期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
40609.98 |
32063.73 |
8546.25 |
32063.73 |
8546.25 |
44682.61 |
36136.36 |
8546.25 |
36136.36 |
8546.25 |
2 |
40609.98 |
32121.17 |
8488.80 |
64184.90 |
17035.05 |
44617.87 |
36136.36 |
8481.51 |
72272.73 |
17027.76 |
3 |
40609.98 |
32178.72 |
8431.25 |
96363.62 |
25466.30 |
44553.13 |
36136.36 |
8416.76 |
108409.09 |
25444.52 |
4 |
40609.98 |
32236.38 |
8373.60 |
128600.00 |
33839.90 |
44488.38 |
36136.36 |
8352.02 |
144545.45 |
33796.53 |
5 |
40609.98 |
32294.13 |
8315.84 |
160894.14 |
42155.74 |
44423.64 |
36136.36 |
8287.27 |
180681.82 |
42083.81 |
6 |
40609.98 |
32352.00 |
8257.98 |
193246.13 |
50413.73 |
44358.89 |
36136.36 |
8222.53 |
216818.18 |
50306.34 |
7 |
40609.98 |
32409.96 |
8200.02 |
225656.09 |
58613.74 |
44294.15 |
36136.36 |
8157.78 |
252954.55 |
58464.12 |
8 |
40609.98 |
32468.03 |
8141.95 |
258124.12 |
66755.69 |
44229.40 |
36136.36 |
8093.04 |
289090.91 |
66557.16 |
9 |
40609.98 |
32526.20 |
8083.78 |
290650.32 |
74839.47 |
44164.66 |
36136.36 |
8028.30 |
325227.27 |
74585.45 |
10 |
40609.98 |
32584.47 |
8025.50 |
323234.79 |
82864.97 |
44099.91 |
36136.36 |
7963.55 |
361363.64 |
82549.01 |
11 |
40609.98 |
32642.86 |
7967.12 |
355877.65 |
90832.09 |
44035.17 |
36136.36 |
7898.81 |
397500.00 |
90447.81 |
12 |
40609.98 |
32701.34 |
7908.64 |
388578.99 |
98740.73 |
43970.43 |
36136.36 |
7834.06 |
433636.36 |
98281.88 |
第2年 |
13 |
40609.98 |
32759.93 |
7850.05 |
421338.92 |
106590.77 |
43905.68 |
36136.36 |
7769.32 |
469772.73 |
106051.19 |
14 |
40609.98 |
32818.63 |
7791.35 |
454157.54 |
114382.13 |
43840.94 |
36136.36 |
7704.57 |
505909.09 |
113755.77 |
15 |
40609.98 |
32877.43 |
7732.55 |
487034.97 |
122114.68 |
43776.19 |
36136.36 |
7639.83 |
542045.45 |
121395.60 |
16 |
40609.98 |
32936.33 |
7673.65 |
519971.30 |
129788.32 |
43711.45 |
36136.36 |
7575.09 |
578181.82 |
128970.68 |
17 |
40609.98 |
32995.34 |
7614.63 |
552966.64 |
137402.96 |
43646.70 |
36136.36 |
7510.34 |
614318.18 |
136481.02 |
18 |
40609.98 |
33054.46 |
7555.52 |
586021.10 |
144958.48 |
43581.96 |
36136.36 |
7445.60 |
650454.55 |
143926.62 |
19 |
40609.98 |
33113.68 |
7496.30 |
619134.78 |
152454.77 |
43517.22 |
36136.36 |
7380.85 |
686590.91 |
151307.47 |
20 |
40609.98 |
33173.01 |
7436.97 |
652307.79 |
159891.74 |
43452.47 |
36136.36 |
7316.11 |
722727.27 |
158623.58 |
21 |
40609.98 |
33232.44 |
7377.53 |
685540.23 |
167269.27 |
43387.73 |
36136.36 |
7251.36 |
758863.64 |
165874.94 |
22 |
40609.98 |
33291.99 |
7317.99 |
718832.22 |
174587.26 |
43322.98 |
36136.36 |
7186.62 |
795000.00 |
173061.56 |
23 |
40609.98 |
33351.63 |
7258.34 |
752183.85 |
181845.60 |
43258.24 |
36136.36 |
7121.88 |
831136.36 |
180183.44 |
24 |
40609.98 |
33411.39 |
7198.59 |
785595.24 |
189044.19 |
43193.49 |
36136.36 |
7057.13 |
867272.73 |
187240.57 |
第3年 |
25 |
40609.98 |
33471.25 |
7138.73 |
819066.49 |
196182.92 |
43128.75 |
36136.36 |
6992.39 |
903409.09 |
194232.95 |
26 |
40609.98 |
33531.22 |
7078.76 |
852597.72 |
203261.67 |
43064.01 |
36136.36 |
6927.64 |
939545.45 |
201160.60 |
27 |
40609.98 |
33591.30 |
7018.68 |
886189.01 |
210280.35 |
42999.26 |
36136.36 |
6862.90 |
975681.82 |
208023.49 |
28 |
40609.98 |
33651.48 |
6958.49 |
919840.49 |
217238.84 |
42934.52 |
36136.36 |
6798.15 |
1011818.18 |
214821.65 |
29 |
40609.98 |
33711.77 |
6898.20 |
953552.27 |
224137.05 |
42869.77 |
36136.36 |
6733.41 |
1047954.55 |
221555.06 |
30 |
40609.98 |
33772.17 |
6837.80 |
987324.44 |
230974.85 |
42805.03 |
36136.36 |
6668.66 |
1084090.91 |
228223.72 |
31 |
40609.98 |
33832.68 |
6777.29 |
1021157.13 |
237752.14 |
42740.28 |
36136.36 |
6603.92 |
1120227.27 |
234827.64 |
32 |
40609.98 |
33893.30 |
6716.68 |
1055050.42 |
244468.82 |
42675.54 |
36136.36 |
6539.18 |
1156363.64 |
241366.82 |
33 |
40609.98 |
33954.03 |
6655.95 |
1089004.45 |
251124.77 |
42610.80 |
36136.36 |
6474.43 |
1192500.00 |
247841.25 |
34 |
40609.98 |
34014.86 |
6595.12 |
1123019.31 |
257719.89 |
42546.05 |
36136.36 |
6409.69 |
1228636.36 |
254250.94 |
35 |
40609.98 |
34075.80 |
6534.17 |
1157095.11 |
264254.06 |
42481.31 |
36136.36 |
6344.94 |
1264772.73 |
260595.88 |
36 |
40609.98 |
34136.86 |
6473.12 |
1191231.97 |
270727.18 |
42416.56 |
36136.36 |
6280.20 |
1300909.09 |
266876.08 |
第4年 |
37 |
40609.98 |
34198.02 |
6411.96 |
1225429.98 |
277139.14 |
42351.82 |
36136.36 |
6215.45 |
1337045.45 |
273091.53 |
38 |
40609.98 |
34259.29 |
6350.69 |
1259689.27 |
283489.83 |
42287.07 |
36136.36 |
6150.71 |
1373181.82 |
279242.24 |
39 |
40609.98 |
34320.67 |
6289.31 |
1294009.94 |
289779.14 |
42222.33 |
36136.36 |
6085.97 |
1409318.18 |
285328.21 |
40 |
40609.98 |
34382.16 |
6227.82 |
1328392.10 |
296006.95 |
42157.59 |
36136.36 |
6021.22 |
1445454.55 |
291349.43 |
41 |
40609.98 |
34443.76 |
6166.21 |
1362835.87 |
302173.17 |
42092.84 |
36136.36 |
5956.48 |
1481590.91 |
297305.91 |
42 |
40609.98 |
34505.47 |
6104.50 |
1397341.34 |
308277.67 |
42028.10 |
36136.36 |
5891.73 |
1517727.27 |
303197.64 |
43 |
40609.98 |
34567.30 |
6042.68 |
1431908.64 |
314320.35 |
41963.35 |
36136.36 |
5826.99 |
1553863.64 |
309024.63 |
44 |
40609.98 |
34629.23 |
5980.75 |
1466537.86 |
320301.10 |
41898.61 |
36136.36 |
5762.24 |
1590000.00 |
314786.88 |
45 |
40609.98 |
34691.27 |
5918.70 |
1501229.14 |
326219.80 |
41833.86 |
36136.36 |
5697.50 |
1626136.36 |
320484.38 |
46 |
40609.98 |
34753.43 |
5856.55 |
1535982.57 |
332076.35 |
41769.12 |
36136.36 |
5632.76 |
1662272.73 |
326117.13 |
47 |
40609.98 |
34815.70 |
5794.28 |
1570798.26 |
337870.63 |
41704.38 |
36136.36 |
5568.01 |
1698409.09 |
331685.14 |
48 |
40609.98 |
34878.07 |
5731.90 |
1605676.34 |
343602.53 |
41639.63 |
36136.36 |
5503.27 |
1734545.45 |
337188.41 |
第5年 |
49 |
40609.98 |
34940.56 |
5669.41 |
1640616.90 |
349271.94 |
41574.89 |
36136.36 |
5438.52 |
1770681.82 |
342626.93 |
50 |
40609.98 |
35003.16 |
5606.81 |
1675620.06 |
354878.76 |
41510.14 |
36136.36 |
5373.78 |
1806818.18 |
348000.71 |
51 |
40609.98 |
35065.88 |
5544.10 |
1710685.94 |
360422.85 |
41445.40 |
36136.36 |
5309.03 |
1842954.55 |
353309.74 |
52 |
40609.98 |
35128.71 |
5481.27 |
1745814.65 |
365904.12 |
41380.65 |
36136.36 |
5244.29 |
1879090.91 |
358554.03 |
53 |
40609.98 |
35191.64 |
5418.33 |
1781006.29 |
371322.46 |
41315.91 |
36136.36 |
5179.55 |
1915227.27 |
363733.58 |
54 |
40609.98 |
35254.70 |
5355.28 |
1816260.99 |
376677.74 |
41251.16 |
36136.36 |
5114.80 |
1951363.64 |
368848.38 |
55 |
40609.98 |
35317.86 |
5292.12 |
1851578.85 |
381969.85 |
41186.42 |
36136.36 |
5050.06 |
1987500.00 |
373898.44 |
56 |
40609.98 |
35381.14 |
5228.84 |
1886959.99 |
387198.69 |
41121.68 |
36136.36 |
4985.31 |
2023636.36 |
378883.75 |
57 |
40609.98 |
35444.53 |
5165.45 |
1922404.52 |
392364.14 |
41056.93 |
36136.36 |
4920.57 |
2059772.73 |
383804.32 |
58 |
40609.98 |
35508.03 |
5101.94 |
1957912.55 |
397466.08 |
40992.19 |
36136.36 |
4855.82 |
2095909.09 |
388660.14 |
59 |
40609.98 |
35571.65 |
5038.32 |
1993484.20 |
402504.40 |
40927.44 |
36136.36 |
4791.08 |
2132045.45 |
393451.22 |
60 |
40609.98 |
35635.39 |
4974.59 |
2029119.59 |
407478.99 |
40862.70 |
36136.36 |
4726.34 |
2168181.82 |
398177.56 |
第6年 |
61 |
40609.98 |
35699.23 |
4910.74 |
2064818.82 |
412389.74 |
40797.95 |
36136.36 |
4661.59 |
2204318.18 |
402839.15 |
62 |
40609.98 |
35763.19 |
4846.78 |
2100582.02 |
417236.52 |
40733.21 |
36136.36 |
4596.85 |
2240454.55 |
407435.99 |
63 |
40609.98 |
35827.27 |
4782.71 |
2136409.28 |
422019.23 |
40668.47 |
36136.36 |
4532.10 |
2276590.91 |
411968.10 |
64 |
40609.98 |
35891.46 |
4718.52 |
2172300.74 |
426737.74 |
40603.72 |
36136.36 |
4467.36 |
2312727.27 |
416435.45 |
65 |
40609.98 |
35955.77 |
4654.21 |
2208256.51 |
431391.96 |
40538.98 |
36136.36 |
4402.61 |
2348863.64 |
420838.07 |
66 |
40609.98 |
36020.19 |
4589.79 |
2244276.70 |
435981.75 |
40474.23 |
36136.36 |
4337.87 |
2385000.00 |
425175.94 |
67 |
40609.98 |
36084.72 |
4525.25 |
2280361.42 |
440507.00 |
40409.49 |
36136.36 |
4273.13 |
2421136.36 |
429449.06 |
68 |
40609.98 |
36149.37 |
4460.60 |
2316510.79 |
444967.60 |
40344.74 |
36136.36 |
4208.38 |
2457272.73 |
433657.44 |
69 |
40609.98 |
36214.14 |
4395.83 |
2352724.93 |
449363.44 |
40280.00 |
36136.36 |
4143.64 |
2493409.09 |
437801.08 |
70 |
40609.98 |
36279.03 |
4330.95 |
2389003.96 |
453694.39 |
40215.26 |
36136.36 |
4078.89 |
2529545.45 |
441879.97 |
71 |
40609.98 |
36344.03 |
4265.95 |
2425347.98 |
457960.34 |
40150.51 |
36136.36 |
4014.15 |
2565681.82 |
445894.12 |
72 |
40609.98 |
36409.14 |
4200.83 |
2461757.13 |
462161.17 |
40085.77 |
36136.36 |
3949.40 |
2601818.18 |
449843.52 |
第7年 |
73 |
40609.98 |
36474.37 |
4135.60 |
2498231.50 |
466296.78 |
40021.02 |
36136.36 |
3884.66 |
2637954.55 |
453728.18 |
74 |
40609.98 |
36539.72 |
4070.25 |
2534771.22 |
470367.03 |
39956.28 |
36136.36 |
3819.91 |
2674090.91 |
457548.10 |
75 |
40609.98 |
36605.19 |
4004.78 |
2571376.42 |
474371.81 |
39891.53 |
36136.36 |
3755.17 |
2710227.27 |
461303.27 |
76 |
40609.98 |
36670.78 |
3939.20 |
2608047.19 |
478311.01 |
39826.79 |
36136.36 |
3690.43 |
2746363.64 |
464993.69 |
77 |
40609.98 |
36736.48 |
3873.50 |
2644783.67 |
482184.51 |
39762.05 |
36136.36 |
3625.68 |
2782500.00 |
468619.38 |
78 |
40609.98 |
36802.30 |
3807.68 |
2681585.97 |
485992.19 |
39697.30 |
36136.36 |
3560.94 |
2818636.36 |
472180.31 |
79 |
40609.98 |
36868.23 |
3741.74 |
2718454.20 |
489733.93 |
39632.56 |
36136.36 |
3496.19 |
2854772.73 |
475676.51 |
80 |
40609.98 |
36934.29 |
3675.69 |
2755388.49 |
493409.62 |
39567.81 |
36136.36 |
3431.45 |
2890909.09 |
479107.95 |
81 |
40609.98 |
37000.46 |
3609.51 |
2792388.96 |
497019.13 |
39503.07 |
36136.36 |
3366.70 |
2927045.45 |
482474.66 |
82 |
40609.98 |
37066.76 |
3543.22 |
2829455.71 |
500562.35 |
39438.32 |
36136.36 |
3301.96 |
2963181.82 |
485776.62 |
83 |
40609.98 |
37133.17 |
3476.81 |
2866588.88 |
504039.16 |
39373.58 |
36136.36 |
3237.22 |
2999318.18 |
489013.84 |
84 |
40609.98 |
37199.70 |
3410.28 |
2903788.58 |
507449.44 |
39308.84 |
36136.36 |
3172.47 |
3035454.55 |
492186.31 |
第8年 |
85 |
40609.98 |
37266.35 |
3343.63 |
2941054.93 |
510793.07 |
39244.09 |
36136.36 |
3107.73 |
3071590.91 |
495294.03 |
86 |
40609.98 |
37333.12 |
3276.86 |
2978388.04 |
514069.93 |
39179.35 |
36136.36 |
3042.98 |
3107727.27 |
498337.02 |
87 |
40609.98 |
37400.00 |
3209.97 |
3015788.05 |
517279.90 |
39114.60 |
36136.36 |
2978.24 |
3143863.64 |
501315.26 |
88 |
40609.98 |
37467.01 |
3142.96 |
3053255.06 |
520422.86 |
39049.86 |
36136.36 |
2913.49 |
3180000.00 |
504228.75 |
89 |
40609.98 |
37534.14 |
3075.83 |
3090789.20 |
523498.70 |
38985.11 |
36136.36 |
2848.75 |
3216136.36 |
507077.50 |
90 |
40609.98 |
37601.39 |
3008.59 |
3128390.59 |
526507.28 |
38920.37 |
36136.36 |
2784.01 |
3252272.73 |
509861.51 |
91 |
40609.98 |
37668.76 |
2941.22 |
3166059.35 |
529448.50 |
38855.63 |
36136.36 |
2719.26 |
3288409.09 |
512580.77 |
92 |
40609.98 |
37736.25 |
2873.73 |
3203795.60 |
532322.23 |
38790.88 |
36136.36 |
2654.52 |
3324545.45 |
515235.28 |
93 |
40609.98 |
37803.86 |
2806.12 |
3241599.46 |
535128.34 |
38726.14 |
36136.36 |
2589.77 |
3360681.82 |
517825.06 |
94 |
40609.98 |
37871.59 |
2738.38 |
3279471.05 |
537866.73 |
38661.39 |
36136.36 |
2525.03 |
3396818.18 |
520350.09 |
95 |
40609.98 |
37939.45 |
2670.53 |
3317410.50 |
540537.26 |
38596.65 |
36136.36 |
2460.28 |
3432954.55 |
522810.37 |
96 |
40609.98 |
38007.42 |
2602.56 |
3355417.92 |
543139.81 |
38531.90 |
36136.36 |
2395.54 |
3469090.91 |
525205.91 |
第9年 |
97 |
40609.98 |
38075.52 |
2534.46 |
3393493.44 |
545674.27 |
38467.16 |
36136.36 |
2330.80 |
3505227.27 |
527536.70 |
98 |
40609.98 |
38143.74 |
2466.24 |
3431637.17 |
548140.51 |
38402.41 |
36136.36 |
2266.05 |
3541363.64 |
529802.76 |
99 |
40609.98 |
38212.08 |
2397.90 |
3469849.25 |
550538.41 |
38337.67 |
36136.36 |
2201.31 |
3577500.00 |
532004.06 |
100 |
40609.98 |
38280.54 |
2329.44 |
3508129.79 |
552867.85 |
38272.93 |
36136.36 |
2136.56 |
3613636.36 |
534140.63 |
101 |
40609.98 |
38349.13 |
2260.85 |
3546478.91 |
555128.70 |
38208.18 |
36136.36 |
2071.82 |
3649772.73 |
536212.44 |
102 |
40609.98 |
38417.83 |
2192.14 |
3584896.75 |
557320.84 |
38143.44 |
36136.36 |
2007.07 |
3685909.09 |
538219.52 |
103 |
40609.98 |
38486.67 |
2123.31 |
3623383.41 |
559444.15 |
38078.69 |
36136.36 |
1942.33 |
3722045.45 |
540161.85 |
104 |
40609.98 |
38555.62 |
2054.35 |
3661939.04 |
561498.51 |
38013.95 |
36136.36 |
1877.59 |
3758181.82 |
542039.43 |
105 |
40609.98 |
38624.70 |
1985.28 |
3700563.74 |
563483.79 |
37949.20 |
36136.36 |
1812.84 |
3794318.18 |
543852.27 |
106 |
40609.98 |
38693.90 |
1916.07 |
3739257.64 |
565399.86 |
37884.46 |
36136.36 |
1748.10 |
3830454.55 |
545600.37 |
107 |
40609.98 |
38763.23 |
1846.75 |
3778020.87 |
567246.61 |
37819.72 |
36136.36 |
1683.35 |
3866590.91 |
547283.72 |
108 |
40609.98 |
38832.68 |
1777.30 |
3816853.55 |
569023.90 |
37754.97 |
36136.36 |
1618.61 |
3902727.27 |
548902.33 |
第10年 |
109 |
40609.98 |
38902.26 |
1707.72 |
3855755.80 |
570731.62 |
37690.23 |
36136.36 |
1553.86 |
3938863.64 |
550456.19 |
110 |
40609.98 |
38971.96 |
1638.02 |
3894727.76 |
572369.64 |
37625.48 |
36136.36 |
1489.12 |
3975000.00 |
551945.31 |
111 |
40609.98 |
39041.78 |
1568.20 |
3933769.54 |
573937.84 |
37560.74 |
36136.36 |
1424.38 |
4011136.36 |
553369.69 |
112 |
40609.98 |
39111.73 |
1498.25 |
3972881.27 |
575436.08 |
37495.99 |
36136.36 |
1359.63 |
4047272.73 |
554729.32 |
113 |
40609.98 |
39181.81 |
1428.17 |
4012063.08 |
576864.26 |
37431.25 |
36136.36 |
1294.89 |
4083409.09 |
556024.20 |
114 |
40609.98 |
39252.01 |
1357.97 |
4051315.08 |
578222.23 |
37366.51 |
36136.36 |
1230.14 |
4119545.45 |
557254.35 |
115 |
40609.98 |
39322.33 |
1287.64 |
4090637.41 |
579509.87 |
37301.76 |
36136.36 |
1165.40 |
4155681.82 |
558419.74 |
116 |
40609.98 |
39392.79 |
1217.19 |
4130030.20 |
580727.06 |
37237.02 |
36136.36 |
1100.65 |
4191818.18 |
559520.40 |
117 |
40609.98 |
39463.36 |
1146.61 |
4169493.56 |
581873.67 |
37172.27 |
36136.36 |
1035.91 |
4227954.55 |
560556.31 |
118 |
40609.98 |
39534.07 |
1075.91 |
4209027.63 |
582949.58 |
37107.53 |
36136.36 |
971.16 |
4264090.91 |
561527.47 |
119 |
40609.98 |
39604.90 |
1005.08 |
4248632.53 |
583954.66 |
37042.78 |
36136.36 |
906.42 |
4300227.27 |
562433.89 |
120 |
40609.98 |
39675.86 |
934.12 |
4288308.39 |
584888.77 |
36978.04 |
36136.36 |
841.68 |
4336363.64 |
563275.57 |
第11年 |
121 |
40609.98 |
39746.95 |
863.03 |
4328055.34 |
585751.80 |
36913.30 |
36136.36 |
776.93 |
4372500.00 |
564052.50 |
122 |
40609.98 |
39818.16 |
791.82 |
4367873.50 |
586543.62 |
36848.55 |
36136.36 |
712.19 |
4408636.36 |
564764.69 |
123 |
40609.98 |
39889.50 |
720.48 |
4407763.00 |
587264.10 |
36783.81 |
36136.36 |
647.44 |
4444772.73 |
565412.13 |
124 |
40609.98 |
39960.97 |
649.01 |
4447723.97 |
587913.11 |
36719.06 |
36136.36 |
582.70 |
4480909.09 |
565994.83 |
125 |
40609.98 |
40032.57 |
577.41 |
4487756.53 |
588490.52 |
36654.32 |
36136.36 |
517.95 |
4517045.45 |
566512.78 |
126 |
40609.98 |
40104.29 |
505.69 |
4527860.82 |
588996.20 |
36589.57 |
36136.36 |
453.21 |
4553181.82 |
566965.99 |
127 |
40609.98 |
40176.14 |
433.83 |
4568036.96 |
589430.04 |
36524.83 |
36136.36 |
388.47 |
4589318.18 |
567354.46 |
128 |
40609.98 |
40248.13 |
361.85 |
4608285.09 |
589791.89 |
36460.09 |
36136.36 |
323.72 |
4625454.55 |
567678.18 |
129 |
40609.98 |
40320.24 |
289.74 |
4648605.33 |
590081.63 |
36395.34 |
36136.36 |
258.98 |
4661590.91 |
567937.16 |
130 |
40609.98 |
40392.48 |
217.50 |
4688997.81 |
590299.13 |
36330.60 |
36136.36 |
194.23 |
4697727.27 |
568131.39 |
131 |
40609.98 |
40464.85 |
145.13 |
4729462.65 |
590444.25 |
36265.85 |
36136.36 |
129.49 |
4733863.64 |
568260.88 |
132 |
40609.98 |
40537.35 |
72.63 |
4770000.00 |
590516.88 |
36201.11 |
36136.36 |
64.74 |
4770000.00 |
568325.63 |
汇总:
|
等额本息
总利息:590516.88元 总还款:5360516.88元
|
等额本金
总利息:568325.63元 总还款:5338325.63元
|
年利率为:2.15%,折扣: 不打折,贷款:477.0万,
分132期(11年), 等额本息比等额本金多:22191.26元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。