期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
39473.21 |
29019.88 |
10453.33 |
29019.88 |
10453.33 |
44392.73 |
33939.39 |
10453.33 |
33939.39 |
10453.33 |
2 |
39473.21 |
29087.59 |
10385.62 |
58107.46 |
20838.95 |
44313.54 |
33939.39 |
10374.14 |
67878.79 |
20827.47 |
3 |
39473.21 |
29155.46 |
10317.75 |
87262.92 |
31156.70 |
44234.34 |
33939.39 |
10294.95 |
101818.18 |
31122.42 |
4 |
39473.21 |
29223.49 |
10249.72 |
116486.41 |
41406.42 |
44155.15 |
33939.39 |
10215.76 |
135757.58 |
41338.18 |
5 |
39473.21 |
29291.68 |
10181.53 |
145778.09 |
51587.95 |
44075.96 |
33939.39 |
10136.57 |
169696.97 |
51474.75 |
6 |
39473.21 |
29360.02 |
10113.18 |
175138.12 |
61701.14 |
43996.77 |
33939.39 |
10057.37 |
203636.36 |
61532.12 |
7 |
39473.21 |
29428.53 |
10044.68 |
204566.65 |
71745.82 |
43917.58 |
33939.39 |
9978.18 |
237575.76 |
71510.30 |
8 |
39473.21 |
29497.20 |
9976.01 |
234063.85 |
81721.83 |
43838.38 |
33939.39 |
9898.99 |
271515.15 |
81409.29 |
9 |
39473.21 |
29566.02 |
9907.18 |
263629.87 |
91629.01 |
43759.19 |
33939.39 |
9819.80 |
305454.55 |
91229.09 |
10 |
39473.21 |
29635.01 |
9838.20 |
293264.88 |
101467.21 |
43680.00 |
33939.39 |
9740.61 |
339393.94 |
100969.70 |
11 |
39473.21 |
29704.16 |
9769.05 |
322969.04 |
111236.26 |
43600.81 |
33939.39 |
9661.41 |
373333.33 |
110631.11 |
12 |
39473.21 |
29773.47 |
9699.74 |
352742.51 |
120936.00 |
43521.62 |
33939.39 |
9582.22 |
407272.73 |
120213.33 |
第2年 |
13 |
39473.21 |
29842.94 |
9630.27 |
382585.45 |
130566.26 |
43442.42 |
33939.39 |
9503.03 |
441212.12 |
129716.36 |
14 |
39473.21 |
29912.58 |
9560.63 |
412498.03 |
140126.90 |
43363.23 |
33939.39 |
9423.84 |
475151.52 |
139140.20 |
15 |
39473.21 |
29982.37 |
9490.84 |
442480.40 |
149617.74 |
43284.04 |
33939.39 |
9344.65 |
509090.91 |
148484.85 |
16 |
39473.21 |
30052.33 |
9420.88 |
472532.73 |
159038.62 |
43204.85 |
33939.39 |
9265.45 |
543030.30 |
157750.30 |
17 |
39473.21 |
30122.45 |
9350.76 |
502655.18 |
168389.37 |
43125.66 |
33939.39 |
9186.26 |
576969.70 |
166936.57 |
18 |
39473.21 |
30192.74 |
9280.47 |
532847.92 |
177669.84 |
43046.46 |
33939.39 |
9107.07 |
610909.09 |
176043.64 |
19 |
39473.21 |
30263.19 |
9210.02 |
563111.11 |
186879.86 |
42967.27 |
33939.39 |
9027.88 |
644848.48 |
185071.52 |
20 |
39473.21 |
30333.80 |
9139.41 |
593444.91 |
196019.27 |
42888.08 |
33939.39 |
8948.69 |
678787.88 |
194020.20 |
21 |
39473.21 |
30404.58 |
9068.63 |
623849.49 |
205087.90 |
42808.89 |
33939.39 |
8869.49 |
712727.27 |
202889.70 |
22 |
39473.21 |
30475.52 |
8997.68 |
654325.02 |
214085.59 |
42729.70 |
33939.39 |
8790.30 |
746666.67 |
211680.00 |
23 |
39473.21 |
30546.63 |
8926.57 |
684871.65 |
223012.16 |
42650.51 |
33939.39 |
8711.11 |
780606.06 |
220391.11 |
24 |
39473.21 |
30617.91 |
8855.30 |
715489.56 |
231867.46 |
42571.31 |
33939.39 |
8631.92 |
814545.45 |
229023.03 |
第3年 |
25 |
39473.21 |
30689.35 |
8783.86 |
746178.91 |
240651.32 |
42492.12 |
33939.39 |
8552.73 |
848484.85 |
237575.76 |
26 |
39473.21 |
30760.96 |
8712.25 |
776939.87 |
249363.57 |
42412.93 |
33939.39 |
8473.54 |
882424.24 |
246049.29 |
27 |
39473.21 |
30832.74 |
8640.47 |
807772.61 |
258004.04 |
42333.74 |
33939.39 |
8394.34 |
916363.64 |
254443.64 |
28 |
39473.21 |
30904.68 |
8568.53 |
838677.28 |
266572.57 |
42254.55 |
33939.39 |
8315.15 |
950303.03 |
262758.79 |
29 |
39473.21 |
30976.79 |
8496.42 |
869654.07 |
275068.99 |
42175.35 |
33939.39 |
8235.96 |
984242.42 |
270994.75 |
30 |
39473.21 |
31049.07 |
8424.14 |
900703.14 |
283493.13 |
42096.16 |
33939.39 |
8156.77 |
1018181.82 |
279151.52 |
31 |
39473.21 |
31121.52 |
8351.69 |
931824.66 |
291844.82 |
42016.97 |
33939.39 |
8077.58 |
1052121.21 |
287229.09 |
32 |
39473.21 |
31194.13 |
8279.08 |
963018.79 |
300123.90 |
41937.78 |
33939.39 |
7998.38 |
1086060.61 |
295227.47 |
33 |
39473.21 |
31266.92 |
8206.29 |
994285.71 |
308330.19 |
41858.59 |
33939.39 |
7919.19 |
1120000.00 |
303146.67 |
34 |
39473.21 |
31339.88 |
8133.33 |
1025625.59 |
316463.52 |
41779.39 |
33939.39 |
7840.00 |
1153939.39 |
310986.67 |
35 |
39473.21 |
31413.00 |
8060.21 |
1057038.59 |
324523.73 |
41700.20 |
33939.39 |
7760.81 |
1187878.79 |
318747.47 |
36 |
39473.21 |
31486.30 |
7986.91 |
1088524.89 |
332510.64 |
41621.01 |
33939.39 |
7681.62 |
1221818.18 |
326429.09 |
第4年 |
37 |
39473.21 |
31559.77 |
7913.44 |
1120084.66 |
340424.08 |
41541.82 |
33939.39 |
7602.42 |
1255757.58 |
334031.52 |
38 |
39473.21 |
31633.41 |
7839.80 |
1151718.06 |
348263.88 |
41462.63 |
33939.39 |
7523.23 |
1289696.97 |
341554.75 |
39 |
39473.21 |
31707.22 |
7765.99 |
1183425.28 |
356029.87 |
41383.43 |
33939.39 |
7444.04 |
1323636.36 |
348998.79 |
40 |
39473.21 |
31781.20 |
7692.01 |
1215206.48 |
363721.88 |
41304.24 |
33939.39 |
7364.85 |
1357575.76 |
356363.64 |
41 |
39473.21 |
31855.36 |
7617.85 |
1247061.84 |
371339.73 |
41225.05 |
33939.39 |
7285.66 |
1391515.15 |
363649.29 |
42 |
39473.21 |
31929.69 |
7543.52 |
1278991.53 |
378883.26 |
41145.86 |
33939.39 |
7206.46 |
1425454.55 |
370855.76 |
43 |
39473.21 |
32004.19 |
7469.02 |
1310995.72 |
386352.28 |
41066.67 |
33939.39 |
7127.27 |
1459393.94 |
377983.03 |
44 |
39473.21 |
32078.87 |
7394.34 |
1343074.58 |
393746.62 |
40987.47 |
33939.39 |
7048.08 |
1493333.33 |
385031.11 |
45 |
39473.21 |
32153.72 |
7319.49 |
1375228.30 |
401066.11 |
40908.28 |
33939.39 |
6968.89 |
1527272.73 |
392000.00 |
46 |
39473.21 |
32228.74 |
7244.47 |
1407457.04 |
408310.58 |
40829.09 |
33939.39 |
6889.70 |
1561212.12 |
398889.70 |
47 |
39473.21 |
32303.94 |
7169.27 |
1439760.98 |
415479.85 |
40749.90 |
33939.39 |
6810.51 |
1595151.52 |
405700.20 |
48 |
39473.21 |
32379.32 |
7093.89 |
1472140.30 |
422573.74 |
40670.71 |
33939.39 |
6731.31 |
1629090.91 |
412431.52 |
第5年 |
49 |
39473.21 |
32454.87 |
7018.34 |
1504595.17 |
429592.08 |
40591.52 |
33939.39 |
6652.12 |
1663030.30 |
419083.64 |
50 |
39473.21 |
32530.60 |
6942.61 |
1537125.77 |
436534.69 |
40512.32 |
33939.39 |
6572.93 |
1696969.70 |
425656.57 |
51 |
39473.21 |
32606.50 |
6866.71 |
1569732.27 |
443401.39 |
40433.13 |
33939.39 |
6493.74 |
1730909.09 |
432150.30 |
52 |
39473.21 |
32682.58 |
6790.62 |
1602414.85 |
450192.02 |
40353.94 |
33939.39 |
6414.55 |
1764848.48 |
438564.85 |
53 |
39473.21 |
32758.84 |
6714.37 |
1635173.70 |
456906.38 |
40274.75 |
33939.39 |
6335.35 |
1798787.88 |
444900.20 |
54 |
39473.21 |
32835.28 |
6637.93 |
1668008.98 |
463544.31 |
40195.56 |
33939.39 |
6256.16 |
1832727.27 |
451156.36 |
55 |
39473.21 |
32911.90 |
6561.31 |
1700920.88 |
470105.62 |
40116.36 |
33939.39 |
6176.97 |
1866666.67 |
457333.33 |
56 |
39473.21 |
32988.69 |
6484.52 |
1733909.57 |
476590.14 |
40037.17 |
33939.39 |
6097.78 |
1900606.06 |
463431.11 |
57 |
39473.21 |
33065.66 |
6407.54 |
1766975.23 |
482997.69 |
39957.98 |
33939.39 |
6018.59 |
1934545.45 |
469449.70 |
58 |
39473.21 |
33142.82 |
6330.39 |
1800118.05 |
489328.08 |
39878.79 |
33939.39 |
5939.39 |
1968484.85 |
475389.09 |
59 |
39473.21 |
33220.15 |
6253.06 |
1833338.20 |
495581.14 |
39799.60 |
33939.39 |
5860.20 |
2002424.24 |
481249.29 |
60 |
39473.21 |
33297.66 |
6175.54 |
1866635.87 |
501756.68 |
39720.40 |
33939.39 |
5781.01 |
2036363.64 |
487030.30 |
第6年 |
61 |
39473.21 |
33375.36 |
6097.85 |
1900011.23 |
507854.53 |
39641.21 |
33939.39 |
5701.82 |
2070303.03 |
492732.12 |
62 |
39473.21 |
33453.24 |
6019.97 |
1933464.46 |
513874.50 |
39562.02 |
33939.39 |
5622.63 |
2104242.42 |
498354.75 |
63 |
39473.21 |
33531.29 |
5941.92 |
1966995.75 |
519816.42 |
39482.83 |
33939.39 |
5543.43 |
2138181.82 |
503898.18 |
64 |
39473.21 |
33609.53 |
5863.68 |
2000605.29 |
525680.10 |
39403.64 |
33939.39 |
5464.24 |
2172121.21 |
509362.42 |
65 |
39473.21 |
33687.95 |
5785.25 |
2034293.24 |
531465.35 |
39324.44 |
33939.39 |
5385.05 |
2206060.61 |
514747.47 |
66 |
39473.21 |
33766.56 |
5706.65 |
2068059.80 |
537172.00 |
39245.25 |
33939.39 |
5305.86 |
2240000.00 |
520053.33 |
67 |
39473.21 |
33845.35 |
5627.86 |
2101905.15 |
542799.86 |
39166.06 |
33939.39 |
5226.67 |
2273939.39 |
525280.00 |
68 |
39473.21 |
33924.32 |
5548.89 |
2135829.47 |
548348.75 |
39086.87 |
33939.39 |
5147.47 |
2307878.79 |
530427.47 |
69 |
39473.21 |
34003.48 |
5469.73 |
2169832.95 |
553818.48 |
39007.68 |
33939.39 |
5068.28 |
2341818.18 |
535495.76 |
70 |
39473.21 |
34082.82 |
5390.39 |
2203915.77 |
559208.87 |
38928.48 |
33939.39 |
4989.09 |
2375757.58 |
540484.85 |
71 |
39473.21 |
34162.35 |
5310.86 |
2238078.11 |
564519.73 |
38849.29 |
33939.39 |
4909.90 |
2409696.97 |
545394.75 |
72 |
39473.21 |
34242.06 |
5231.15 |
2272320.17 |
569750.88 |
38770.10 |
33939.39 |
4830.71 |
2443636.36 |
550225.45 |
第7年 |
73 |
39473.21 |
34321.96 |
5151.25 |
2306642.13 |
574902.14 |
38690.91 |
33939.39 |
4751.52 |
2477575.76 |
554976.97 |
74 |
39473.21 |
34402.04 |
5071.17 |
2341044.17 |
579973.31 |
38611.72 |
33939.39 |
4672.32 |
2511515.15 |
559649.29 |
75 |
39473.21 |
34482.31 |
4990.90 |
2375526.48 |
584964.20 |
38532.53 |
33939.39 |
4593.13 |
2545454.55 |
564242.42 |
76 |
39473.21 |
34562.77 |
4910.44 |
2410089.25 |
589874.64 |
38453.33 |
33939.39 |
4513.94 |
2579393.94 |
568756.36 |
77 |
39473.21 |
34643.42 |
4829.79 |
2444732.67 |
594704.43 |
38374.14 |
33939.39 |
4434.75 |
2613333.33 |
573191.11 |
78 |
39473.21 |
34724.25 |
4748.96 |
2479456.92 |
599453.39 |
38294.95 |
33939.39 |
4355.56 |
2647272.73 |
577546.67 |
79 |
39473.21 |
34805.28 |
4667.93 |
2514262.20 |
604121.32 |
38215.76 |
33939.39 |
4276.36 |
2681212.12 |
581823.03 |
80 |
39473.21 |
34886.49 |
4586.72 |
2549148.68 |
608708.04 |
38136.57 |
33939.39 |
4197.17 |
2715151.52 |
586020.20 |
81 |
39473.21 |
34967.89 |
4505.32 |
2584116.57 |
613213.36 |
38057.37 |
33939.39 |
4117.98 |
2749090.91 |
590138.18 |
82 |
39473.21 |
35049.48 |
4423.73 |
2619166.05 |
617637.09 |
37978.18 |
33939.39 |
4038.79 |
2783030.30 |
594176.97 |
83 |
39473.21 |
35131.26 |
4341.95 |
2654297.32 |
621979.04 |
37898.99 |
33939.39 |
3959.60 |
2816969.70 |
598136.57 |
84 |
39473.21 |
35213.24 |
4259.97 |
2689510.55 |
626239.01 |
37819.80 |
33939.39 |
3880.40 |
2850909.09 |
602016.97 |
第8年 |
85 |
39473.21 |
35295.40 |
4177.81 |
2724805.95 |
630416.82 |
37740.61 |
33939.39 |
3801.21 |
2884848.48 |
605818.18 |
86 |
39473.21 |
35377.76 |
4095.45 |
2760183.71 |
634512.27 |
37661.41 |
33939.39 |
3722.02 |
2918787.88 |
609540.20 |
87 |
39473.21 |
35460.30 |
4012.90 |
2795644.01 |
638525.18 |
37582.22 |
33939.39 |
3642.83 |
2952727.27 |
613183.03 |
88 |
39473.21 |
35543.05 |
3930.16 |
2831187.06 |
642455.34 |
37503.03 |
33939.39 |
3563.64 |
2986666.67 |
616746.67 |
89 |
39473.21 |
35625.98 |
3847.23 |
2866813.04 |
646302.57 |
37423.84 |
33939.39 |
3484.44 |
3020606.06 |
620231.11 |
90 |
39473.21 |
35709.11 |
3764.10 |
2902522.14 |
650066.67 |
37344.65 |
33939.39 |
3405.25 |
3054545.45 |
623636.36 |
91 |
39473.21 |
35792.43 |
3680.78 |
2938314.57 |
653747.46 |
37265.45 |
33939.39 |
3326.06 |
3088484.85 |
626962.42 |
92 |
39473.21 |
35875.94 |
3597.27 |
2974190.52 |
657344.72 |
37186.26 |
33939.39 |
3246.87 |
3122424.24 |
630209.29 |
93 |
39473.21 |
35959.65 |
3513.56 |
3010150.17 |
660858.28 |
37107.07 |
33939.39 |
3167.68 |
3156363.64 |
633376.97 |
94 |
39473.21 |
36043.56 |
3429.65 |
3046193.73 |
664287.93 |
37027.88 |
33939.39 |
3088.48 |
3190303.03 |
636465.45 |
95 |
39473.21 |
36127.66 |
3345.55 |
3082321.39 |
667633.48 |
36948.69 |
33939.39 |
3009.29 |
3224242.42 |
639474.75 |
96 |
39473.21 |
36211.96 |
3261.25 |
3118533.35 |
670894.73 |
36869.49 |
33939.39 |
2930.10 |
3258181.82 |
642404.85 |
第9年 |
97 |
39473.21 |
36296.45 |
3176.76 |
3154829.80 |
674071.48 |
36790.30 |
33939.39 |
2850.91 |
3292121.21 |
645255.76 |
98 |
39473.21 |
36381.15 |
3092.06 |
3191210.95 |
677163.54 |
36711.11 |
33939.39 |
2771.72 |
3326060.61 |
648027.47 |
99 |
39473.21 |
36466.03 |
3007.17 |
3227676.98 |
680170.72 |
36631.92 |
33939.39 |
2692.53 |
3360000.00 |
650720.00 |
100 |
39473.21 |
36551.12 |
2922.09 |
3264228.10 |
683092.81 |
36552.73 |
33939.39 |
2613.33 |
3393939.39 |
653333.33 |
101 |
39473.21 |
36636.41 |
2836.80 |
3300864.51 |
685929.61 |
36473.54 |
33939.39 |
2534.14 |
3427878.79 |
655867.47 |
102 |
39473.21 |
36721.89 |
2751.32 |
3337586.41 |
688680.92 |
36394.34 |
33939.39 |
2454.95 |
3461818.18 |
658322.42 |
103 |
39473.21 |
36807.58 |
2665.63 |
3374393.98 |
691346.55 |
36315.15 |
33939.39 |
2375.76 |
3495757.58 |
660698.18 |
104 |
39473.21 |
36893.46 |
2579.75 |
3411287.44 |
693926.30 |
36235.96 |
33939.39 |
2296.57 |
3529696.97 |
662994.75 |
105 |
39473.21 |
36979.55 |
2493.66 |
3448266.99 |
696419.96 |
36156.77 |
33939.39 |
2217.37 |
3563636.36 |
665212.12 |
106 |
39473.21 |
37065.83 |
2407.38 |
3485332.82 |
698827.34 |
36077.58 |
33939.39 |
2138.18 |
3597575.76 |
667350.30 |
107 |
39473.21 |
37152.32 |
2320.89 |
3522485.14 |
701148.23 |
35998.38 |
33939.39 |
2058.99 |
3631515.15 |
669409.29 |
108 |
39473.21 |
37239.01 |
2234.20 |
3559724.15 |
703382.43 |
35919.19 |
33939.39 |
1979.80 |
3665454.55 |
671389.09 |
第10年 |
109 |
39473.21 |
37325.90 |
2147.31 |
3597050.05 |
705529.74 |
35840.00 |
33939.39 |
1900.61 |
3699393.94 |
673289.70 |
110 |
39473.21 |
37412.99 |
2060.22 |
3634463.04 |
707589.96 |
35760.81 |
33939.39 |
1821.41 |
3733333.33 |
675111.11 |
111 |
39473.21 |
37500.29 |
1972.92 |
3671963.33 |
709562.88 |
35681.62 |
33939.39 |
1742.22 |
3767272.73 |
676853.33 |
112 |
39473.21 |
37587.79 |
1885.42 |
3709551.12 |
711448.30 |
35602.42 |
33939.39 |
1663.03 |
3801212.12 |
678516.36 |
113 |
39473.21 |
37675.50 |
1797.71 |
3747226.62 |
713246.01 |
35523.23 |
33939.39 |
1583.84 |
3835151.52 |
680100.20 |
114 |
39473.21 |
37763.40 |
1709.80 |
3784990.02 |
714955.82 |
35444.04 |
33939.39 |
1504.65 |
3869090.91 |
681604.85 |
115 |
39473.21 |
37851.52 |
1621.69 |
3822841.54 |
716577.51 |
35364.85 |
33939.39 |
1425.45 |
3903030.30 |
683030.30 |
116 |
39473.21 |
37939.84 |
1533.37 |
3860781.38 |
718110.88 |
35285.66 |
33939.39 |
1346.26 |
3936969.70 |
684376.57 |
117 |
39473.21 |
38028.37 |
1444.84 |
3898809.74 |
719555.72 |
35206.46 |
33939.39 |
1267.07 |
3970909.09 |
685643.64 |
118 |
39473.21 |
38117.10 |
1356.11 |
3936926.84 |
720911.83 |
35127.27 |
33939.39 |
1187.88 |
4004848.48 |
686831.52 |
119 |
39473.21 |
38206.04 |
1267.17 |
3975132.88 |
722179.00 |
35048.08 |
33939.39 |
1108.69 |
4038787.88 |
687940.20 |
120 |
39473.21 |
38295.19 |
1178.02 |
4013428.07 |
723357.03 |
34968.89 |
33939.39 |
1029.49 |
4072727.27 |
688969.70 |
第11年 |
121 |
39473.21 |
38384.54 |
1088.67 |
4051812.61 |
724445.69 |
34889.70 |
33939.39 |
950.30 |
4106666.67 |
689920.00 |
122 |
39473.21 |
38474.11 |
999.10 |
4090286.71 |
725444.80 |
34810.51 |
33939.39 |
871.11 |
4140606.06 |
690791.11 |
123 |
39473.21 |
38563.88 |
909.33 |
4128850.59 |
726354.13 |
34731.31 |
33939.39 |
791.92 |
4174545.45 |
691583.03 |
124 |
39473.21 |
38653.86 |
819.35 |
4167504.45 |
727173.48 |
34652.12 |
33939.39 |
712.73 |
4208484.85 |
692295.76 |
125 |
39473.21 |
38744.05 |
729.16 |
4206248.50 |
727902.63 |
34572.93 |
33939.39 |
633.54 |
4242424.24 |
692929.29 |
126 |
39473.21 |
38834.46 |
638.75 |
4245082.96 |
728541.39 |
34493.74 |
33939.39 |
554.34 |
4276363.64 |
693483.64 |
127 |
39473.21 |
38925.07 |
548.14 |
4284008.03 |
729089.53 |
34414.55 |
33939.39 |
475.15 |
4310303.03 |
693958.79 |
128 |
39473.21 |
39015.89 |
457.31 |
4323023.92 |
729546.84 |
34335.35 |
33939.39 |
395.96 |
4344242.42 |
694354.75 |
129 |
39473.21 |
39106.93 |
366.28 |
4362130.86 |
729913.12 |
34256.16 |
33939.39 |
316.77 |
4378181.82 |
694671.52 |
130 |
39473.21 |
39198.18 |
275.03 |
4401329.04 |
730188.15 |
34176.97 |
33939.39 |
237.58 |
4412121.21 |
694909.09 |
131 |
39473.21 |
39289.64 |
183.57 |
4440618.68 |
730371.71 |
34097.78 |
33939.39 |
158.38 |
4446060.61 |
695067.47 |
132 |
39473.21 |
39381.32 |
91.89 |
4480000.00 |
730463.60 |
34018.59 |
33939.39 |
79.19 |
4480000.00 |
695146.67 |
汇总:
|
等额本息
总利息:730463.60元 总还款:5210463.60元
|
等额本金
总利息:695146.67元 总还款:5175146.67元
|
年利率为:2.80%,折扣: 不打折,贷款:448.0万,
分132期(11年), 等额本息比等额本金多:35316.93元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。