期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
40524.84 |
31996.51 |
8528.33 |
31996.51 |
8528.33 |
44588.94 |
36060.61 |
8528.33 |
36060.61 |
8528.33 |
2 |
40524.84 |
32053.83 |
8471.01 |
64050.34 |
16999.34 |
44524.33 |
36060.61 |
8463.72 |
72121.21 |
16992.06 |
3 |
40524.84 |
32111.26 |
8413.58 |
96161.60 |
25412.92 |
44459.72 |
36060.61 |
8399.12 |
108181.82 |
25391.17 |
4 |
40524.84 |
32168.80 |
8356.04 |
128330.40 |
33768.96 |
44395.11 |
36060.61 |
8334.51 |
144242.42 |
33725.68 |
5 |
40524.84 |
32226.43 |
8298.41 |
160556.83 |
42067.37 |
44330.51 |
36060.61 |
8269.90 |
180303.03 |
41995.58 |
6 |
40524.84 |
32284.17 |
8240.67 |
192841.00 |
50308.04 |
44265.90 |
36060.61 |
8205.29 |
216363.64 |
50200.87 |
7 |
40524.84 |
32342.01 |
8182.83 |
225183.02 |
58490.86 |
44201.29 |
36060.61 |
8140.68 |
252424.24 |
58341.55 |
8 |
40524.84 |
32399.96 |
8124.88 |
257582.98 |
66615.74 |
44136.68 |
36060.61 |
8076.07 |
288484.85 |
66417.63 |
9 |
40524.84 |
32458.01 |
8066.83 |
290040.99 |
74682.57 |
44072.07 |
36060.61 |
8011.46 |
324545.45 |
74429.09 |
10 |
40524.84 |
32516.16 |
8008.68 |
322557.15 |
82691.25 |
44007.46 |
36060.61 |
7946.86 |
360606.06 |
82375.95 |
11 |
40524.84 |
32574.42 |
7950.42 |
355131.57 |
90641.67 |
43942.85 |
36060.61 |
7882.25 |
396666.67 |
90258.19 |
12 |
40524.84 |
32632.78 |
7892.06 |
387764.36 |
98533.73 |
43878.24 |
36060.61 |
7817.64 |
432727.27 |
98075.83 |
第2年 |
13 |
40524.84 |
32691.25 |
7833.59 |
420455.61 |
106367.31 |
43813.64 |
36060.61 |
7753.03 |
468787.88 |
105828.86 |
14 |
40524.84 |
32749.82 |
7775.02 |
453205.43 |
114142.33 |
43749.03 |
36060.61 |
7688.42 |
504848.48 |
113517.29 |
15 |
40524.84 |
32808.50 |
7716.34 |
486013.93 |
121858.67 |
43684.42 |
36060.61 |
7623.81 |
540909.09 |
121141.10 |
16 |
40524.84 |
32867.28 |
7657.56 |
518881.21 |
129516.23 |
43619.81 |
36060.61 |
7559.20 |
576969.70 |
128700.30 |
17 |
40524.84 |
32926.17 |
7598.67 |
551807.38 |
137114.90 |
43555.20 |
36060.61 |
7494.60 |
613030.30 |
136194.90 |
18 |
40524.84 |
32985.16 |
7539.68 |
584792.54 |
144654.58 |
43490.59 |
36060.61 |
7429.99 |
649090.91 |
143624.89 |
19 |
40524.84 |
33044.26 |
7480.58 |
617836.80 |
152135.16 |
43425.98 |
36060.61 |
7365.38 |
685151.52 |
150990.27 |
20 |
40524.84 |
33103.46 |
7421.38 |
650940.27 |
159556.54 |
43361.38 |
36060.61 |
7300.77 |
721212.12 |
158291.04 |
21 |
40524.84 |
33162.77 |
7362.07 |
684103.04 |
166918.60 |
43296.77 |
36060.61 |
7236.16 |
757272.73 |
165527.20 |
22 |
40524.84 |
33222.19 |
7302.65 |
717325.23 |
174221.25 |
43232.16 |
36060.61 |
7171.55 |
793333.33 |
172698.75 |
23 |
40524.84 |
33281.71 |
7243.13 |
750606.95 |
181464.37 |
43167.55 |
36060.61 |
7106.94 |
829393.94 |
179805.69 |
24 |
40524.84 |
33341.34 |
7183.50 |
783948.29 |
188647.87 |
43102.94 |
36060.61 |
7042.34 |
865454.55 |
186848.03 |
第3年 |
25 |
40524.84 |
33401.08 |
7123.76 |
817349.37 |
195771.63 |
43038.33 |
36060.61 |
6977.73 |
901515.15 |
193825.76 |
26 |
40524.84 |
33460.92 |
7063.92 |
850810.30 |
202835.55 |
42973.72 |
36060.61 |
6913.12 |
937575.76 |
200738.88 |
27 |
40524.84 |
33520.88 |
7003.96 |
884331.17 |
209839.51 |
42909.12 |
36060.61 |
6848.51 |
973636.36 |
207587.39 |
28 |
40524.84 |
33580.93 |
6943.91 |
917912.11 |
216783.42 |
42844.51 |
36060.61 |
6783.90 |
1009696.97 |
214371.29 |
29 |
40524.84 |
33641.10 |
6883.74 |
951553.21 |
223667.16 |
42779.90 |
36060.61 |
6719.29 |
1045757.58 |
221090.58 |
30 |
40524.84 |
33701.37 |
6823.47 |
985254.58 |
230490.63 |
42715.29 |
36060.61 |
6654.68 |
1081818.18 |
227745.27 |
31 |
40524.84 |
33761.75 |
6763.09 |
1019016.33 |
237253.71 |
42650.68 |
36060.61 |
6590.08 |
1117878.79 |
234335.34 |
32 |
40524.84 |
33822.24 |
6702.60 |
1052838.58 |
243956.31 |
42586.07 |
36060.61 |
6525.47 |
1153939.39 |
240860.81 |
33 |
40524.84 |
33882.84 |
6642.00 |
1086721.42 |
250598.30 |
42521.46 |
36060.61 |
6460.86 |
1190000.00 |
247321.67 |
34 |
40524.84 |
33943.55 |
6581.29 |
1120664.97 |
257179.59 |
42456.86 |
36060.61 |
6396.25 |
1226060.61 |
253717.92 |
35 |
40524.84 |
34004.36 |
6520.48 |
1154669.34 |
263700.07 |
42392.25 |
36060.61 |
6331.64 |
1262121.21 |
260049.56 |
36 |
40524.84 |
34065.29 |
6459.55 |
1188734.63 |
270159.62 |
42327.64 |
36060.61 |
6267.03 |
1298181.82 |
266316.59 |
第4年 |
37 |
40524.84 |
34126.32 |
6398.52 |
1222860.95 |
276558.14 |
42263.03 |
36060.61 |
6202.42 |
1334242.42 |
272519.02 |
38 |
40524.84 |
34187.47 |
6337.37 |
1257048.41 |
282895.51 |
42198.42 |
36060.61 |
6137.82 |
1370303.03 |
278656.83 |
39 |
40524.84 |
34248.72 |
6276.12 |
1291297.13 |
289171.63 |
42133.81 |
36060.61 |
6073.21 |
1406363.64 |
284730.04 |
40 |
40524.84 |
34310.08 |
6214.76 |
1325607.21 |
295386.39 |
42069.20 |
36060.61 |
6008.60 |
1442424.24 |
290738.64 |
41 |
40524.84 |
34371.55 |
6153.29 |
1359978.77 |
301539.68 |
42004.60 |
36060.61 |
5943.99 |
1478484.85 |
296682.63 |
42 |
40524.84 |
34433.14 |
6091.70 |
1394411.90 |
307631.38 |
41939.99 |
36060.61 |
5879.38 |
1514545.45 |
302562.01 |
43 |
40524.84 |
34494.83 |
6030.01 |
1428906.73 |
313661.40 |
41875.38 |
36060.61 |
5814.77 |
1550606.06 |
308376.78 |
44 |
40524.84 |
34556.63 |
5968.21 |
1463463.36 |
319629.61 |
41810.77 |
36060.61 |
5750.16 |
1586666.67 |
314126.94 |
45 |
40524.84 |
34618.55 |
5906.29 |
1498081.91 |
325535.90 |
41746.16 |
36060.61 |
5685.56 |
1622727.27 |
319812.50 |
46 |
40524.84 |
34680.57 |
5844.27 |
1532762.48 |
331380.17 |
41681.55 |
36060.61 |
5620.95 |
1658787.88 |
325433.45 |
47 |
40524.84 |
34742.71 |
5782.13 |
1567505.18 |
337162.30 |
41616.94 |
36060.61 |
5556.34 |
1694848.48 |
330989.79 |
48 |
40524.84 |
34804.95 |
5719.89 |
1602310.14 |
342882.19 |
41552.34 |
36060.61 |
5491.73 |
1730909.09 |
336481.52 |
第5年 |
49 |
40524.84 |
34867.31 |
5657.53 |
1637177.45 |
348539.72 |
41487.73 |
36060.61 |
5427.12 |
1766969.70 |
341908.64 |
50 |
40524.84 |
34929.78 |
5595.06 |
1672107.23 |
354134.78 |
41423.12 |
36060.61 |
5362.51 |
1803030.30 |
347271.15 |
51 |
40524.84 |
34992.37 |
5532.47 |
1707099.60 |
359667.25 |
41358.51 |
36060.61 |
5297.90 |
1839090.91 |
352569.05 |
52 |
40524.84 |
35055.06 |
5469.78 |
1742154.66 |
365137.03 |
41293.90 |
36060.61 |
5233.30 |
1875151.52 |
357802.35 |
53 |
40524.84 |
35117.87 |
5406.97 |
1777272.53 |
370544.00 |
41229.29 |
36060.61 |
5168.69 |
1911212.12 |
362971.04 |
54 |
40524.84 |
35180.79 |
5344.05 |
1812453.31 |
375888.06 |
41164.68 |
36060.61 |
5104.08 |
1947272.73 |
368075.11 |
55 |
40524.84 |
35243.82 |
5281.02 |
1847697.13 |
381169.08 |
41100.08 |
36060.61 |
5039.47 |
1983333.33 |
373114.58 |
56 |
40524.84 |
35306.96 |
5217.88 |
1883004.10 |
386386.95 |
41035.47 |
36060.61 |
4974.86 |
2019393.94 |
378089.44 |
57 |
40524.84 |
35370.22 |
5154.62 |
1918374.32 |
391541.57 |
40970.86 |
36060.61 |
4910.25 |
2055454.55 |
382999.70 |
58 |
40524.84 |
35433.59 |
5091.25 |
1953807.91 |
396632.82 |
40906.25 |
36060.61 |
4845.64 |
2091515.15 |
387845.34 |
59 |
40524.84 |
35497.08 |
5027.76 |
1989304.99 |
401660.58 |
40841.64 |
36060.61 |
4781.04 |
2127575.76 |
392626.38 |
60 |
40524.84 |
35560.68 |
4964.16 |
2024865.67 |
406624.74 |
40777.03 |
36060.61 |
4716.43 |
2163636.36 |
397342.80 |
第6年 |
61 |
40524.84 |
35624.39 |
4900.45 |
2060490.06 |
411525.19 |
40712.42 |
36060.61 |
4651.82 |
2199696.97 |
401994.62 |
62 |
40524.84 |
35688.22 |
4836.62 |
2096178.28 |
416361.81 |
40647.82 |
36060.61 |
4587.21 |
2235757.58 |
406581.83 |
63 |
40524.84 |
35752.16 |
4772.68 |
2131930.44 |
421134.49 |
40583.21 |
36060.61 |
4522.60 |
2271818.18 |
411104.43 |
64 |
40524.84 |
35816.22 |
4708.62 |
2167746.65 |
425843.12 |
40518.60 |
36060.61 |
4457.99 |
2307878.79 |
415562.42 |
65 |
40524.84 |
35880.39 |
4644.45 |
2203627.04 |
430487.57 |
40453.99 |
36060.61 |
4393.38 |
2343939.39 |
419955.81 |
66 |
40524.84 |
35944.67 |
4580.17 |
2239571.71 |
435067.74 |
40389.38 |
36060.61 |
4328.78 |
2380000.00 |
424284.58 |
67 |
40524.84 |
36009.07 |
4515.77 |
2275580.79 |
439583.51 |
40324.77 |
36060.61 |
4264.17 |
2416060.61 |
428548.75 |
68 |
40524.84 |
36073.59 |
4451.25 |
2311654.38 |
444034.76 |
40260.16 |
36060.61 |
4199.56 |
2452121.21 |
432748.31 |
69 |
40524.84 |
36138.22 |
4386.62 |
2347792.60 |
448421.38 |
40195.56 |
36060.61 |
4134.95 |
2488181.82 |
436883.26 |
70 |
40524.84 |
36202.97 |
4321.87 |
2383995.56 |
452743.25 |
40130.95 |
36060.61 |
4070.34 |
2524242.42 |
440953.60 |
71 |
40524.84 |
36267.83 |
4257.01 |
2420263.40 |
457000.26 |
40066.34 |
36060.61 |
4005.73 |
2560303.03 |
444959.33 |
72 |
40524.84 |
36332.81 |
4192.03 |
2456596.21 |
461192.28 |
40001.73 |
36060.61 |
3941.12 |
2596363.64 |
448900.45 |
第7年 |
73 |
40524.84 |
36397.91 |
4126.93 |
2492994.12 |
465319.22 |
39937.12 |
36060.61 |
3876.52 |
2632424.24 |
452776.97 |
74 |
40524.84 |
36463.12 |
4061.72 |
2529457.24 |
469380.93 |
39872.51 |
36060.61 |
3811.91 |
2668484.85 |
456588.88 |
75 |
40524.84 |
36528.45 |
3996.39 |
2565985.69 |
473377.32 |
39807.90 |
36060.61 |
3747.30 |
2704545.45 |
460336.17 |
76 |
40524.84 |
36593.90 |
3930.94 |
2602579.59 |
477308.27 |
39743.30 |
36060.61 |
3682.69 |
2740606.06 |
464018.86 |
77 |
40524.84 |
36659.46 |
3865.38 |
2639239.05 |
481173.64 |
39678.69 |
36060.61 |
3618.08 |
2776666.67 |
467636.94 |
78 |
40524.84 |
36725.14 |
3799.70 |
2675964.19 |
484973.34 |
39614.08 |
36060.61 |
3553.47 |
2812727.27 |
471190.42 |
79 |
40524.84 |
36790.94 |
3733.90 |
2712755.14 |
488707.24 |
39549.47 |
36060.61 |
3488.86 |
2848787.88 |
474679.28 |
80 |
40524.84 |
36856.86 |
3667.98 |
2749612.00 |
492375.22 |
39484.86 |
36060.61 |
3424.26 |
2884848.48 |
478103.54 |
81 |
40524.84 |
36922.89 |
3601.95 |
2786534.89 |
495977.16 |
39420.25 |
36060.61 |
3359.65 |
2920909.09 |
481463.18 |
82 |
40524.84 |
36989.05 |
3535.79 |
2823523.94 |
499512.96 |
39355.64 |
36060.61 |
3295.04 |
2956969.70 |
484758.22 |
83 |
40524.84 |
37055.32 |
3469.52 |
2860579.26 |
502982.47 |
39291.04 |
36060.61 |
3230.43 |
2993030.30 |
487988.65 |
84 |
40524.84 |
37121.71 |
3403.13 |
2897700.97 |
506385.60 |
39226.43 |
36060.61 |
3165.82 |
3029090.91 |
491154.47 |
第8年 |
85 |
40524.84 |
37188.22 |
3336.62 |
2934889.19 |
509722.22 |
39161.82 |
36060.61 |
3101.21 |
3065151.52 |
494255.68 |
86 |
40524.84 |
37254.85 |
3269.99 |
2972144.04 |
512992.21 |
39097.21 |
36060.61 |
3036.60 |
3101212.12 |
497292.29 |
87 |
40524.84 |
37321.60 |
3203.24 |
3009465.64 |
516195.45 |
39032.60 |
36060.61 |
2971.99 |
3137272.73 |
500264.28 |
88 |
40524.84 |
37388.47 |
3136.37 |
3046854.11 |
519331.83 |
38967.99 |
36060.61 |
2907.39 |
3173333.33 |
503171.67 |
89 |
40524.84 |
37455.45 |
3069.39 |
3084309.56 |
522401.22 |
38903.38 |
36060.61 |
2842.78 |
3209393.94 |
506014.44 |
90 |
40524.84 |
37522.56 |
3002.28 |
3121832.12 |
525403.49 |
38838.78 |
36060.61 |
2778.17 |
3245454.55 |
508792.61 |
91 |
40524.84 |
37589.79 |
2935.05 |
3159421.91 |
528338.54 |
38774.17 |
36060.61 |
2713.56 |
3281515.15 |
511506.17 |
92 |
40524.84 |
37657.14 |
2867.70 |
3197079.05 |
531206.25 |
38709.56 |
36060.61 |
2648.95 |
3317575.76 |
514155.13 |
93 |
40524.84 |
37724.61 |
2800.23 |
3234803.66 |
534006.48 |
38644.95 |
36060.61 |
2584.34 |
3353636.36 |
516739.47 |
94 |
40524.84 |
37792.20 |
2732.64 |
3272595.85 |
536739.12 |
38580.34 |
36060.61 |
2519.73 |
3389696.97 |
519259.20 |
95 |
40524.84 |
37859.91 |
2664.93 |
3310455.76 |
539404.06 |
38515.73 |
36060.61 |
2455.13 |
3425757.58 |
521714.33 |
96 |
40524.84 |
37927.74 |
2597.10 |
3348383.50 |
542001.16 |
38451.12 |
36060.61 |
2390.52 |
3461818.18 |
524104.85 |
第9年 |
97 |
40524.84 |
37995.69 |
2529.15 |
3386379.19 |
544530.30 |
38386.52 |
36060.61 |
2325.91 |
3497878.79 |
526430.76 |
98 |
40524.84 |
38063.77 |
2461.07 |
3424442.96 |
546991.37 |
38321.91 |
36060.61 |
2261.30 |
3533939.39 |
528692.06 |
99 |
40524.84 |
38131.97 |
2392.87 |
3462574.93 |
549384.25 |
38257.30 |
36060.61 |
2196.69 |
3570000.00 |
530888.75 |
100 |
40524.84 |
38200.29 |
2324.55 |
3500775.22 |
551708.80 |
38192.69 |
36060.61 |
2132.08 |
3606060.61 |
533020.83 |
101 |
40524.84 |
38268.73 |
2256.11 |
3539043.95 |
553964.91 |
38128.08 |
36060.61 |
2067.47 |
3642121.21 |
535088.31 |
102 |
40524.84 |
38337.29 |
2187.55 |
3577381.24 |
556152.46 |
38063.47 |
36060.61 |
2002.87 |
3678181.82 |
537091.17 |
103 |
40524.84 |
38405.98 |
2118.86 |
3615787.22 |
558271.32 |
37998.86 |
36060.61 |
1938.26 |
3714242.42 |
539029.43 |
104 |
40524.84 |
38474.79 |
2050.05 |
3654262.01 |
560321.36 |
37934.26 |
36060.61 |
1873.65 |
3750303.03 |
540903.08 |
105 |
40524.84 |
38543.73 |
1981.11 |
3692805.74 |
562302.48 |
37869.65 |
36060.61 |
1809.04 |
3786363.64 |
542712.12 |
106 |
40524.84 |
38612.78 |
1912.06 |
3731418.52 |
564214.53 |
37805.04 |
36060.61 |
1744.43 |
3822424.24 |
544456.55 |
107 |
40524.84 |
38681.97 |
1842.88 |
3770100.49 |
566057.41 |
37740.43 |
36060.61 |
1679.82 |
3858484.85 |
546136.38 |
108 |
40524.84 |
38751.27 |
1773.57 |
3808851.76 |
567830.98 |
37675.82 |
36060.61 |
1615.21 |
3894545.45 |
547751.59 |
第10年 |
109 |
40524.84 |
38820.70 |
1704.14 |
3847672.46 |
569535.12 |
37611.21 |
36060.61 |
1550.61 |
3930606.06 |
549302.20 |
110 |
40524.84 |
38890.25 |
1634.59 |
3886562.71 |
571169.71 |
37546.60 |
36060.61 |
1486.00 |
3966666.67 |
550788.19 |
111 |
40524.84 |
38959.93 |
1564.91 |
3925522.64 |
572734.61 |
37481.99 |
36060.61 |
1421.39 |
4002727.27 |
552209.58 |
112 |
40524.84 |
39029.73 |
1495.11 |
3964552.38 |
574229.72 |
37417.39 |
36060.61 |
1356.78 |
4038787.88 |
553566.36 |
113 |
40524.84 |
39099.66 |
1425.18 |
4003652.04 |
575654.90 |
37352.78 |
36060.61 |
1292.17 |
4074848.48 |
554858.54 |
114 |
40524.84 |
39169.72 |
1355.12 |
4042821.76 |
577010.02 |
37288.17 |
36060.61 |
1227.56 |
4110909.09 |
556086.10 |
115 |
40524.84 |
39239.90 |
1284.94 |
4082061.65 |
578294.96 |
37223.56 |
36060.61 |
1162.95 |
4146969.70 |
557249.05 |
116 |
40524.84 |
39310.20 |
1214.64 |
4121371.86 |
579509.60 |
37158.95 |
36060.61 |
1098.35 |
4183030.30 |
558347.40 |
117 |
40524.84 |
39380.63 |
1144.21 |
4160752.49 |
580653.81 |
37094.34 |
36060.61 |
1033.74 |
4219090.91 |
559381.14 |
118 |
40524.84 |
39451.19 |
1073.65 |
4200203.68 |
581727.46 |
37029.73 |
36060.61 |
969.13 |
4255151.52 |
560350.27 |
119 |
40524.84 |
39521.87 |
1002.97 |
4239725.55 |
582730.43 |
36965.13 |
36060.61 |
904.52 |
4291212.12 |
561254.79 |
120 |
40524.84 |
39592.68 |
932.16 |
4279318.23 |
583662.59 |
36900.52 |
36060.61 |
839.91 |
4327272.73 |
562094.70 |
第11年 |
121 |
40524.84 |
39663.62 |
861.22 |
4318981.85 |
584523.81 |
36835.91 |
36060.61 |
775.30 |
4363333.33 |
562870.00 |
122 |
40524.84 |
39734.68 |
790.16 |
4358716.53 |
585313.97 |
36771.30 |
36060.61 |
710.69 |
4399393.94 |
563580.69 |
123 |
40524.84 |
39805.87 |
718.97 |
4398522.40 |
586032.94 |
36706.69 |
36060.61 |
646.09 |
4435454.55 |
564226.78 |
124 |
40524.84 |
39877.19 |
647.65 |
4438399.60 |
586680.58 |
36642.08 |
36060.61 |
581.48 |
4471515.15 |
564808.26 |
125 |
40524.84 |
39948.64 |
576.20 |
4478348.24 |
587256.78 |
36577.47 |
36060.61 |
516.87 |
4507575.76 |
565325.13 |
126 |
40524.84 |
40020.21 |
504.63 |
4518368.45 |
587761.41 |
36512.87 |
36060.61 |
452.26 |
4543636.36 |
565777.39 |
127 |
40524.84 |
40091.92 |
432.92 |
4558460.37 |
588194.33 |
36448.26 |
36060.61 |
387.65 |
4579696.97 |
566165.04 |
128 |
40524.84 |
40163.75 |
361.09 |
4598624.12 |
588555.43 |
36383.65 |
36060.61 |
323.04 |
4615757.58 |
566488.08 |
129 |
40524.84 |
40235.71 |
289.13 |
4638859.82 |
588844.56 |
36319.04 |
36060.61 |
258.43 |
4651818.18 |
566746.52 |
130 |
40524.84 |
40307.80 |
217.04 |
4679167.62 |
589061.60 |
36254.43 |
36060.61 |
193.83 |
4687878.79 |
566940.34 |
131 |
40524.84 |
40380.02 |
144.82 |
4719547.64 |
589206.43 |
36189.82 |
36060.61 |
129.22 |
4723939.39 |
567069.56 |
132 |
40524.84 |
40452.36 |
72.48 |
4760000.00 |
589278.90 |
36125.21 |
36060.61 |
64.61 |
4760000.00 |
567134.17 |
汇总:
|
等额本息
总利息:589278.90元 总还款:5349278.90元
|
等额本金
总利息:567134.17元 总还款:5327134.17元
|
年利率为:2.15%,折扣: 不打折,贷款:476.0万,
分132期(11年), 等额本息比等额本金多:22144.74元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。