62 |
6212.12 |
717.50 |
602575.76 |
162394.17 |
| 98 |
7629.92 |
6820.72 |
809.20 |
574603.38 |
173128.84 |
6909.69 |
6212.12 |
697.57 |
608787.88 |
163091.74 |
| 99 |
7629.92 |
6842.61 |
787.31 |
581445.99 |
173916.16 |
6889.76 |
6212.12 |
677.64 |
615000.00 |
163769.37 |
| 100 |
7629.92 |
6864.56 |
765.36 |
588310.55 |
174681.52 |
6869.83 |
6212.12 |
657.71 |
621212.12 |
164427.08 |
| 101 |
7629.92 |
6886.58 |
743.34 |
595197.13 |
175424.86 |
6849.90 |
6212.12 |
637.78 |
627424.24 |
165064.86 |
| 102 |
7629.92 |
6908.68 |
721.24 |
602105.81 |
176146.10 |
6829.97 |
6212.12 |
617.85 |
633636.36 |
165682.71 |
| 103 |
7629.92 |
6930.84 |
699.08 |
609036.65 |
176845.18 |
6810.04 |
6212.12 |
597.92 |
639848.48 |
166280.62 |
| 104 |
7629.92 |
6953.08 |
676.84 |
615989.73 |
177522.02 |
6790.11 |
6212.12 |
577.99 |
646060.61 |
166858.61 |
| 105 |
7629.92 |
6975.39 |
654.53 |
622965.12 |
178176.55 |
6770.18 |
6212.12 |
558.06 |
652272.73 |
167416.67 |
| 106 |
7629.92 |
6997.77 |
632.15 |
629962.89 |
178808.70 |
6750.25 |
6212.12 |
538.12 |
658484.85 |
167954.79 |
| 107 |
7629.92 |
7020.22 |
609.70 |
636983.11 |
179418.41 |
6730.32 |
6212.12 |
518.19 |
664696.97 |
168472.99 |
| 108 |
7629.92 |
7042.74 |
587.18 |
644025.85 |
180005.58 |
6710.39 |
6212.12 |
498.26 |
670909.09 |
168971.25 |
| 第10年 |
109 |
7629.92 |
7065.34 |
564.58 |
651091.19 |
180570.17 |
6690.45 |
6212.12 |
478.33 |
677121.21 |
169449.58 |
| 110 |
7629.92 |
7088.00 |
541.92 |
658179.19 |
181112.08 |
6670.52 |
6212.12 |
458.40 |
683333.33 |
169907.99 |
| 111 |
7629.92 |
7110.75 |
519.18 |
665289.94 |
181631.26 |
6650.59 |
6212.12 |
438.47 |
689545.45 |
170346.46 |
| 112 |
7629.92 |
7133.56 |
496.36 |
672423.49 |
182127.62 |
6630.66 |
6212.12 |
418.54 |
695757.58 |
170765.00 |
| 113 |
7629.92 |
7156.45 |
473.47 |
679579.94 |
182601.09 |
6610.73 |
6212.12 |
398.61 |
701969.70 |
171163.61 |
| 114 |
7629.92 |
7179.41 |
450.51 |
686759.35 |
183051.61 |
6590.80 |
6212.12 |
378.68 |
708181.82 |
171542.29 |
| 115 |
7629.92 |
7202.44 |
427.48 |
693961.79 |
183479.09 |
6570.87 |
6212.12 |
358.75 |
714393.94 |
171901.04 |
| 116 |
7629.92 |
7225.55 |
404.37 |
701187.34 |
183883.46 |
6550.94 |
6212.12 |
338.82 |
720606.06 |
172239.86 |
| 117 |
7629.92 |
7248.73 |
381.19 |
708436.07 |
184264.65 |
6531.01 |
6212.12 |
318.89 |
726818.18 |
172558.75 |
| 118 |
7629.92 |
7271.99 |
357.93 |
715708.05 |
184622.59 |
6511.08 |
6212.12 |
298.96 |
733030.30 |
172857.71 |
| 119 |
7629.92 |
7295.32 |
334.60 |
723003.37 |
184957.19 |
6491.15 |
6212.12 |
279.03 |
739242.42 |
173136.74 |
| 120 |
7629.92 |
7318.72 |
311.20 |
730322.09 |
185268.39 |
6471.22 |
6212.12 |
259.10 |
745454.55 |
173395.83 |
| 第11年 |
121 |
7629.92 |
7342.20 |
287.72 |
737664.30 |
185556.10 |
6451.29 |
6212.12 |
239.17 |
751666.67 |
173635.00 |
| 122 |
7629.92 |
7365.76 |
264.16 |
745030.06 |
185820.27 |
6431.36 |
6212.12 |
219.24 |
757878.79 |
173854.24 |
| 123 |
7629.92 |
7389.39 |
240.53 |
752419.45 |
186060.79 |
6411.43 |
6212.12 |
199.31 |
764090.91 |
174053.54 |
| 124 |
7629.92 |
7413.10 |
216.82 |
759832.55 |
186277.61 |
6391.50 |
6212.12 |
179.37 |
770303.03 |
174232.92 |
| 125 |
7629.92 |
7436.88 |
193.04 |
767269.43 |
186470.65 |
6371.57 |
6212.12 |
159.44 |
776515.15 |
174392.36 |
| 126 |
7629.92 |
7460.74 |
169.18 |
774730.18 |
186639.83 |
6351.64 |
6212.12 |
139.51 |
782727.27 |
174531.87 |
| 127 |
7629.92 |
7484.68 |
145.24 |
782214.86 |
186785.07 |
6331.70 |
6212.12 |
119.58 |
788939.39 |
174651.46 |
| 128 |
7629.92 |
7508.69 |
121.23 |
789723.55 |
186906.30 |
6311.77 |
6212.12 |
99.65 |
795151.52 |
174751.11 |
| 129 |
7629.92 |
7532.78 |
97.14 |
797256.33 |
187003.43 |
6291.84 |
6212.12 |
79.72 |
801363.64 |
174830.83 |
| 130 |
7629.92 |
7556.95 |
72.97 |
804813.28 |
187076.40 |
6271.91 |
6212.12 |
59.79 |
807575.76 |
174890.62 |
| 131 |
7629.92 |
7581.20 |
48.72 |
812394.48 |
187125.13 |
6251.98 |
6212.12 |
39.86 |
813787.88 |
174930.49 |
| 132 |
7629.92 |
7605.52 |
24.40 |
820000.00 |
187149.53 |
6232.05 |
6212.12 |
19.93 |
820000.00 |
174950.42 |
|
汇总：
|
等额本息
总利息：187149.53元 总还款：1007149.53元
|
等额本金
总利息：174950.42元 总还款：994950.42元
|
|
年利率为：3.85%，折扣： 不打折，贷款：82.0万，
分132期(11年)， 等额本息比等额本金多：12199.11元。
|
注意! 因为实际贷款率每年会变化调整，所以以上数据仅供参考。。