| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
13401.73 |
11940.48 |
1461.25 |
11940.48 |
1461.25 |
14112.77 |
12651.52 |
1461.25 |
12651.52 |
1461.25 |
| 2 |
13401.73 |
11950.93 |
1450.80 |
23891.41 |
2912.05 |
14101.70 |
12651.52 |
1450.18 |
25303.03 |
2911.43 |
| 3 |
13401.73 |
11961.38 |
1440.35 |
35852.79 |
4352.40 |
14090.63 |
12651.52 |
1439.11 |
37954.55 |
4350.54 |
| 4 |
13401.73 |
11971.85 |
1429.88 |
47824.64 |
5782.28 |
14079.55 |
12651.52 |
1428.04 |
50606.06 |
5778.58 |
| 5 |
13401.73 |
11982.33 |
1419.40 |
59806.97 |
7201.68 |
14068.48 |
12651.52 |
1416.97 |
63257.58 |
7195.55 |
| 6 |
13401.73 |
11992.81 |
1408.92 |
71799.78 |
8610.60 |
14057.41 |
12651.52 |
1405.90 |
75909.09 |
8601.45 |
| 7 |
13401.73 |
12003.30 |
1398.43 |
83803.08 |
10009.02 |
14046.34 |
12651.52 |
1394.83 |
88560.61 |
9996.28 |
| 8 |
13401.73 |
12013.81 |
1387.92 |
95816.89 |
11396.95 |
14035.27 |
12651.52 |
1383.76 |
101212.12 |
11380.04 |
| 9 |
13401.73 |
12024.32 |
1377.41 |
107841.21 |
12774.36 |
14024.20 |
12651.52 |
1372.69 |
113863.64 |
12752.73 |
| 10 |
13401.73 |
12034.84 |
1366.89 |
119876.05 |
14141.24 |
14013.13 |
12651.52 |
1361.62 |
126515.15 |
14114.35 |
| 11 |
13401.73 |
12045.37 |
1356.36 |
131921.42 |
15497.60 |
14002.06 |
12651.52 |
1350.55 |
139166.67 |
15464.90 |
| 12 |
13401.73 |
12055.91 |
1345.82 |
143977.33 |
16843.42 |
13990.99 |
12651.52 |
1339.48 |
151818.18 |
16804.37 |
| 第2年 |
13 |
13401.73 |
12066.46 |
1335.27 |
156043.79 |
18178.69 |
13979.92 |
12651.52 |
1328.41 |
164469.70 |
18132.78 |
| 14 |
13401.73 |
12077.02 |
1324.71 |
168120.81 |
19503.40 |
13968.85 |
12651.52 |
1317.34 |
177121.21 |
19450.12 |
| 15 |
13401.73 |
12087.59 |
1314.14 |
180208.40 |
20817.55 |
13957.78 |
12651.52 |
1306.27 |
189772.73 |
20756.39 |
| 16 |
13401.73 |
12098.16 |
1303.57 |
192306.56 |
22121.12 |
13946.71 |
12651.52 |
1295.20 |
202424.24 |
22051.59 |
| 17 |
13401.73 |
12108.75 |
1292.98 |
204415.31 |
23414.10 |
13935.64 |
12651.52 |
1284.13 |
215075.76 |
23335.72 |
| 18 |
13401.73 |
12119.34 |
1282.39 |
216534.65 |
24696.48 |
13924.57 |
12651.52 |
1273.06 |
227727.27 |
24608.78 |
| 19 |
13401.73 |
12129.95 |
1271.78 |
228664.60 |
25968.27 |
13913.50 |
12651.52 |
1261.99 |
240378.79 |
25870.77 |
| 20 |
13401.73 |
12140.56 |
1261.17 |
240805.16 |
27229.43 |
13902.43 |
12651.52 |
1250.92 |
253030.30 |
27121.69 |
| 21 |
13401.73 |
12151.18 |
1250.55 |
252956.34 |
28479.98 |
13891.36 |
12651.52 |
1239.85 |
265681.82 |
28361.53 |
| 22 |
13401.73 |
12161.82 |
1239.91 |
265118.16 |
29719.89 |
13880.29 |
12651.52 |
1228.78 |
278333.33 |
29590.31 |
| 23 |
13401.73 |
12172.46 |
1229.27 |
277290.62 |
30949.16 |
13869.22 |
12651.52 |
1217.71 |
290984.85 |
30808.02 |
| 24 |
13401.73 |
12183.11 |
1218.62 |
289473.73 |
32167.79 |
13858.15 |
12651.52 |
1206.64 |
303636.36 |
32014.66 |
| 第3年 |
25 |
13401.73 |
12193.77 |
1207.96 |
301667.49 |
33375.75 |
13847.08 |
12651.52 |
1195.57 |
316287.88 |
33210.23 |
| 26 |
13401.73 |
12204.44 |
1197.29 |
313871.93 |
34573.04 |
13836.01 |
12651.52 |
1184.50 |
328939.39 |
34394.73 |
| 27 |
13401.73 |
12215.12 |
1186.61 |
326087.05 |
35759.65 |
13824.94 |
12651.52 |
1173.43 |
341590.91 |
35568.15 |
| 28 |
13401.73 |
12225.81 |
1175.92 |
338312.86 |
36935.57 |
13813.87 |
12651.52 |
1162.36 |
354242.42 |
36730.51 |
| 29 |
13401.73 |
12236.50 |
1165.23 |
350549.36 |
38100.80 |
13802.80 |
12651.52 |
1151.29 |
366893.94 |
37881.80 |
| 30 |
13401.73 |
12247.21 |
1154.52 |
362796.57 |
39255.32 |
13791.73 |
12651.52 |
1140.22 |
379545.45 |
39022.02 |
| 31 |
13401.73 |
12257.93 |
1143.80 |
375054.50 |
40399.12 |
13780.66 |
12651.52 |
1129.15 |
392196.97 |
40151.16 |
| 32 |
13401.73 |
12268.65 |
1133.08 |
387323.15 |
41532.20 |
13769.59 |
12651.52 |
1118.08 |
404848.48 |
41269.24 |
| 33 |
13401.73 |
12279.39 |
1122.34 |
399602.54 |
42654.54 |
13758.52 |
12651.52 |
1107.01 |
417500.00 |
42376.25 |
| 34 |
13401.73 |
12290.13 |
1111.60 |
411892.67 |
43766.14 |
13747.45 |
12651.52 |
1095.94 |
430151.52 |
43472.19 |
| 35 |
13401.73 |
12300.89 |
1100.84 |
424193.55 |
44866.98 |
13736.38 |
12651.52 |
1084.87 |
442803.03 |
44557.05 |
| 36 |
13401.73 |
12311.65 |
1090.08 |
436505.20 |
45957.06 |
13725.31 |
12651.52 |
1073.80 |
455454.55 |
45630.85 |
| 第4年 |
37 |
13401.73 |
12322.42 |
1079.31 |
448827.63 |
47036.37 |
13714.24 |
12651.52 |
1062.73 |
468106.06 |
46693.58 |
| 38 |
13401.73 |
12333.20 |
1068.53 |
461160.83 |
48104.90 |
13703.17 |
12651.52 |
1051.66 |
480757.58 |
47745.24 |
| 39 |
13401.73 |
12344.00 |
1057.73 |
473504.82 |
49162.63 |
13692.10 |
12651.52 |
1040.59 |
493409.09 |
48785.82 |
| 40 |
13401.73 |
12354.80 |
1046.93 |
485859.62 |
50209.56 |
13681.03 |
12651.52 |
1029.52 |
506060.61 |
49815.34 |
| 41 |
13401.73 |
12365.61 |
1036.12 |
498225.23 |
51245.69 |
13669.96 |
12651.52 |
1018.45 |
518712.12 |
50833.79 |
| 42 |
13401.73 |
12376.43 |
1025.30 |
510601.65 |
52270.99 |
13658.89 |
12651.52 |
1007.38 |
531363.64 |
51841.16 |
| 43 |
13401.73 |
12387.26 |
1014.47 |
522988.91 |
53285.46 |
13647.82 |
12651.52 |
996.31 |
544015.15 |
52837.47 |
| 44 |
13401.73 |
12398.09 |
1003.63 |
535387.01 |
54289.10 |
13636.75 |
12651.52 |
985.24 |
556666.67 |
53822.71 |
| 45 |
13401.73 |
12408.94 |
992.79 |
547795.95 |
55281.89 |
13625.68 |
12651.52 |
974.17 |
569318.18 |
54796.87 |
| 46 |
13401.73 |
12419.80 |
981.93 |
560215.75 |
56263.81 |
13614.61 |
12651.52 |
963.10 |
581969.70 |
55759.97 |
| 47 |
13401.73 |
12430.67 |
971.06 |
572646.42 |
57234.87 |
13603.54 |
12651.52 |
952.03 |
594621.21 |
56712.00 |
| 48 |
13401.73 |
12441.55 |
960.18 |
585087.96 |
58195.06 |
13592.47 |
12651.52 |
940.96 |
607272.73 |
57652.95 |
| 第5年 |
49 |
13401.73 |
12452.43 |
949.30 |
597540.40 |
59144.36 |
13581.40 |
12651.52 |
929.89 |
619924.24 |
58582.84 |
| 50 |
13401.73 |
12463.33 |
938.40 |
610003.72 |
60082.76 |
13570.33 |
12651.52 |
918.82 |
632575.76 |
59501.66 |
| 51 |
13401.73 |
12474.23 |
927.50 |
622477.96 |
61010.26 |
13559.26 |
12651.52 |
907.75 |
645227.27 |
60409.40 |
| 52 |
13401.73 |
12485.15 |
916.58 |
634963.10 |
61926.84 |
13548.19 |
12651.52 |
896.68 |
657878.79 |
61306.08 |
| 53 |
13401.73 |
12496.07 |
905.66 |
647459.18 |
62832.50 |
13537.12 |
12651.52 |
885.61 |
670530.30 |
62191.69 |
| 54 |
13401.73 |
12507.01 |
894.72 |
659966.18 |
63727.22 |
13526.05 |
12651.52 |
874.54 |
683181.82 |
63066.22 |
| 55 |
13401.73 |
12517.95 |
883.78 |
672484.13 |
64611.00 |
13514.98 |
12651.52 |
863.47 |
695833.33 |
63929.69 |
| 56 |
13401.73 |
12528.90 |
872.83 |
685013.04 |
65483.82 |
13503.91 |
12651.52 |
852.40 |
708484.85 |
64782.08 |
| 57 |
13401.73 |
12539.87 |
861.86 |
697552.90 |
66345.69 |
13492.84 |
12651.52 |
841.33 |
721136.36 |
65623.41 |
| 58 |
13401.73 |
12550.84 |
850.89 |
710103.74 |
67196.58 |
13481.77 |
12651.52 |
830.26 |
733787.88 |
66453.66 |
| 59 |
13401.73 |
12561.82 |
839.91 |
722665.56 |
68036.49 |
13470.70 |
12651.52 |
819.19 |
746439.39 |
67272.85 |
| 60 |
13401.73 |
12572.81 |
828.92 |
735238.37 |
68865.41 |
13459.63 |
12651.52 |
808.12 |
759090.91 |
68080.97 |
| 第6年 |
61 |
13401.73 |
12583.81 |
817.92 |
747822.19 |
69683.32 |
13448.56 |
12651.52 |
797.05 |
771742.42 |
68878.01 |
| 62 |
13401.73 |
12594.82 |
806.91 |
760417.01 |
70490.23 |
13437.49 |
12651.52 |
785.98 |
784393.94 |
69663.99 |
| 63 |
13401.73 |
12605.84 |
795.89 |
773022.85 |
71286.11 |
13426.42 |
12651.52 |
774.91 |
797045.45 |
70438.89 |
| 64 |
13401.73 |
12616.87 |
784.86 |
785639.73 |
72070.97 |
13415.35 |
12651.52 |
763.84 |
809696.97 |
71202.73 |
| 65 |
13401.73 |
12627.91 |
773.82 |
798267.64 |
72844.78 |
13404.28 |
12651.52 |
752.77 |
822348.48 |
71955.49 |
| 66 |
13401.73 |
12638.96 |
762.77 |
810906.61 |
73607.55 |
13393.21 |
12651.52 |
741.70 |
835000.00 |
72697.19 |
| 67 |
13401.73 |
12650.02 |
751.71 |
823556.63 |
74359.26 |
13382.14 |
12651.52 |
730.62 |
847651.52 |
73427.81 |
| 68 |
13401.73 |
12661.09 |
740.64 |
836217.72 |
75099.89 |
13371.07 |
12651.52 |
719.55 |
860303.03 |
74147.37 |
| 69 |
13401.73 |
12672.17 |
729.56 |
848889.89 |
75829.45 |
13360.00 |
12651.52 |
708.48 |
872954.55 |
74855.85 |
| 70 |
13401.73 |
12683.26 |
718.47 |
861573.15 |
76547.92 |
13348.93 |
12651.52 |
697.41 |
885606.06 |
75553.27 |
| 71 |
13401.73 |
12694.36 |
707.37 |
874267.51 |
77255.30 |
13337.86 |
12651.52 |
686.34 |
898257.58 |
76239.61 |
| 72 |
13401.73 |
12705.46 |
696.27 |
886972.97 |
77951.56 |
13326.79 |
12651.52 |
675.27 |
910909.09 |
76914.89 |
| 第7年 |
73 |
13401.73 |
12716.58 |
685.15 |
899689.55 |
78636.71 |
13315.72 |
12651.52 |
664.20 |
923560.61 |
77579.09 |
| 74 |
13401.73 |
12727.71 |
674.02 |
912417.26 |
79310.73 |
13304.65 |
12651.52 |
653.13 |
936212.12 |
78232.23 |
| 75 |
13401.73 |
12738.84 |
662.88 |
925156.10 |
79973.62 |
13293.58 |
12651.52 |
642.06 |
948863.64 |
78874.29 |
| 76 |
13401.73 |
12749.99 |
651.74 |
937906.09 |
80625.36 |
13282.51 |
12651.52 |
630.99 |
961515.15 |
79505.28 |
| 77 |
13401.73 |
12761.15 |
640.58 |
950667.24 |
81265.94 |
13271.44 |
12651.52 |
619.92 |
974166.67 |
80125.21 |
| 78 |
13401.73 |
12772.31 |
629.42 |
963439.56 |
81895.36 |
13260.37 |
12651.52 |
608.85 |
986818.18 |
80734.06 |
| 79 |
13401.73 |
12783.49 |
618.24 |
976223.05 |
82513.60 |
13249.30 |
12651.52 |
597.78 |
999469.70 |
81331.85 |
| 80 |
13401.73 |
12794.67 |
607.05 |
989017.72 |
83120.65 |
13238.23 |
12651.52 |
586.71 |
1012121.21 |
81918.56 |
| 81 |
13401.73 |
12805.87 |
595.86 |
1001823.59 |
83716.51 |
13227.16 |
12651.52 |
575.64 |
1024772.73 |
82494.20 |
| 82 |
13401.73 |
12817.08 |
584.65 |
1014640.67 |
84301.17 |
13216.09 |
12651.52 |
564.57 |
1037424.24 |
83058.78 |
| 83 |
13401.73 |
12828.29 |
573.44 |
1027468.96 |
84874.60 |
13205.02 |
12651.52 |
553.50 |
1050075.76 |
83612.28 |
| 84 |
13401.73 |
12839.51 |
562.21 |
1040308.47 |
85436.82 |
13193.95 |
12651.52 |
542.43 |
1062727.27 |
84154.72 |
| 第8年 |
85 |
13401.73 |
12850.75 |
550.98 |
1053159.22 |
85987.80 |
13182.88 |
12651.52 |
531.36 |
1075378.79 |
84686.08 |
| 86 |
13401.73 |
12861.99 |
539.74 |
1066021.21 |
86527.54 |
13171.81 |
12651.52 |
520.29 |
1088030.30 |
85206.37 |
| 87 |
13401.73 |
12873.25 |
528.48 |
1078894.46 |
87056.02 |
13160.74 |
12651.52 |
509.22 |
1100681.82 |
85715.60 |
| 88 |
13401.73 |
12884.51 |
517.22 |
1091778.97 |
87573.23 |
13149.67 |
12651.52 |
498.15 |
1113333.33 |
86213.75 |
| 89 |
13401.73 |
12895.79 |
505.94 |
1104674.76 |
88079.18 |
13138.60 |
12651.52 |
487.08 |
1125984.85 |
86700.83 |
| 90 |
13401.73 |
12907.07 |
494.66 |
1117581.83 |
88573.84 |
13127.53 |
12651.52 |
476.01 |
1138636.36 |
87176.85 |
| 91 |
13401.73 |
12918.36 |
483.37 |
1130500.19 |
89057.20 |
13116.46 |
12651.52 |
464.94 |
1151287.88 |
87641.79 |
| 92 |
13401.73 |
12929.67 |
472.06 |
1143429.86 |
89529.27 |
13105.39 |
12651.52 |
453.87 |
1163939.39 |
88095.66 |
| 93 |
13401.73 |
12940.98 |
460.75 |
1156370.84 |
89990.01 |
13094.32 |
12651.52 |
442.80 |
1176590.91 |
88538.47 |
| 94 |
13401.73 |
12952.30 |
449.43 |
1169323.15 |
90439.44 |
13083.25 |
12651.52 |
431.73 |
1189242.42 |
88970.20 |
| 95 |
13401.73 |
12963.64 |
438.09 |
1182286.78 |
90877.53 |
13072.18 |
12651.52 |
420.66 |
1201893.94 |
89390.86 |
| 96 |
13401.73 |
12974.98 |
426.75 |
1195261.76 |
91304.28 |
13061.11 |
12651.52 |
409.59 |
1214545.45 |
89800.45 |
| 第9年 |
97 |
13401.73 |
12986.33 |
415.40 |
1208248.10 |
91719.68 |
13050.04 |
12651.52 |
398.52 |
1227196.97 |
90198.98 |
| 98 |
13401.73 |
12997.70 |
404.03 |
1221245.80 |
92123.71 |
13038.97 |
12651.52 |
387.45 |
1239848.48 |
90586.43 |
| 99 |
13401.73 |
13009.07 |
392.66 |
1234254.87 |
92516.37 |
13027.90 |
12651.52 |
376.38 |
1252500.00 |
90962.81 |
| 100 |
13401.73 |
13020.45 |
381.28 |
1247275.32 |
92897.65 |
13016.83 |
12651.52 |
365.31 |
1265151.52 |
91328.12 |
| 101 |
13401.73 |
13031.85 |
369.88 |
1260307.16 |
93267.53 |
13005.76 |
12651.52 |
354.24 |
1277803.03 |
91682.37 |
| 102 |
13401.73 |
13043.25 |
358.48 |
1273350.41 |
93626.01 |
12994.69 |
12651.52 |
343.17 |
1290454.55 |
92025.54 |
| 103 |
13401.73 |
13054.66 |
347.07 |
1286405.07 |
93973.08 |
12983.62 |
12651.52 |
332.10 |
1303106.06 |
92357.64 |
| 104 |
13401.73 |
13066.08 |
335.65 |
1299471.16 |
94308.73 |
12972.55 |
12651.52 |
321.03 |
1315757.58 |
92678.67 |
| 105 |
13401.73 |
13077.52 |
324.21 |
1312548.67 |
94632.94 |
12961.48 |
12651.52 |
309.96 |
1328409.09 |
92988.64 |
| 106 |
13401.73 |
13088.96 |
312.77 |
1325637.63 |
94945.71 |
12950.41 |
12651.52 |
298.89 |
1341060.61 |
93287.53 |
| 107 |
13401.73 |
13100.41 |
301.32 |
1338738.05 |
95247.03 |
12939.34 |
12651.52 |
287.82 |
1353712.12 |
93575.35 |
| 108 |
13401.73 |
13111.88 |
289.85 |
1351849.92 |
95536.88 |
12928.27 |
12651.52 |
276.75 |
1366363.64 |
93852.10 |
| 第10年 |
109 |
13401.73 |
13123.35 |
278.38 |
1364973.27 |
95815.26 |
12917.20 |
12651.52 |
265.68 |
1379015.15 |
94117.78 |
| 110 |
13401.73 |
13134.83 |
266.90 |
1378108.10 |
96082.16 |
12906.13 |
12651.52 |
254.61 |
1391666.67 |
94372.40 |
| 111 |
13401.73 |
13146.32 |
255.41 |
1391254.43 |
96337.56 |
12895.06 |
12651.52 |
243.54 |
1404318.18 |
94615.94 |
| 112 |
13401.73 |
13157.83 |
243.90 |
1404412.25 |
96581.47 |
12883.99 |
12651.52 |
232.47 |
1416969.70 |
94848.41 |
| 113 |
13401.73 |
13169.34 |
232.39 |
1417581.59 |
96813.86 |
12872.92 |
12651.52 |
221.40 |
1429621.21 |
95069.81 |
| 114 |
13401.73 |
13180.86 |
220.87 |
1430762.46 |
97034.72 |
12861.85 |
12651.52 |
210.33 |
1442272.73 |
95280.14 |
| 115 |
13401.73 |
13192.40 |
209.33 |
1443954.85 |
97244.06 |
12850.78 |
12651.52 |
199.26 |
1454924.24 |
95479.40 |
| 116 |
13401.73 |
13203.94 |
197.79 |
1457158.79 |
97441.84 |
12839.71 |
12651.52 |
188.19 |
1467575.76 |
95667.59 |
| 117 |
13401.73 |
13215.49 |
186.24 |
1470374.29 |
97628.08 |
12828.64 |
12651.52 |
177.12 |
1480227.27 |
95844.72 |
| 118 |
13401.73 |
13227.06 |
174.67 |
1483601.34 |
97802.75 |
12817.57 |
12651.52 |
166.05 |
1492878.79 |
96010.77 |
| 119 |
13401.73 |
13238.63 |
163.10 |
1496839.98 |
97965.85 |
12806.50 |
12651.52 |
154.98 |
1505530.30 |
96165.75 |
| 120 |
13401.73 |
13250.21 |
151.52 |
1510090.19 |
98117.37 |
12795.43 |
12651.52 |
143.91 |
1518181.82 |
96309.66 |
| 第11年 |
121 |
13401.73 |
13261.81 |
139.92 |
1523352.00 |
98257.29 |
12784.36 |
12651.52 |
132.84 |
1530833.33 |
96442.50 |
| 122 |
13401.73 |
13273.41 |
128.32 |
1536625.41 |
98385.61 |
12773.29 |
12651.52 |
121.77 |
1543484.85 |
96564.27 |
| 123 |
13401.73 |
13285.03 |
116.70 |
1549910.44 |
98502.31 |
12762.22 |
12651.52 |
110.70 |
1556136.36 |
96674.97 |
| 124 |
13401.73 |
13296.65 |
105.08 |
1563207.09 |
98607.39 |
12751.15 |
12651.52 |
99.63 |
1568787.88 |
96774.60 |
| 125 |
13401.73 |
13308.29 |
93.44 |
1576515.37 |
98700.83 |
12740.08 |
12651.52 |
88.56 |
1581439.39 |
96863.16 |
| 126 |
13401.73 |
13319.93 |
81.80 |
1589835.31 |
98782.63 |
12729.01 |
12651.52 |
77.49 |
1594090.91 |
96940.65 |
| 127 |
13401.73 |
13331.59 |
70.14 |
1603166.89 |
98852.77 |
12717.94 |
12651.52 |
66.42 |
1606742.42 |
97007.07 |
| 128 |
13401.73 |
13343.25 |
58.48 |
1616510.14 |
98911.25 |
12706.87 |
12651.52 |
55.35 |
1619393.94 |
97062.42 |
| 129 |
13401.73 |
13354.93 |
46.80 |
1629865.07 |
98958.06 |
12695.80 |
12651.52 |
44.28 |
1632045.45 |
97106.70 |
| 130 |
13401.73 |
13366.61 |
35.12 |
1643231.68 |
98993.17 |
12684.73 |
12651.52 |
33.21 |
1644696.97 |
97139.91 |
| 131 |
13401.73 |
13378.31 |
23.42 |
1656609.99 |
99016.60 |
12673.66 |
12651.52 |
22.14 |
1657348.48 |
97162.05 |
| 132 |
13401.73 |
13390.01 |
11.72 |
1670000.00 |
99028.31 |
12662.59 |
12651.52 |
11.07 |
1670000.00 |
97173.12 |
|
汇总:
|
等额本息
总利息:99028.31元 总还款:1769028.31元
|
等额本金
总利息:97173.12元 总还款:1767173.12元
|
|
年利率为:1.05%,折扣: 不打折,贷款:167.0万,
分132期(11年), 等额本息比等额本金多:1855.19元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。