期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
39653.11 |
29963.11 |
9690.00 |
29963.11 |
9690.00 |
44235.45 |
34545.45 |
9690.00 |
34545.45 |
9690.00 |
2 |
39653.11 |
30026.79 |
9626.33 |
59989.90 |
19316.33 |
44162.05 |
34545.45 |
9616.59 |
69090.91 |
19306.59 |
3 |
39653.11 |
30090.59 |
9562.52 |
90080.49 |
28878.85 |
44088.64 |
34545.45 |
9543.18 |
103636.36 |
28849.77 |
4 |
39653.11 |
30154.54 |
9498.58 |
120235.03 |
38377.43 |
44015.23 |
34545.45 |
9469.77 |
138181.82 |
38319.55 |
5 |
39653.11 |
30218.61 |
9434.50 |
150453.64 |
47811.93 |
43941.82 |
34545.45 |
9396.36 |
172727.27 |
47715.91 |
6 |
39653.11 |
30282.83 |
9370.29 |
180736.47 |
57182.22 |
43868.41 |
34545.45 |
9322.95 |
207272.73 |
57038.86 |
7 |
39653.11 |
30347.18 |
9305.94 |
211083.65 |
66488.15 |
43795.00 |
34545.45 |
9249.55 |
241818.18 |
66288.41 |
8 |
39653.11 |
30411.67 |
9241.45 |
241495.31 |
75729.60 |
43721.59 |
34545.45 |
9176.14 |
276363.64 |
75464.55 |
9 |
39653.11 |
30476.29 |
9176.82 |
271971.61 |
84906.42 |
43648.18 |
34545.45 |
9102.73 |
310909.09 |
84567.27 |
10 |
39653.11 |
30541.05 |
9112.06 |
302512.66 |
94018.48 |
43574.77 |
34545.45 |
9029.32 |
345454.55 |
93596.59 |
11 |
39653.11 |
30605.95 |
9047.16 |
333118.61 |
103065.64 |
43501.36 |
34545.45 |
8955.91 |
380000.00 |
102552.50 |
12 |
39653.11 |
30670.99 |
8982.12 |
363789.60 |
112047.76 |
43427.95 |
34545.45 |
8882.50 |
414545.45 |
111435.00 |
第2年 |
13 |
39653.11 |
30736.17 |
8916.95 |
394525.77 |
120964.71 |
43354.55 |
34545.45 |
8809.09 |
449090.91 |
120244.09 |
14 |
39653.11 |
30801.48 |
8851.63 |
425327.25 |
129816.34 |
43281.14 |
34545.45 |
8735.68 |
483636.36 |
128979.77 |
15 |
39653.11 |
30866.93 |
8786.18 |
456194.19 |
138602.52 |
43207.73 |
34545.45 |
8662.27 |
518181.82 |
137642.05 |
16 |
39653.11 |
30932.53 |
8720.59 |
487126.71 |
147323.11 |
43134.32 |
34545.45 |
8588.86 |
552727.27 |
146230.91 |
17 |
39653.11 |
30998.26 |
8654.86 |
518124.97 |
155977.97 |
43060.91 |
34545.45 |
8515.45 |
587272.73 |
154746.36 |
18 |
39653.11 |
31064.13 |
8588.98 |
549189.10 |
164566.95 |
42987.50 |
34545.45 |
8442.05 |
621818.18 |
163188.41 |
19 |
39653.11 |
31130.14 |
8522.97 |
580319.24 |
173089.92 |
42914.09 |
34545.45 |
8368.64 |
656363.64 |
171557.05 |
20 |
39653.11 |
31196.29 |
8456.82 |
611515.53 |
181546.75 |
42840.68 |
34545.45 |
8295.23 |
690909.09 |
179852.27 |
21 |
39653.11 |
31262.58 |
8390.53 |
642778.12 |
189937.28 |
42767.27 |
34545.45 |
8221.82 |
725454.55 |
188074.09 |
22 |
39653.11 |
31329.02 |
8324.10 |
674107.14 |
198261.37 |
42693.86 |
34545.45 |
8148.41 |
760000.00 |
196222.50 |
23 |
39653.11 |
31395.59 |
8257.52 |
705502.73 |
206518.89 |
42620.45 |
34545.45 |
8075.00 |
794545.45 |
204297.50 |
24 |
39653.11 |
31462.31 |
8190.81 |
736965.04 |
214709.70 |
42547.05 |
34545.45 |
8001.59 |
829090.91 |
212299.09 |
第3年 |
25 |
39653.11 |
31529.16 |
8123.95 |
768494.20 |
222833.65 |
42473.64 |
34545.45 |
7928.18 |
863636.36 |
220227.27 |
26 |
39653.11 |
31596.16 |
8056.95 |
800090.36 |
230890.60 |
42400.23 |
34545.45 |
7854.77 |
898181.82 |
228082.05 |
27 |
39653.11 |
31663.31 |
7989.81 |
831753.67 |
238880.41 |
42326.82 |
34545.45 |
7781.36 |
932727.27 |
235863.41 |
28 |
39653.11 |
31730.59 |
7922.52 |
863484.26 |
246802.93 |
42253.41 |
34545.45 |
7707.95 |
967272.73 |
243571.36 |
29 |
39653.11 |
31798.02 |
7855.10 |
895282.28 |
254658.03 |
42180.00 |
34545.45 |
7634.55 |
1001818.18 |
251205.91 |
30 |
39653.11 |
31865.59 |
7787.53 |
927147.87 |
262445.55 |
42106.59 |
34545.45 |
7561.14 |
1036363.64 |
258767.05 |
31 |
39653.11 |
31933.30 |
7719.81 |
959081.17 |
270165.36 |
42033.18 |
34545.45 |
7487.73 |
1070909.09 |
266254.77 |
32 |
39653.11 |
32001.16 |
7651.95 |
991082.33 |
277817.32 |
41959.77 |
34545.45 |
7414.32 |
1105454.55 |
273669.09 |
33 |
39653.11 |
32069.16 |
7583.95 |
1023151.50 |
285401.27 |
41886.36 |
34545.45 |
7340.91 |
1140000.00 |
281010.00 |
34 |
39653.11 |
32137.31 |
7515.80 |
1055288.81 |
292917.07 |
41812.95 |
34545.45 |
7267.50 |
1174545.45 |
288277.50 |
35 |
39653.11 |
32205.60 |
7447.51 |
1087494.41 |
300364.58 |
41739.55 |
34545.45 |
7194.09 |
1209090.91 |
295471.59 |
36 |
39653.11 |
32274.04 |
7379.07 |
1119768.45 |
307743.65 |
41666.14 |
34545.45 |
7120.68 |
1243636.36 |
302592.27 |
第4年 |
37 |
39653.11 |
32342.62 |
7310.49 |
1152111.07 |
315054.15 |
41592.73 |
34545.45 |
7047.27 |
1278181.82 |
309639.55 |
38 |
39653.11 |
32411.35 |
7241.76 |
1184522.42 |
322295.91 |
41519.32 |
34545.45 |
6973.86 |
1312727.27 |
316613.41 |
39 |
39653.11 |
32480.22 |
7172.89 |
1217002.65 |
329468.80 |
41445.91 |
34545.45 |
6900.45 |
1347272.73 |
323513.86 |
40 |
39653.11 |
32549.24 |
7103.87 |
1249551.89 |
336572.67 |
41372.50 |
34545.45 |
6827.05 |
1381818.18 |
330340.91 |
41 |
39653.11 |
32618.41 |
7034.70 |
1282170.30 |
343607.37 |
41299.09 |
34545.45 |
6753.64 |
1416363.64 |
337094.55 |
42 |
39653.11 |
32687.73 |
6965.39 |
1314858.03 |
350572.76 |
41225.68 |
34545.45 |
6680.23 |
1450909.09 |
343774.77 |
43 |
39653.11 |
32757.19 |
6895.93 |
1347615.22 |
357468.69 |
41152.27 |
34545.45 |
6606.82 |
1485454.55 |
350381.59 |
44 |
39653.11 |
32826.80 |
6826.32 |
1380442.01 |
364295.00 |
41078.86 |
34545.45 |
6533.41 |
1520000.00 |
356915.00 |
45 |
39653.11 |
32896.55 |
6756.56 |
1413338.57 |
371051.57 |
41005.45 |
34545.45 |
6460.00 |
1554545.45 |
363375.00 |
46 |
39653.11 |
32966.46 |
6686.66 |
1446305.02 |
377738.22 |
40932.05 |
34545.45 |
6386.59 |
1589090.91 |
369761.59 |
47 |
39653.11 |
33036.51 |
6616.60 |
1479341.54 |
384354.82 |
40858.64 |
34545.45 |
6313.18 |
1623636.36 |
376074.77 |
48 |
39653.11 |
33106.71 |
6546.40 |
1512448.25 |
390901.22 |
40785.23 |
34545.45 |
6239.77 |
1658181.82 |
382314.55 |
第5年 |
49 |
39653.11 |
33177.07 |
6476.05 |
1545625.32 |
397377.27 |
40711.82 |
34545.45 |
6166.36 |
1692727.27 |
388480.91 |
50 |
39653.11 |
33247.57 |
6405.55 |
1578872.89 |
403782.82 |
40638.41 |
34545.45 |
6092.95 |
1727272.73 |
394573.86 |
51 |
39653.11 |
33318.22 |
6334.90 |
1612191.10 |
410117.71 |
40565.00 |
34545.45 |
6019.55 |
1761818.18 |
400593.41 |
52 |
39653.11 |
33389.02 |
6264.09 |
1645580.12 |
416381.80 |
40491.59 |
34545.45 |
5946.14 |
1796363.64 |
406539.55 |
53 |
39653.11 |
33459.97 |
6193.14 |
1679040.10 |
422574.95 |
40418.18 |
34545.45 |
5872.73 |
1830909.09 |
412412.27 |
54 |
39653.11 |
33531.07 |
6122.04 |
1712571.17 |
428696.99 |
40344.77 |
34545.45 |
5799.32 |
1865454.55 |
418211.59 |
55 |
39653.11 |
33602.33 |
6050.79 |
1746173.50 |
434747.77 |
40271.36 |
34545.45 |
5725.91 |
1900000.00 |
423937.50 |
56 |
39653.11 |
33673.73 |
5979.38 |
1779847.23 |
440727.15 |
40197.95 |
34545.45 |
5652.50 |
1934545.45 |
429590.00 |
57 |
39653.11 |
33745.29 |
5907.82 |
1813592.52 |
446634.98 |
40124.55 |
34545.45 |
5579.09 |
1969090.91 |
435169.09 |
58 |
39653.11 |
33817.00 |
5836.12 |
1847409.52 |
452471.09 |
40051.14 |
34545.45 |
5505.68 |
2003636.36 |
440674.77 |
59 |
39653.11 |
33888.86 |
5764.25 |
1881298.38 |
458235.35 |
39977.73 |
34545.45 |
5432.27 |
2038181.82 |
446107.05 |
60 |
39653.11 |
33960.87 |
5692.24 |
1915259.25 |
463927.59 |
39904.32 |
34545.45 |
5358.86 |
2072727.27 |
451465.91 |
第6年 |
61 |
39653.11 |
34033.04 |
5620.07 |
1949292.29 |
469547.66 |
39830.91 |
34545.45 |
5285.45 |
2107272.73 |
456751.36 |
62 |
39653.11 |
34105.36 |
5547.75 |
1983397.65 |
475095.42 |
39757.50 |
34545.45 |
5212.05 |
2141818.18 |
461963.41 |
63 |
39653.11 |
34177.83 |
5475.28 |
2017575.48 |
480570.70 |
39684.09 |
34545.45 |
5138.64 |
2176363.64 |
467102.05 |
64 |
39653.11 |
34250.46 |
5402.65 |
2051825.95 |
485973.35 |
39610.68 |
34545.45 |
5065.23 |
2210909.09 |
472167.27 |
65 |
39653.11 |
34323.24 |
5329.87 |
2086149.19 |
491303.22 |
39537.27 |
34545.45 |
4991.82 |
2245454.55 |
477159.09 |
66 |
39653.11 |
34396.18 |
5256.93 |
2120545.37 |
496560.15 |
39463.86 |
34545.45 |
4918.41 |
2280000.00 |
482077.50 |
67 |
39653.11 |
34469.27 |
5183.84 |
2155014.64 |
501743.99 |
39390.45 |
34545.45 |
4845.00 |
2314545.45 |
486922.50 |
68 |
39653.11 |
34542.52 |
5110.59 |
2189557.16 |
506854.59 |
39317.05 |
34545.45 |
4771.59 |
2349090.91 |
491694.09 |
69 |
39653.11 |
34615.92 |
5037.19 |
2224173.09 |
511891.78 |
39243.64 |
34545.45 |
4698.18 |
2383636.36 |
496392.27 |
70 |
39653.11 |
34689.48 |
4963.63 |
2258862.57 |
516855.41 |
39170.23 |
34545.45 |
4624.77 |
2418181.82 |
501017.05 |
71 |
39653.11 |
34763.20 |
4889.92 |
2293625.77 |
521745.33 |
39096.82 |
34545.45 |
4551.36 |
2452727.27 |
505568.41 |
72 |
39653.11 |
34837.07 |
4816.05 |
2328462.84 |
526561.37 |
39023.41 |
34545.45 |
4477.95 |
2487272.73 |
510046.36 |
第7年 |
73 |
39653.11 |
34911.10 |
4742.02 |
2363373.93 |
531303.39 |
38950.00 |
34545.45 |
4404.55 |
2521818.18 |
514450.91 |
74 |
39653.11 |
34985.28 |
4667.83 |
2398359.22 |
535971.22 |
38876.59 |
34545.45 |
4331.14 |
2556363.64 |
518782.05 |
75 |
39653.11 |
35059.63 |
4593.49 |
2433418.84 |
540564.71 |
38803.18 |
34545.45 |
4257.73 |
2590909.09 |
523039.77 |
76 |
39653.11 |
35134.13 |
4518.98 |
2468552.97 |
545083.69 |
38729.77 |
34545.45 |
4184.32 |
2625454.55 |
527224.09 |
77 |
39653.11 |
35208.79 |
4444.32 |
2503761.76 |
549528.02 |
38656.36 |
34545.45 |
4110.91 |
2660000.00 |
531335.00 |
78 |
39653.11 |
35283.61 |
4369.51 |
2539045.37 |
553897.52 |
38582.95 |
34545.45 |
4037.50 |
2694545.45 |
535372.50 |
79 |
39653.11 |
35358.59 |
4294.53 |
2574403.95 |
558192.05 |
38509.55 |
34545.45 |
3964.09 |
2729090.91 |
539336.59 |
80 |
39653.11 |
35433.72 |
4219.39 |
2609837.68 |
562411.44 |
38436.14 |
34545.45 |
3890.68 |
2763636.36 |
543227.27 |
81 |
39653.11 |
35509.02 |
4144.09 |
2645346.70 |
566555.54 |
38362.73 |
34545.45 |
3817.27 |
2798181.82 |
547044.55 |
82 |
39653.11 |
35584.48 |
4068.64 |
2680931.17 |
570624.18 |
38289.32 |
34545.45 |
3743.86 |
2832727.27 |
550788.41 |
83 |
39653.11 |
35660.09 |
3993.02 |
2716591.26 |
574617.20 |
38215.91 |
34545.45 |
3670.45 |
2867272.73 |
554458.86 |
84 |
39653.11 |
35735.87 |
3917.24 |
2752327.14 |
578534.44 |
38142.50 |
34545.45 |
3597.05 |
2901818.18 |
558055.91 |
第8年 |
85 |
39653.11 |
35811.81 |
3841.30 |
2788138.94 |
582375.75 |
38069.09 |
34545.45 |
3523.64 |
2936363.64 |
561579.55 |
86 |
39653.11 |
35887.91 |
3765.20 |
2824026.85 |
586140.95 |
37995.68 |
34545.45 |
3450.23 |
2970909.09 |
565029.77 |
87 |
39653.11 |
35964.17 |
3688.94 |
2859991.02 |
589829.89 |
37922.27 |
34545.45 |
3376.82 |
3005454.55 |
568406.59 |
88 |
39653.11 |
36040.59 |
3612.52 |
2896031.62 |
593442.41 |
37848.86 |
34545.45 |
3303.41 |
3040000.00 |
571710.00 |
89 |
39653.11 |
36117.18 |
3535.93 |
2932148.80 |
596978.35 |
37775.45 |
34545.45 |
3230.00 |
3074545.45 |
574940.00 |
90 |
39653.11 |
36193.93 |
3459.18 |
2968342.73 |
600437.53 |
37702.05 |
34545.45 |
3156.59 |
3109090.91 |
578096.59 |
91 |
39653.11 |
36270.84 |
3382.27 |
3004613.57 |
603819.80 |
37628.64 |
34545.45 |
3083.18 |
3143636.36 |
581179.77 |
92 |
39653.11 |
36347.92 |
3305.20 |
3040961.49 |
607125.00 |
37555.23 |
34545.45 |
3009.77 |
3178181.82 |
584189.55 |
93 |
39653.11 |
36425.16 |
3227.96 |
3077386.65 |
610352.95 |
37481.82 |
34545.45 |
2936.36 |
3212727.27 |
587125.91 |
94 |
39653.11 |
36502.56 |
3150.55 |
3113889.21 |
613503.51 |
37408.41 |
34545.45 |
2862.95 |
3247272.73 |
589988.86 |
95 |
39653.11 |
36580.13 |
3072.99 |
3150469.34 |
616576.49 |
37335.00 |
34545.45 |
2789.55 |
3281818.18 |
592778.41 |
96 |
39653.11 |
36657.86 |
2995.25 |
3187127.20 |
619571.75 |
37261.59 |
34545.45 |
2716.14 |
3316363.64 |
595494.55 |
第9年 |
97 |
39653.11 |
36735.76 |
2917.35 |
3223862.96 |
622489.10 |
37188.18 |
34545.45 |
2642.73 |
3350909.09 |
598137.27 |
98 |
39653.11 |
36813.82 |
2839.29 |
3260676.78 |
625328.39 |
37114.77 |
34545.45 |
2569.32 |
3385454.55 |
600706.59 |
99 |
39653.11 |
36892.05 |
2761.06 |
3297568.83 |
628089.45 |
37041.36 |
34545.45 |
2495.91 |
3420000.00 |
603202.50 |
100 |
39653.11 |
36970.45 |
2682.67 |
3334539.28 |
630772.12 |
36967.95 |
34545.45 |
2422.50 |
3454545.45 |
605625.00 |
101 |
39653.11 |
37049.01 |
2604.10 |
3371588.29 |
633376.22 |
36894.55 |
34545.45 |
2349.09 |
3489090.91 |
607974.09 |
102 |
39653.11 |
37127.74 |
2525.37 |
3408716.03 |
635901.60 |
36821.14 |
34545.45 |
2275.68 |
3523636.36 |
610249.77 |
103 |
39653.11 |
37206.64 |
2446.48 |
3445922.67 |
638348.08 |
36747.73 |
34545.45 |
2202.27 |
3558181.82 |
612452.05 |
104 |
39653.11 |
37285.70 |
2367.41 |
3483208.37 |
640715.49 |
36674.32 |
34545.45 |
2128.86 |
3592727.27 |
614580.91 |
105 |
39653.11 |
37364.93 |
2288.18 |
3520573.30 |
643003.67 |
36600.91 |
34545.45 |
2055.45 |
3627272.73 |
616636.36 |
106 |
39653.11 |
37444.33 |
2208.78 |
3558017.63 |
645212.46 |
36527.50 |
34545.45 |
1982.05 |
3661818.18 |
618618.41 |
107 |
39653.11 |
37523.90 |
2129.21 |
3595541.53 |
647341.67 |
36454.09 |
34545.45 |
1908.64 |
3696363.64 |
620527.05 |
108 |
39653.11 |
37603.64 |
2049.47 |
3633145.17 |
649391.14 |
36380.68 |
34545.45 |
1835.23 |
3730909.09 |
622362.27 |
第10年 |
109 |
39653.11 |
37683.55 |
1969.57 |
3670828.72 |
651360.71 |
36307.27 |
34545.45 |
1761.82 |
3765454.55 |
624124.09 |
110 |
39653.11 |
37763.63 |
1889.49 |
3708592.34 |
653250.20 |
36233.86 |
34545.45 |
1688.41 |
3800000.00 |
625812.50 |
111 |
39653.11 |
37843.87 |
1809.24 |
3746436.22 |
655059.44 |
36160.45 |
34545.45 |
1615.00 |
3834545.45 |
627427.50 |
112 |
39653.11 |
37924.29 |
1728.82 |
3784360.51 |
656788.26 |
36087.05 |
34545.45 |
1541.59 |
3869090.91 |
628969.09 |
113 |
39653.11 |
38004.88 |
1648.23 |
3822365.39 |
658436.50 |
36013.64 |
34545.45 |
1468.18 |
3903636.36 |
630437.27 |
114 |
39653.11 |
38085.64 |
1567.47 |
3860451.03 |
660003.97 |
35940.23 |
34545.45 |
1394.77 |
3938181.82 |
631832.05 |
115 |
39653.11 |
38166.57 |
1486.54 |
3898617.60 |
661490.51 |
35866.82 |
34545.45 |
1321.36 |
3972727.27 |
633153.41 |
116 |
39653.11 |
38247.68 |
1405.44 |
3936865.28 |
662895.95 |
35793.41 |
34545.45 |
1247.95 |
4007272.73 |
634401.36 |
117 |
39653.11 |
38328.95 |
1324.16 |
3975194.23 |
664220.11 |
35720.00 |
34545.45 |
1174.55 |
4041818.18 |
635575.91 |
118 |
39653.11 |
38410.40 |
1242.71 |
4013604.63 |
665462.82 |
35646.59 |
34545.45 |
1101.14 |
4076363.64 |
636677.05 |
119 |
39653.11 |
38492.02 |
1161.09 |
4052096.65 |
666623.91 |
35573.18 |
34545.45 |
1027.73 |
4110909.09 |
637704.77 |
120 |
39653.11 |
38573.82 |
1079.29 |
4090670.47 |
667703.21 |
35499.77 |
34545.45 |
954.32 |
4145454.55 |
638659.09 |
第11年 |
121 |
39653.11 |
38655.79 |
997.33 |
4129326.26 |
668700.53 |
35426.36 |
34545.45 |
880.91 |
4180000.00 |
639540.00 |
122 |
39653.11 |
38737.93 |
915.18 |
4168064.20 |
669615.71 |
35352.95 |
34545.45 |
807.50 |
4214545.45 |
640347.50 |
123 |
39653.11 |
38820.25 |
832.86 |
4206884.45 |
670448.58 |
35279.55 |
34545.45 |
734.09 |
4249090.91 |
641081.59 |
124 |
39653.11 |
38902.74 |
750.37 |
4245787.19 |
671198.95 |
35206.14 |
34545.45 |
660.68 |
4283636.36 |
641742.27 |
125 |
39653.11 |
38985.41 |
667.70 |
4284772.60 |
671866.65 |
35132.73 |
34545.45 |
587.27 |
4318181.82 |
642329.55 |
126 |
39653.11 |
39068.26 |
584.86 |
4323840.86 |
672451.51 |
35059.32 |
34545.45 |
513.86 |
4352727.27 |
642843.41 |
127 |
39653.11 |
39151.28 |
501.84 |
4362992.13 |
672953.35 |
34985.91 |
34545.45 |
440.45 |
4387272.73 |
643283.86 |
128 |
39653.11 |
39234.47 |
418.64 |
4402226.60 |
673371.99 |
34912.50 |
34545.45 |
367.05 |
4421818.18 |
643650.91 |
129 |
39653.11 |
39317.85 |
335.27 |
4441544.45 |
673707.26 |
34839.09 |
34545.45 |
293.64 |
4456363.64 |
643944.55 |
130 |
39653.11 |
39401.40 |
251.72 |
4480945.85 |
673958.97 |
34765.68 |
34545.45 |
220.23 |
4490909.09 |
644164.77 |
131 |
39653.11 |
39485.12 |
167.99 |
4520430.97 |
674126.97 |
34692.27 |
34545.45 |
146.82 |
4525454.55 |
644311.59 |
132 |
39653.11 |
39569.03 |
84.08 |
4560000.00 |
674211.05 |
34618.86 |
34545.45 |
73.41 |
4560000.00 |
644385.00 |
汇总:
|
等额本息
总利息:674211.05元 总还款:5234211.05元
|
等额本金
总利息:644385.00元 总还款:5204385.00元
|
年利率为:2.55%,折扣: 不打折,贷款:456.0万,
分132期(11年), 等额本息比等额本金多:29826.05元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。